Stephen Fairchild is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Denise Simpson is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation and 12 years of industry experience. She has been with Morgan Stanley since 2014 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she owns a six-family apartment building in East Boston, which is managed by a property management company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Alexander Kurkuvelos is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2024. In this role, he focuses on providing a comprehensive financial planning experience for high-net-worth investors, addressing the growth, protection, efficient distribution, and transfer of their wealth. His approach involves personal conversations aimed at understanding the unique needs of individuals and families to guide them through important financial decisions. Before becoming Vice President, Wealth Planner, Alexander served in several roles at Fidelity Investments, including Wealth Management Planning Consultant from 2022 to 2024, Planning Consultant from 2021 to 2022, and Investment Consultant from 2016 to 2021. Prior to joining Fidelity, he worked as a Financial Advisor at Morgan Stanley from 2013 to 2016. His career demonstrates a continuous focus on financial planning and investment consulting. Outside of his professional responsibilities, Alexander has interests in cars, cooking and baking, family activities, and movies.

Bill Philpott is the Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2026. He began his career with Fidelity Investments in 2021, progressing through positions including Financial Representative, Investment Consultant, and Financial Consultant. Bill focuses on developing financial plans tailored to the unique goals of individuals and families. His approach involves understanding clients on both personal and financial levels to help them build confidence in their financial strategies. Outside of his professional work, Bill has interests in fitness and golf.

Yuli Zhang is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America and Wells Fargo in addition to her current role. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers. The firm serves a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Pamela Mahoney is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets Inc since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Matthew Sherman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2011 and joined Merrill Lynch in 2014. Matthew works with a diverse group of clients, including corporate executives, providing guidance in customized investment and wealth management strategies. He emphasizes financial planning as an ongoing process that evolves with clients' life milestones. Matthew's expertise includes education planning, executive compensation, family wealth management, liquidity management, retirement planning, portfolio management, tax minimization, and retirement income strategies. He utilizes a well-defined process to deliver personalized investment, retirement, cash flow, tax, and estate planning, often collaborating with clients' CPAs and attorneys. He holds a Bachelor's Degree in Finance from Bentley University and is a CERTIFIED FINANCIAL PLANNER® professional, as well as a Certified Private Wealth Advisor®. Matthew is involved with Bentley University as an alumnus and in community activities. In his personal time, he enjoys cooking, football, golfing, music, reading, running, skiing, spending time with his family, traveling, and watching movies.

Scott Cicerone is a financial advisor at Osaic Wealth Inc. with 18 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Maverick Funds, American Century Investment Services, Inc., and Fidelity Investments. Outside of his advisory work, he has been involved with Foxboro Youth Football & Cheer since 2019. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers, using a range of asset-allocation tools and portfolio management approaches.

Thaddeus Niemiec is a CFP® and holds a Series 66 license, currently with UBS Financial Services in Wellesley, MA. He has six years of industry experience and has previously worked at firms including Merrill Lynch, Bank of America, Northwestern Mutual Investment Services, and Greenfield Cooperative Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings such as fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing research-driven, model-based investment strategies tailored to client goals.

Lisa Hirschfeld is a financial advisor at Fidelity with 16 years of industry experience. She holds a Series 66 designation and has been affiliated with various Fidelity entities since 2013, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe, and it holds registrations and roles that distinguish it in the institutional advisory space.

Gregory Paul is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has worked at several Morgan Stanley affiliates and Sanford C. Bernstein & Co. LLC. Outside of his advisory work, he serves on the advisory board and finance committee of the Community Music Center of Boston and participates in the Diversity Committee for the Fund Finance Association. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Michael Meuse is a financial advisor at Edelman Financial Engines with 10 years of industry experience. He holds Series 65 and Series 63 registrations and has worked at Financial Engines Advisors L.L.C., Fidelity Brokerage Services LLC, and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diverse investment solutions including discretionary management and online advice, managing approximately $326 billion for around 477,000 clients.

Bradley Armstrong is a financial advisor at Edward Jones with 16 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for MFS Fund Distributors Inc for 14 years. Armstrong is currently based in Westwood, MA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions under a fiduciary standard.

Julie Patterson D'angelo is a financial advisor at Osaic with 24 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Osaic since 2018. Prior to that, she spent 15 years at John Hancock Life Insurance Co. and Signator Investors, Inc. She is also a partner in Centinel Financial Group LLC, where she is involved in business operations. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through an extensive network of affiliated advisors, offering integrated brokerage and investment advisory services along with access to third-party managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diversified portfolios across various investment types.

Daniel Whiting is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2018 after eight years at Fidelity Investments. Daniel collaborates closely with clients to understand their individual needs, concerns, and priorities, developing personalized financial strategies designed to help them pursue their long-term goals. Daniel holds the CERTIFIED FINANCIAL PLANNER® certification, the Chartered Financial Analyst (CFA) designation, and the Personal Investment Advisor (PIA) credential. He earned a Bachelor of Arts in Economics and a Bachelor of Business Administration in Finance and Operations Management from the University of Massachusetts Amherst, as well as a Master of Business Administration from the University of Massachusetts System. He is licensed in Life, Accident, and Health Insurance and holds Series 7, 9, 10, and 66 FINRA registrations. His client focus includes areas such as divorce transition planning, legacy planning, family wealth management strategies, socially responsible investing, tax minimization, and small business strategies. Residing in Scituate, Massachusetts, Daniel grew up in Holden, Massachusetts. Outside of his professional work, he participates in the North and South River Watershed Association. He enjoys activities including basketball, fishing, golfing, ice hockey, music, pickleball, skiing, and soccer.

Thomas Humphreys is a financial advisor at UBS Financial Services with 45 years of industry experience. He has been with UBS since 1995 and holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor financial plans.

Kevin Williams is an Investment Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive wealth plans aimed at achieving their financial objectives. He focuses on understanding the priorities of his clients and their families to effectively advocate on their behalf throughout various stages of their financial lives. Kevin has extensive experience in the financial services industry, having held multiple roles including Senior Regional Investment Consultant at Fidelity Investments from 2010 to 2022. Prior to that, he served in positions such as AVP, Subadvisory Wholesaler and Sr. Regional Marketing Associate at Putnam Investments between 2000 and 2009, demonstrating a broad background in investment consulting and client relationship management.

Joseph Luiso is Vice President Private Wealth Management Advisor at Fidelity Investments. In this role, he and his team focus on understanding the priorities of clients and their families to develop personalized wealth strategies. Utilizing the expertise of his team of credentialed specialists, he works to assist clients in achieving their financial goals. Joseph has been with Fidelity Investments since 1998. He served as a VP Financial Consultant from 1998 to 2015, after which he has been a Wealth Management Advisor. This extensive experience has provided him with a deep understanding of wealth management practices. Additional details about his education, credentials, and personal interests were not provided.

Robert Greeley is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. He collaborates with clients and their families to navigate the complex world of financial planning, focusing on creating customized financial plans aimed at achieving personal and financial harmony both now and in the future. Robert has been with Fidelity Investments since 2019, gaining progressive experience through roles including Financial Representative, Relationship Manager, Planning Consultant, and currently Financial Consultant. This progression reflects his growing expertise in financial planning and client relationship management.

Julie Kujawski is a financial advisor with Equitable Advisors in Wellesley, MA, holding a Series 66 designation and six years of industry experience. She has worked at Equitable Advisors since 2018 and previously held roles at Michael Franchella, AXA Advisors, Highland Financial Group, and D. N. Lukens, Inc. Kujawski also sings at community events in her hometown of Marlborough, MA. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer and emphasizes solutions through program sponsors and third-party managers.