Thomas Clifford III is a financial advisor at Cetera with 31 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and Cetera Wealth Services since 2013. Clifford is also an independent insurance agent specializing in life, accident, and health insurance. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors to individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services, with access to third-party money managers and multiple program structures to accommodate various client needs.

Jeffrey Wang is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 29 years of experience providing financial advisory services to individuals, trusts, corporations, and not-for-profit organizations. As part of a Wealth Management team with more than 45 years of collective financial experience, Jeffrey specializes in investment planning, retirement planning, tax minimization strategies, estate planning services, and corporate cash management. His client focus areas include college education planning, corporate executive services, divorce transition planning, institutional investment consulting, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, portfolio management services, women and wealth, and retirement income. Jeffrey is dedicated to building long-term relationships by offering high-quality advice and integrated wealth management strategies tailored to clients' evolving needs. He begins every client relationship with a conversation to understand and prioritize their financial goals, then customizes approaches to support both financial objectives and life passions. He holds FINRA Series 7, 63, and 65 registrations, life and health insurance licenses, and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from Hofstra University. Residing in Fort Salonga, NY, Jeffrey has volunteered his time to various local charities. Outside of his professional role, he enjoys golf, softball, football, skiing, and spending time with his family and friends.

Mark Filiberto is a financial advisor with LPL Financial, holding Series 63, 65, and 66 designations and 39 years of industry experience. He has worked at LPL Financial since 2019 and has been affiliated with Suffolk Federal Credit Union since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers financial planning, model portfolio programs, and institutional platforms with a broad range of investment strategies and operational support tools.

Edward Vallar Jr. is a CFA charterholder and Series 63 licensee with 10 years of industry experience. He is currently with LPL Financial and has previously worked at RoundAngle Advisors LLC, Foundation Retirement Plan Consultants, Inc., PJ Robb Variable Corp, and WealthSpire Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its network of over 22,800 advisors managing more than $819 billion in discretionary assets.

Peter Donahue is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in Smithtown, NY. He has three years of industry experience, including prior roles at Bank of America, Merrill, and State Farm. Outside of finance, he has worked in the brewing industry with Great South Bay Brewery. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and may incorporate ESG criteria, supported by affiliates that provide implementation and portfolio services.

Brett Heyder is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 14 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. Outside of his advisory career, he was involved in local youth soccer programs from 2014 to 2022. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative screening and qualitative research with forward-looking capital market assumptions to build model asset allocations.

Jonathan Morton is a financial advisor at Equitable Advisors with 12 years of industry experience. He holds Series 65 and Series 66 designations. His prior work includes roles at Axa Advisors, Northwestern Mutual, and Morton Financial, Inc. He also serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses a range of advisory programs delivered through an extensive network of representatives and emphasizes personalized client assessments to match clients with appropriate investment models and third-party managers.

Robert Francis Jr. is a ChFC® with 16 years of industry experience, currently affiliated with Ameriprise. His career includes roles at LPL Financial, Mass Mutual, Metlife Securities, and multiple Ameriprise entities. He is also involved in independent insurance brokering and manages his financial advisory practice through an advisor-owned entity, Certainty of the Uncertainty, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Eric Flowers is a financial advisor with Mass Mutual Investors Services in Bohemia, NY, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He previously worked at MetLife Securities from 2005 to 2017 and has been with Massachusetts Mutual Life Insurance Company since 2016. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser operating as a subsidiary of MassMutual. The firm provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Gregg Gunzburg is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with Axa Advisors, LLC from 1999 to 2020. Outside of his advisory role, he is involved with Oxford Health and United Concordia Dental through Sound Private Wealth. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party investment programs and provides ERISA fiduciary services for qualified plans.

Anthony Barone is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His prior roles include positions at Ameriprise Financial Advisors Inc. and Wells Fargo Clearing. Outside of advisory work, he owns a corporation providing financial services. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that delivers personalized planning and ongoing advice focused on retirement income strategies, using a centralized team and proprietary research tools.

Brendan Shepherd is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012 and Jpmorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process that combines quantitative and qualitative research.

Katherine Connors is a CFP®-designated financial advisor with 30 years of industry experience, currently affiliated with Cetera. She has held roles at firms including Avantax and 1st Global Advisors and operates KC Wealth Management LLC, through which she provides comprehensive financial planning and investment management services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and allows advisors to implement model portfolios or bespoke strategies across multiple program structures.

Joseph Depietro is a financial advisor with LPL Financial and holds Series 63, 65, and 66 licenses. He has 30 years of industry experience, having worked at firms including Morgan Stanley, TD Bank, and Dinosaur Financial Group. His career also includes roles at TD Private Client Wealth LLC and Halliday Financial LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Mary Coleman is a CFP®-certified financial advisor with 21 years of industry experience. She has worked at LPL Financial since 2022 and previously spent 14 years at Ameriprise Financial Services, Inc. Coleman operates Coleman Wealth Advisors, Inc., a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning and model portfolio programs, with support from proprietary research and third-party subadvisors.

John Leonard is a financial advisor at Equitable Advisors with a Series 66 credential and two years of industry experience. His prior work experience includes roles at Madison Parker Financial and Elite System Choice, as well as positions outside the financial sector such as at University of South Florida and Hauppauge High School. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party asset managers and advisory programs while offering services across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Philip Cracchiola is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and with 39 years of industry experience. He has been with Equitable Advisors and its predecessor Axa Advisors since 1999. Outside of his advisory role, he has business interests in Benefit Concepts and the Ashar Group, which focuses on life settlements. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach includes matching clients to advisory program models or discretionary managers, often utilizing third-party TAMPs and offers ERISA fiduciary services through credentialed representatives.

Michael Gaffary is a Series 66-registered financial advisor with Equitable Advisors in Melville, NY, having three years of industry experience. Prior to joining Equitable Advisors, he worked at Oak Neck Delicatessen and held various roles including at St. John The Baptist DHS and SUNY Oneonta. Outside of financial advising, he operates a business under the name Quantum Financial Solutions. Equitable Advisors serves a broad client base including individuals, retirement plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs, utilizing both proprietary and third-party investment models and providing ERISA fiduciary services to qualified plans.

Matthew Kelley is a financial advisor with Cetera, holding a Series 63 designation and 22 years of industry experience. He worked at Lincoln Financial Advisors for 12 years before joining Cetera in 2024. Outside of his advisory role, he is also an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Carl Della Sala is a financial advisor at Equitable Advisors with 40 years of industry experience. He has held Series 63 and Series 65 licenses and has been with Equitable Advisors since 1999, including its predecessor, Axa Advisors, where he worked for over two decades. His other business activities include involvement in the insurance sector. Equitable Advisors serves a broad client base, including individuals across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and utilizes a variety of third-party and proprietary investment solutions.