Nicole Adler Frigoletto is a CFP® professional with eight years of experience in the financial services industry. She has worked at LPL Financial since 2023 and concurrently with River's Edge Wealth Partners since 2020. Her prior roles include positions at Wells Fargo and The MDE Group, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

John Cornacchia is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. His career includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Citigroup Global Markets. He is also involved with Cornacchia Wealth Management, LLC, and Cornacchia GP, LLC, both investment-related ventures. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients meeting a net-worth threshold. The firm offers a broad planning menu, including specialized services like business-owner transition and special-needs planning, and integrates advisory services with other financial products and referral channels.

Carolyn Anderson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She previously worked at Morgan Stanley Smith Barney for 12 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, supported by a large network of investment adviser representatives and a variety of advisory platforms.

Joseph Palone is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Robert Hart is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials. He has held roles at Morgan Stanley since 2022, and previously worked at BCDR Solutions as well as in education and construction. His background includes teaching positions at Monmouth University, Wagner College, and Cheshire Academy. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Brian Patterson is a financial advisor with Equitable Advisors in Colts Neck, NJ, holding the Series 66 designation and having 27 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1998. Outside of his advisory role, Patterson is involved in coaching youth baseball and owns a property and casualty insurance business. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment models.

Lisa Handy Noonan is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 65 designations and possessing 39 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and has worked with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and modeling techniques.

Alan Salowe is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 50 years of industry experience. His career includes long tenures at Securian Financial Services and Mid Atlantic Benefit Strategies, as well as ownership and leadership roles in several financial and business entities. He serves as a partner in fixed insurance sales and is a board member of a nonprofit foundation in Wall, New Jersey. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a nationwide network of independent advisors. The firm serves individual, institutional, and retirement plan clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Helen Eglentowicz is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2014, following five years at Morgan Stanley and one year at Citigroup Global Markets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Mastroberti is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. He specializes in serving high-net-worth individuals, business owners, their families, and their companies. Mark focuses on helping clients make informed financial decisions to achieve their goals, adapting strategies throughout various life stages. His approach involves thorough consultations to understand each client's unique investment objectives, followed by implementing tailored strategies that emphasize ongoing dialogue and portfolio risk management. Mark employs a balanced investment approach that includes tactical shifts within portfolios, utilizing a wide range of investment options across multiple sectors, industries, and international markets. Fixed income products play a key role in his strategies, and he advocates for discretionary management to address limitations found in traditional advisory services. His expertise encompasses areas such as divorce transition planning, retirement income, personal retirement planning, managing new wealth, portfolio management services, and investment consulting for defined contribution plans. He holds a Bachelor's Degree from Pace University and professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Mark is involved in professional organizations such as AMICI of Red Bank and IATTO of Ocean. Prior to the COVID-19 pandemic, he volunteered for numerous Merrill Lynch events, reflecting his commitment to community involvement. Outside of work, Mark enjoys biking, gardening, golfing, hiking, spending time with his family, tennis, traveling, and yoga.

Kunal Patel is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Thomas Chiaravalloti is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Morgan Stanley, spanning more than 13 years prior to his current position. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions.

Joseph Farrell is a Financial Advisor at Merrill Lynch Wealth Management in Red Bank, New Jersey. He began his career at Merrill in 2015, advising clients and their families from the Home Office in Pennington, NJ. In June 2022, he transitioned to Red Bank, aligning his professional role with his roots as a native of Monmouth County. He currently resides in Ocean Township with his wife, Gianna. Joseph's expertise covers a range of client focus areas including college education planning, family wealth management strategies, legacy planning, liquidity management, retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. His approach to wealth management is collaborative, working closely with clients to identify life priorities, develop tangible plans, and employ innovative strategies. He emphasizes client service founded on respect, transparency, and honesty. He holds a Bachelor's Degree from Pennsylvania State University and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional pursuits, Joseph enjoys traveling, playing sports such as baseball, football, golfing, and skiing, as well as spending time with his family.

Marilyn Delauro is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has worked at Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, utilizing both proprietary and third-party solutions.

Julian Gessa is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Wells Fargo since 2013 and has worked at Wells Fargo Clearing since 2017. Outside of his advisory role, he is a co-owner of a pet grooming business in Brick, New Jersey, where he assists on weekends. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from its investment institute alongside third-party data.

Steven Dimino Jr. is a financial advisor with RBC Capital Markets in Red Bank, NJ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at RBC Capital Markets since 2013 and also has experience with City National Bank from 2021 to the present. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs and customizes investment strategies based on clients’ risk profiles, utilizing both in-house and third-party managers.

David Lo is a financial advisor at Equitable Advisors with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Equitable Advisors and its predecessor Axa Advisors since 2002. Outside of his advisory role, he is involved with various outside insurance carriers and Zenith Marketing. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, providing financial planning, retirement plan consulting, and asset-management programs primarily through a network of Investment Adviser Representatives. The firm relies on third-party program sponsors and endorsed TAMPs for most advisory models and offers a range of investment products, including mutual funds, ETFs, separately managed accounts, and select alternative investments.

John Glusko is a Wealth Management Senior Relationship Manager at Fidelity Investments. In this role, he serves as the primary point of contact for clients, handling daily service needs such as opening new accounts, processing money movement requests, and establishing trusts. He aims to develop professional and personal relationships with his clients’ families to ensure they fully utilize the services offered by Fidelity Private Wealth Management. John has been with Fidelity Investments since 2005, holding various positions including Sr Relationship Manager, Branch Service Manager, Regional Operations Consultant, and Financial Representative. Prior to joining Fidelity, he worked as a Trading Desk Representative at Charles Schwab from 2000 to 2005.

Dominick Giovannone is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various roles within Wells Fargo since 2009. Giovannone is also a principal owner of GIOVANNONE GP, LLC, a merchant partnership based in Red Bank, NJ. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu and develops customized recommendations using proprietary research and tools, with a focus on discrete planning engagements.

Christine Kane is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo firms since 2009, including her current role at Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.