Ronnie Spears is a financial advisor at Merrill with eight years of industry experience. He has held positions at Aspire Advisors, LLC and Amalgamated Life Insurance Company prior to joining Merrill in 2019. He holds the Series 63 and Series 65 designations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America’s broader platform, providing access to various products and services beyond typical managed accounts.

Michael Derosa is a financial advisor at Cetera with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and Foresters Financial Services. Additionally, he operates THE FENNELL GROUP and FENNELL FINANCIAL SOLUTIONS as dba entities for Cetera and serves as a notary. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Mark Lindberg Sr. is a financial advisor at Cetera with 33 years of industry experience. He holds a Series 63 designation and has previously worked at Avantax Advisory Services and Avantax Insurance Agency for several decades. In addition to his advisory role, he owns and operates a tax preparation and accounting business. Cetera is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering a range of portfolio management, financial planning, and consulting services through a multi-manager platform.

Daniel Lofrese is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 48 years of industry experience. His prior work includes positions at Sterling Bank and Webster Bank. He is also involved in life insurance sales through SBLI USA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Ajet Metaliaj is a financial advisor at LPL Financial with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at institutions including Webster Bank, Key Investment Services LLC, Citi, and KeyBank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Laura Jimenez is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 2003. She began her career in the financial services industry in 2002. Laura's expertise includes family wealth management strategies, personal retirement planning, and advising women on wealth matters. She combines her knowledge of life, disability, and long-term care insurance with ongoing portfolio guidance to address clients' long-term needs at every life stage. Laura holds a Bachelor of Science degree in Finance and Marketing from Boston College. She is a CERTIFIED FINANCIAL PLANNER® professional and holds the Chartered Retirement Planning Counselor™ designation. Laura has been recognized multiple times, including being named to Forbes' Americas Top Women Wealth Advisors Best-in-State list in 2023, as well as previous listings in Forbes' Best-in-State Wealth Management Teams and Next-Generation Wealth Advisors. Residing in Port Chester, New York, Laura lives with her husband and young daughter. In her personal time, she enjoys running, playing tennis, and traveling.

Laura Abels is a financial advisor with Merrill and holds Series 63 and Series 66 licenses. She has 17 years of industry experience, including roles at Bank of America, N.A. since 2022 and Merrill Lynch Pierce, Fenner & Smith, Inc. since 2013. Merrill provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with Bank of America’s broader platform, providing access to a wide set of products and services.

Harold Reinstein is a CFP® with 32 years of industry experience, currently affiliated with J.P. Morgan Securities in White Plains, NY. His prior experience includes roles at First Republic Investment Management and Bank of America, with over two decades at Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Frank Powers III is a financial advisor with UBS Financial Services in Westport, CT, holding a Series 63 designation and 30 years of industry experience. He has been with UBS Financial Services since 2005. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services to provide a broad range of investment solutions.

Jesus Lopez is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 13 years before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Fredric Greenstein is a financial advisor at Stifel with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel since 2007. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses intended to support client decision-making.

Timothy Blair is a Financial Advisor with Merrill Lynch Wealth Management. He works directly with clients to develop personalized investment strategies tailored to their unique financial goals. His areas of expertise include executive compensation, retirement planning, philanthropic planning, portfolio management, small business strategies, and individual and corporate investment strategies. Timothy holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned his high school diploma/GED from Ramapo College. Outside of his professional responsibilities, Timothy is involved with the Food Bank of New Jersey and participates in the Montclair Norsemen Rugby Club. His personal interests include adventure sports, baseball, football, hiking, ice hockey, music, scuba diving, skydiving, swimming, and volleyball.

Michael Parisi is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, NA and TIAA, among other firms. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Luther Stuhlman is a CFA® charterholder with 20 years of industry experience, currently affiliated with J.P. Morgan Securities in New Canaan, CT. He has worked at J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, N.A. since 2010. He was also involved with the estates of Linda N. Stuhlman and James L. Stuhlman from 2022 to 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its wealth advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Rocco Degregorio is a financial advisor with Thrivent Investment Management in Montvale, NJ, holding Series 66 and Series 63 licenses and bringing three years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2022 and previously spent nine years with Glass Gardens and ShopRite of Paramus. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on goal-based analyses and broad financial planning topics without discretionary trading authority or institutional portfolio management.

Arthur Vicente is a financial advisor with Edward Jones in Westwood, NJ, holding Series 63 and Series 66 credentials and eight years of industry experience. Prior to joining Edward Jones in 2023, he worked at KeyBank and its affiliated entities for multiple years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Robert Smith is a financial advisor at LPL Enterprise with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Prudential Insurance Company of America since 1999. Smith also operates a business entity for tax and investment purposes. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a wide range of brokerage and insurance products via its integrated platform.

Hope Klein Andino is a financial advisor with Merrill in White Plains, NY, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Outside of her advisory role, Andino serves as a committee member and president of the Scarsdale Meadows Condominium board and is a board member of the Edgemont Community Council. Merrill offers managed account services through the Select Portfolio Solutions program, serving a diverse clientele including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates model-based and discretionary investment strategies and operates within Bank of America’s broader platform.

Steven Lombardo is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He has held roles at JPMorgan Chase Bank, N.A. since 2017 and has been with J.P. Morgan Securities since 2016. Outside of his advisory work, he owns and manages a rental property in Monroe, NY. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm uses a quantitative asset-allocation process combined with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Louis Seekircher is a financial advisor with Raymond James Financial in Valhalla, NY. He holds a Series 66 designation and has been in the industry since 2024. Prior to joining Raymond James, he worked at Ameriprise Financial and has been involved with Northway Fellowship Inc. since 2017. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm provides tailored, typically non-discretionary advisory services and maintains notable involvement in municipal and public finance through its referral arrangements and affiliate network.