Gabrielle Goldwert is a Financial Advisor with Merrill Lynch Wealth Management, working as part of The Goldwert Group alongside her parents, Sylvan and Dalit. She focuses on building personalized financial strategies that align with clients' goals and lifestyles, emphasizing trust and long-term relationships. Gabrielle's client focus areas include college education planning, family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. Gabrielle holds a Bachelor of Business Administration in Finance and Management from the University of Miami. She has earned the Chartered Retirement Planning Counselor™ (CRPC™) and Accredited Wealth Management Advisor™ (AWMA™) designations. Earlier in her career, she passed the SIE exam, Series 7 exam, Series 66 exam, as well as Life Insurance and Accident & Health Insurance Exams. She holds credentials as a Broker-Dealer Agent, Investment Advisor Representative, Licensed Insurance Agent, Chartered Retirement Planning Counselor™, and Accredited Wealth Management Advisor™. Outside of her professional work, Gabrielle enjoys cooking, hiking, music, pickleball, skiing, spending time with her family, tennis, and traveling.

Christian Stine is a financial advisor with Equitable Advisors, holding Series 65 and Series 63 licenses and 10 years of industry experience. He has worked at Equitable Advisors since 2020 and previously with LPL Financial and Axa Advisors. He also serves as an administrator or executor of an estate and trustee of a trust for family and non-family members. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and endorsed TAMPs.

James Cook is a CFP®-certified financial advisor with Morgan Stanley in Red Bank, NJ, bringing 22 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning through a structured process supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Danni Higgins is a Financial Advisor with Merrill Lynch Wealth Management. As a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), she focuses on helping clients gain clarity and confidence in their financial decisions. She works closely with clients to develop personalized wealth management strategies that align with their unique goals and values. Her expertise encompasses areas such as college education planning, family wealth management strategies, personal retirement planning, women and wealth, and tax minimization. Danni takes the time to understand what is important to each client, providing thoughtful financial guidance rooted in care, clarity, and purpose. She aims to simplify complex financial decisions and offers ongoing advice as clients' needs evolve. Danni holds a Bachelor's Degree from the University of Delaware. Outside of her professional role, she has interests that include pickleball, reading, running, skiing, spending time with her family, and traveling.

David Manning is a financial advisor at Stifel with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Manning has been with Stifel since 2018. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services. The firm’s proprietary investment methodology uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

David Nelson Jr. is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2013, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques to help clients develop customized strategies.

Vladimir Stricker is a Financial Advisor at Merrill Lynch Wealth Management and holds professional designations as a CERTIFIED FINANCIAL PLANNER® and Chartered Retirement Planning Counselor. He assists business owners, corporate professionals, retirees, and multigenerational families in making informed financial decisions. His practice emphasizes retirement planning, tax-efficient wealth management, stock compensation strategies, estate planning coordination, and facilitating the transition from wealth accumulation to retirement income. With over a decade of industry experience, Vladimir works closely with clients to develop comprehensive financial plans tailored to their unique needs. His expertise encompasses retirement income strategies, employer stock compensation planning, investment management, cash flow optimization, estate and legacy planning, tax-aware strategies, and risk management. He primarily serves successful professionals, engineers, and business owners seeking to simplify their financial complexities and coordinate various financial components. Vladimir holds a Bachelor's Degree from Kean University and maintains memberships in professional organizations including Business Networking International, the Chamber of Commerce, and the National Association for Divorce Professionals. He is also involved in the community through the ARC of Ocean County. Outside of his professional work, Vladimir enjoys adventure sports, biking, boating, football, golfing, reading, and spending time with his family.

Philip Yellovich is a financial advisor at Morgan Stanley with 36 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Outside of his advisory role, he is a singer in a band and occasionally performs at local venues. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning, utilizing structured discovery processes and advanced modeling techniques.

Mary Ann Jacobs is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, alongside a tenure at CitiGroup Global Markets Inc starting in 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs for individuals and institutional clients, including customized financial planning and asset management. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and proprietary market models as part of its financial planning process.

Andrew Ober is a financial advisor at Raymond James Financial with 40 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services for eight years. Outside of his advisory role, he is an independent contractor with 1792 Wealth Advisors in Neptune, NJ. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, leveraging a range of implementation options and extensive affiliate resources.

Craig Lipari is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Emily Decicco is a financial advisor with UBS Financial Services, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at Morgan Stanley Smith Barney LLC and Abel Noser, LLC, among others. She has also worked at St. John's University. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad set of capital markets services.

Lauren Hall is a financial advisor with Merrill who holds a Series 66 designation and has 16 years of industry experience. She has been with Merrill since 2005. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad set of products and services beyond typical investment management.

Max Pirozzi is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes positions at Barnum Financial Group, Northwestern Mutual, and educational roles at Muhlenberg College and Freehold Township High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage multi-manager and fund-of-funds portfolios.

Kenneth Lemunyon is a financial advisor at Wells Fargo Advisors in Red Bank, NJ, with 39 years of industry experience. He has held roles within Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Outside of his advisory work, he is an executor for his father’s estate and holds a one-third ownership in Select Advisors Wealth Management, LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a wide range of planning options including retirement, education, and niche services like business-owner transition and special-needs analysis. Advisors use proprietary research and planning tools to develop tailored recommendations, with clients choosing how to implement them through various brokerage or advisory programs.

Raymond Triano is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Minnesota Life Insurance Company and Securian Financial Services Inc. He also maintains an ongoing role as a fixed insurance agent with Allied Wealth Partners. Cetera Investment Advisers LLC serves a broad client base including individual, retirement plan, corporate, charitable, and institutional clients. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Richard Bianchi III is a financial advisor at Merrill with a Series 66 designation. He has been with Merrill and Bank of America, N.A. since 2026. Prior to his financial services career, he worked in construction with Big Dog Construction LLC and held a position with the Borough of Deal. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates with Bank of America’s broader platform, delivering a range of investment options and services.

Christopher Angolia is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Outside of advisory work, he is involved with Jersey Coastal Cleaning. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, managing approximately $2.74 trillion in client assets and offering tailored financial planning supported by firm-approved tools and investment modeling.

Pamela Hadley is a financial advisor at Morgan Stanley with 36 years of industry experience. She has been with Morgan Stanley since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and economic modeling to help clients develop financial plans.

Michael Cassella is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within Wells Fargo-affiliated firms since 2009. Outside of his advisory role, he operates a photography business, Michael Cassella Photography, based in Brielle, NJ. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning areas and utilizing Wells Fargo research and tools to develop tailored recommendations.