Matthew Ruggieri is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2018. He has been with Fidelity since 2007, progressing through various positions including Operations Specialist, Financial Representative, Investments Consultant, and Financial Consultant. Prior to his current role, he also worked as a Wealth Management Advisor at TIAA from 2017 to 2018. In his capacity as Vice President Financial Consultant, Matthew partners with clients to create and implement customized financial plans tailored to their family's unique needs. He focuses on designing strategies to improve these plans and maintaining open communication to support clients through important financial decisions and life transitions. Outside of his professional work, Matthew has personal interests that include baseball, fitness, football, golf, and traveling.

Kyle Radley is a financial advisor with Wells Fargo Clearing in Waltham, MA, holding a Series 66 designation and 13 years of industry experience. He previously worked at Credit Suisse Securities (USA) LLC for three years before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics from Wells Fargo Investment Institute alongside third-party data to guide its investment approach.

John Stulpin is a financial advisor at LPL Enterprise with Series 63 and 65 credentials and one year of industry experience. His prior work includes roles at Northwestern Mutual and Symmetry Financial Group, along with entrepreneurial activities through self-employment. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, and institutional entities. The firm uses model-driven investment strategies and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Jordan Kotob is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. His prior work includes roles at DoorDash and the University of Massachusetts Amherst. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Kelsey Saucier is a Financial Consultant at Fidelity Investments. She has held various roles within the company since 2018, progressing from Customer Service Advocate to Financial Consultant. Her experience includes positions as an Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. As a CERTIFIED FINANCIAL PLANNER™ professional, Kelsey focuses on helping individuals and families align their investments and retirement strategies with their financial goals. She leverages Fidelity's resources to provide clear and personalized financial guidance. Kelsey holds a California Insurance License.

Christopher Williams is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Cetera and its affiliates since 2005. Williams is also a member of the Rotary Club of Clinton and serves on the board of directors for Clinton Savings Bank, where he has held various financial services roles since 2017. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, combining affiliated and third-party strategies with various discretionary and non-discretionary program options.

David Li is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Morgan Stanley and its affiliated private bank from 2013 to 2024 before joining Wells Fargo Clearing. Outside of his advisory role, he owns an eight-unit residential rental property in St. Augustine, Florida. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Maura Clow is a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2019. In her role, she works closely with clients to develop goal-driven financial plans that help them manage their financial futures with confidence. Maura is committed to building long-term, trust-based relationships and providing support and guidance throughout various stages of her clients' lives. She maintains a California Insurance License, which supports her ability to offer comprehensive financial advice. Details regarding her educational background and additional professional credentials are not provided.

Zachary Bombard is a financial advisor with LPL Financial in Worcester, MA, holding Series 63 and Series 65 licenses and nine years of industry experience. He has worked at LPL Financial since 2018 and previously held multiple roles at Voya Financial Advisors and Voya Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network of advisors with model portfolios, third-party asset management, and technology tools, while also offering various non-advisory financial services.

Thomas Clinton is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 27 years of industry experience. He previously worked at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and Osaic FS, Inc. Outside his advisory duties, he is involved with Couture Financial Services, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, leveraging both proprietary and third-party investment strategies.

Ashley Casucci is a financial advisor at Morgan Stanley with one year of industry experience. Before joining Morgan Stanley, she worked at MENTOR South Bay and previously spent six years with Braintree Public Schools. She is a Series 66 license holder and holds a minority partnership in a real estate investment firm. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers financial planning both directly and through employer agreements.

Shazia Tariq is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. She has worked at Fidelity Investments since 2024 and previously held positions at Santander Securities and Santander Bank. Strategic Advisers LLC, a Fidelity company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios, and it serves a variety of clients through discretionary and non-discretionary advisory services.

Vincenzo Palmerino is a financial advisor at Cetera with five years of industry experience. He holds the Series 66 designation and has worked previously at Bridgewater Associates and The Richman Group. He is also involved with CCR Wealth Management as a financial planning associate. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform with access to both affiliated and third-party investment strategies.

Michael Bramley is an advisor at LPL Enterprise with 11 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s investment implementation is typically model-driven, featuring financial planning, access to third-party asset managers, and participation in the Model Wealth Portfolios wrap program.

Hope Dennis is a financial advisor at LPL Financial with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has held positions at Central One FCU, CUNA Brokerage Services, and Mutual of Omaha. Dennis is based in Shrewsbury, MA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Hunter Dempsey is a financial advisor at LPL Financial with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Balance Wealth Advisors and Cadaret, Grant & Co., Inc. prior to his current role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both proprietary and third-party investment strategies.

Elisa Chan is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 66 credentials and has 16 years of industry experience. Her work history includes roles at Cambridge Investment Research, Dream Big Financial, Chan And Dahrooge Financial Group, Eagle Strategies, and New York Life Insurance Company. She is also a notary public. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm supports both discretionary and non-discretionary investment strategies through various platform arrangements and offers proprietary and third-party model strategies.

Krisana Voss is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various firms, including multiple roles at Citizens Bank and Citizens Securities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Kathleen Illinger is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2007. Morgan Stanley Wealth Management provides a wide range of advisory programs for both individual and institutional clients, offering tailored financial planning supported by structured discovery methods and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional offerings with specialized financial planning services.

John Leahy is a financial advisor at Ameriprise with 37 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Ameriprise and its affiliate since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service focused on delivering written recommendation reports and annual retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.