Owens Smith is a financial advisor with Morgan Stanley, holding a Series 66 designation and six years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019, following a three-year tenure at Citibank. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm-approved tools to deliver its financial planning services.

Joan Smaldone is a financial advisor at Ameriprise with 39 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Ameriprise in 2021, she worked at Morgan Stanley from 2018 to 2021. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies, supported by proprietary research and algorithmic tools.

Brian Hans is a Series 66 licensed financial advisor with seven years of industry experience, currently with UBS Financial Services since 2019. Prior to joining UBS, he worked at Arnold & Porter LLP for five years and Winston & Strawn LLP for one year. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates proprietary market research and model-based asset allocations with institutional trading capabilities and wealth management services.

Simeon Mann is a financial advisor at Stifel with 16 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016 and holds a Series 66 designation. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling.

Michael Scordo is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2025. He previously worked at Northwestern Mutual and has experience in public service roles including the United States Marshals Service and the Pensacola Police Department. Outside of finance, he has been involved with Long Island Baseball. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supported by a large nationwide network of over 10,000 advisors.

Benjamin Chafitz is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 66 licenses and previously spent 15 years at Securities America Advisors and Securities America Inc. Outside of his advisory role, he serves as President of his condominium board and is a partner in an administration company supporting his advisory business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools and access to multiple third-party money managers and platforms.

Daniel Robinson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with LPL Financial since 2016, with prior experience at Foresters Financial Services and Foresters Advisory Services LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

William Graham is a financial advisor with Primerica Advisors, holding a Series 63 designation and 28 years of industry experience. He has been with Primerica Advisors since 1997 and with Primerica Financial Services since 1995. In addition to his advisory role, he is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Adam Stork is a financial advisor with LPL Financial in Valley Stream, NY, holding Series 63 and Series 65 credentials and with 26 years of industry experience. He previously worked at Charles Schwab and Co., Inc. and TD Ameritrade, among other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Dennis Koleda is a Series 66-licensed financial advisor with three years of industry experience, currently with Stifel in Garden City, NY. Prior to joining Stifel in 2026, he held positions at Family Management Corporation, Family Management Securities, LLC, and Janney Montgomery Scott LLC. He has also worked in non-financial roles related to recovery and detox services. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Steven Miller is a financial advisor with Ameriprise in Garden City, NY, holding Series 63 and Series 65 designations and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Miller also has an ownership interest in a non-investment-related business entity, SJM FM LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Anthony Liverano is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at Neuberger Berman LLC, Prudential Investment Management Services LLC, and Jennison Associates LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques.

Allen Liebb is a financial advisor with Morgan Stanley in New York, NY, holding a Series 63 designation and bringing 41 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a variety of advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Kathleen Pozarycki is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds a Series 63 designation and has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis models.

Susan Quigley is a CFP® with 33 years of experience in the financial industry, currently affiliated with Cetera. Her career includes roles at Avantax and American Portfolios, and she operates Squigley Financial LLC. Outside of her advisory work, she volunteers as a check-in coordinator for the Grey Fox Bluegrass Festival and serves as Advocacy Chair for the Financial Planning Association. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, managing over $256 billion in assets with more than 10,000 advisors nationwide.

Sonny Stephens is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Primerica Advisors since 1996 and has additional work history with the City of New York since 1995 and Primerica Financial Services since 1993. Outside of advising, he is involved in sales of loan products and home security and automation referrals through affiliated Primerica companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, using model-based strategies created by unaffiliated asset managers. The firm operates on a large scale, offering a range of strategic and tactical investment models with trade execution and custody services supported by BNY Mellon Advisors and Pershing.

Luis Lozano is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank, N.A. and CitiBank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm delivers non-discretionary advice through a select group of Wealth Advisors.

Lance Gordon is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 licenses. He has 35 years of industry experience, including a long tenure at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advisory work, he consults for a pest control business. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm primarily uses model-driven portfolio strategies and offers financial planning, access to third-party asset managers, and insurance products through affiliated entities.

William Vinciguerra is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Hofstra University. His expertise includes wealth management and personal investment advising within the Merrill Lynch framework.

Ethan Aulino is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses. He has one year of industry experience, including roles at JPMorgan Chase Bank and Wedge Woodbuilding Services Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers services on a non-discretionary basis, with clients retaining final decision-making authority.