David Tremblay is a Financial Consultant currently working at Fidelity Investments since 2022. He collaborates with clients to develop, implement, and maintain financial plans that align with their individual needs and goals, adapting strategies as those needs evolve over time. He has extensive experience in the financial services industry, having held various roles including Managed Solutions Consultant and Portfolio Specialist at Fidelity Investments, Financial Consultant at Santander Investments, Financial Services Professional at New York Life, Product Manager at Fidelity Investments, Consultant at Watson Wyatt Worldwide, and Sales Support Consultant positions at MetLife, Allmerica Financial, and Aetna Life Insurance. His career spans from 1993 to the present. Outside of his professional work, David enjoys activities such as baseball, beach outings, biking, family activities, parenthood, and skiing.

Joseph Gonthier is a financial advisor with Ameriprise in Wellesley, MA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at AAFCPAs, Inc. and Merrimack College Financial Capability Center. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Robert Kostigen is a Senior Financial Advisor with Merrill Lynch Wealth Management. He is part of the HRSK & Associates team, which averages 15 years of experience in the financial services industry, delivering expertise in retirement and education planning strategies, insurance strategies, and trust planning services. Robert and his team focus on building enduring relationships grounded in trust, integrity, and accessibility while providing sound guidance and strong service. They employ a defined, goals-based process for wealth management, emphasizing a long-term investment approach centered on asset allocation, diversification, and discipline, leveraging the resources and research of Merrill Lynch. Robert holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Suffolk University. His approach involves helping clients achieve their personal and family financial goals by creating customized plans that reflect their perspectives and priorities.

Mitchell Sirota is a Financial Consultant at Fidelity Investments, where he partners with clients to develop comprehensive financial strategies tailored to their individual and family goals. He focuses on helping clients create plans aimed at growing, preserving, and distributing their wealth in alignment with their financial objectives. Mitchell has held several roles at Fidelity Investments since 2020, including Financial Representative, Relationship Manager, Investment Consultant, and currently Financial Consultant. This progression reflects his experience in client relationship management and investment consulting within the financial services industry. Outside of his professional work, Mitchell has interests in art, cars, cooking and baking, music, and traveling.

David Swartz is a financial advisor at Morgan Stanley in Wellesley, MA, with 26 years of industry experience. He has been with Morgan Stanley and its predecessor firm since 2007. Outside of his advisory work, he serves as a FINRA arbitrator. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured planning tools and investment research.

David Everts is a financial advisor at UBS Financial Services with 41 years of experience, having been with UBS since 1985. He holds a Series 63 designation. He serves as a trustee for multiple family trusts related to investment management and planning. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and a range of investment products. The firm integrates institutional trading capabilities with wealth management, supported by proprietary research and a broad platform of capital markets services.

Stephen Saulnier is a financial advisor with Charles Schwab in Burlington, MA, holding Series 63 and Series 66 designations and possessing 26 years of industry experience. He has worked with Charles Schwab since 1998 and has been involved with Charles Schwab Bank, SSB since 2005. Outside of his advisory role, he is the owner of 12 Th St. LLC, a rental real estate management business. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance using multi-asset model portfolios, providing integrated brokerage, custody, and advisory services.

Patrycja Cotter is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. She has previously worked at various Citizens Bank entities from 2014 to 2022. Outside of her advisory role, she serves as a Notary Public. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and annual advice focused on income sources and tax-aware withdrawal strategies.

Daniel Finn is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside advisory services.

Marianne Zawacki is a financial advisor with Raymond James Financial who holds a Series 66 designation and has 22 years of industry experience. Her career includes roles at LPL Financial, Cetera Wealth Services, and Northwestern Mutual Investment Management. She is also involved with Digital Federal Credit Union through related investment and financial institution activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting supported by analytical tools and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Matthew Little is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 34 years of industry experience. His career includes roles at Cetera, Cetera Advisors LLC, Investors Capital Corp., and B.B. Graham & Company. He is also an insurance agent selling life, health, annuities, and long-term care products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios.

Alasdair Swett is a Series 66 licensed financial advisor with Fidelity in Chestnut Hill, MA, with one year of industry experience. His prior work history includes a position at Harbour Capital Corporation and various roles outside finance, such as involvement with the University of New Hampshire Cat's Cupboard Food Pantry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Terence Hunt is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the Financial Services industry for 39 years with 30 years as a legacy Merrill Lynch Wealth Management advisor. Terence focuses on client areas such as college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, and retirement income. Terence holds a Bachelor of Science in Finance from Siena College and an MBA in Banking and Finance from Hofstra University. He possesses professional licenses in Life, Long Term Care insurance, and Annuities, along with Series 7, 63, 24, 53, and 4 FINRA registrations. Among his designations are CERTIFIED FINANCIAL PLANNER (CFP), Certified Divorce Financial Analyst (CDFA), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Chartered SRI Counselor (CSRIC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Terence is a former board member of the Needham Education Foundation and served for nine years on the Board of Associate Trustees at Siena College. He currently participates in several local activities and charitable organizations. Terence resides in Needham, MA with his wife Mary and has personal interests including baseball, reading, soccer, spending time with his family, and watching movies.

Duke Ferrara is a financial advisor at UBS Financial Services with Series 66 credentials and one year of industry experience. He previously attended Colby College and worked at Noble and Greenough School. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored through proprietary research and model-based asset allocations.

Tara Grinham is a financial advisor at Fidelity with 14 years of industry experience. She holds the Series 66 designation and has been with Fidelity in various roles since 2013. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves registered investment companies and employs systematic methodologies alongside AI and machine learning in its investment process.

Kevin Crawford is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2023. He partners with clients to help them grow, protect, and transfer their wealth with the goal of pursuing financial fulfillment. Kevin has been with Fidelity Investments since 2013, progressing through various roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant. This extensive experience has provided him with a comprehensive understanding of wealth management and financial planning. No information regarding his education, credentials, personal interests, or community involvement has been provided.

Mark Freeman is a financial advisor with Edward Jones in Hudson, MA, holding a Series 66 designation and having nine years of industry experience. He has been with Edward Jones since 2017. Outside of his advisory role, Freeman serves as a trustee for Highland at Holliston Trust II and volunteers as a DECA advisor, assisting students with competition preparation and public speaking. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, supported by a large network of financial advisors and branch offices nationwide.

Peter Burbank is a financial advisor at Wells Fargo Advisors with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors and its affiliated entities since 2009. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, and niche areas such as business-owner transition and special-needs analysis. The firm combines advisory services with other financial products and referral channels, delivering tailored recommendations supported by Wells Fargo’s research and planning tools.

Nicholas Avola is a CFP® certificant with four years of industry experience, currently advising clients at LPL Financial. His prior roles include positions at RBC Capital Markets, First Republic Securities Company, JP Morgan Chase, and Federated Hermes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Mary Metro is a CFP® with 27 years of experience, currently serving at Raymond James Financial. She has held roles at Lincoln Life and Annuity since 2018 and operates her own practice, Metro Financial Strategies, since 2010. Mary is also a Certified Divorce Financial Analyst and has been involved in non-variable insurance activities for over a decade. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a varied client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting and supports municipal and public finance work through an affiliation with a municipal advisor.