Ryan Arsenault is a Wealth Management Advisor with The Battaglia McCauley Group at Merrill Lynch Wealth Management. He began his career in financial services in 2013 and joined Merrill Lynch in 2019. Ryan provides investment and wealth management strategies tailored to entrepreneurs, corporate executives, retirees, and their families. His approach emphasizes clear communication, disciplined planning, and aligning investment decisions with clients' broader financial goals as their lives and priorities change. He collaborates regularly with clients' attorneys, accountants, and other trusted advisors to coordinate strategies effectively. Ryan holds a Bachelor's Degree from the University of New Hampshire and is a CERTIFIED FINANCIAL PLANNER® (CFP) certificant. He is also a Personal Investment Advisor (PIA) and participates in the UNH Alumni Boston Chapter. Outside of his professional work, Ryan is involved with the Greater Boston Food Bank and enjoys bowling, cooking, football, golfing, ice hockey, skiing, tennis, traveling, watching movies, and spending time with his family.

Olivia Coco is a Planning Consultant at Fidelity Investments, where she serves as a trusted point of contact for Financial Consultants, providing proactive support and guiding clients through their financial journeys with confidence and clarity. She has been with Fidelity Investments since 2023 and has held roles including Financial Representative and Relationship Manager prior to her current position. Her professional experience encompasses various aspects of financial consulting and client relationship management within Fidelity Investments. Olivia's work focuses on supporting financial consultants and ensuring clients receive comprehensive assistance in their financial planning. Outside of her professional responsibilities, Olivia enjoys fitness, hiking, music, outdoor adventures, reading, and running.

Mathew Silvagnoli Martinez is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. He previously worked at Bank of America, N.A. and LGA, LLP CPAs & Business. Outside of his advisory role, he works part-time as a bartender at Four Oaks Country Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

George Hanscom is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been affiliated with Cetera and its related entities since 2016. Outside of his advisory role, Hanscom manages tax preparation and consulting services through George Hanscom & Associates and owns GJH Processing, a business focused on e-filing tax returns. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with access to affiliated and third-party managers.

Brian Murphy is an Investment Consultant currently working at Fidelity Investments since 2024. He focuses on collaborating with clients to develop holistic financial plans tailored to their specific goals, with an emphasis on fostering client confidence and comfort in their financial strategies. His professional experience includes roles at Fidelity Investments as a Financial Representative from 2023 to 2024 and as an Investment Solutions Representative from 2021 to 2022. Prior to that, he worked at Putnam Investments as an Investor Services Associate from 2020 to 2021 and served as a College Financial Representative at Northwestern Mutual in 2020.

Daniel Heenan is a financial advisor with Ameriprise in Arlington, MA, holding a Series 63 designation and over 33 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Outside of his advisory role, he has a business ownership unrelated to investment activities that is used solely to pay regular office bills. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing tax-aware retirement planning advice, using a centralized team that collaborates with individual advisors to support clients approaching or in retirement.

William Kindle is a financial advisor at Edelman Financial Engines with 30 years of industry experience. He holds Series 65 and Series 63 designations and previously worked at firms including Homestead Advisers Corp., Windham Capital Management, and Wellesley Asset Management. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary management options.

Jon Bicknell is a CFP®-designated financial advisor with 30 years of industry experience, currently affiliated with Cetera. His career includes roles at Cetera Advisors LLC, Investors Capital Corp., and Osaic FA, Inc. In addition to his advisory work, he is involved in fixed insurance sales, operates a financial services DBA, and is engaged in life settlements. Cetera Investment Advisers LLC distributes advisory services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services via a multi-manager platform with discretionary and non-discretionary options.

Nicholas Bella is the Vice President, Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2016, progressing through various positions including Financial Consultant, Investment Consultant, Relationship Manager, Investment Solutions Representative, Premium Relationship Associate, and Financial Representative - Full Trader. Throughout his tenure at Fidelity Investments, Nicholas has developed expertise in financial planning, investment strategy, and income planning tailored to meet the unique needs of clients and their families. He emphasizes advocacy, consistent communication, and clarity in working with clients to achieve their financial goals. No information regarding his education, credentials, personal interests, or community involvement was provided.

Katsiaryna Mosquera is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2018. Prior to her advisory career, she was affiliated with the Russian Benevolent Society from 2013 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gina Gillespie is the Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2014. She collaborates with clients to understand their personal and professional objectives and helps them develop tailored investment plans. Gina aims to empower her clients through a clear and collaborative approach to financial strategy. Her career in financial services spans over a decade, beginning as a Senior Internal Wholesaler with John Hancock Distributors from 2006 to 2010. She then served as Regional Representative and DCIO Regional Representative for John Hancock Funds between 2010 and 2012. In 2012, she joined Fidelity Investments as an Account Executive before advancing to her current role.

Jiles Robinson is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. His prior work includes roles at Bank of America and Merrill. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base, including individuals, institutions, and municipalities. The firm offers a range of financial planning and consulting services, with a focus on non-discretionary advice supported by extensive research and multiple portfolio management styles.

Heather Scearce is a Financial Advisor with Merrill Lynch Wealth Management, where she has been creating personalized wealth strategies since 2022. She works closely with clients to understand their unique priorities and develop financial plans that address a range of goals, including retirement planning, socially responsible investing, and tax minimization. Heather provides ongoing advice and access to a wide range of financial services through Bank of America specialists. Prior to her career in financial advising, Heather owned and operated a Pilates and personal training studio, where she helped clients achieve their health and fitness objectives. She holds a Bachelor's Degree from the University of Washington and the Personal Investment Advisor (PIA) designation. Outside of her professional role, Heather enjoys boating, dancing, gardening, music, spending time with family, tennis, traveling, and yoga.

William Johnson is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with various Fidelity entities since 2000. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund-of-funds and model portfolios using systematic methodologies.

Carl Annese III is a financial advisor at Edelman Financial Engines with a Series 65 designation. He has been with Edelman Financial Engines since 2019 and previously worked at Siharum Advisors from 2015 to 2019. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub‑advisory services to other financial institutions, and supports a large participant base through both advisor-led and online offerings.

Joy Baron is a financial advisor at OSAIC with 38 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Signator Investors, Inc. and John Hancock. Baron is also a partner at Coastal Wealth Management, an LLC focused on financial services. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach emphasizing asset allocation and portfolio optimization, with a range of programs supported by affiliated broker-dealer and RIA relationships.

Roger Cunhui Yang is a financial advisor with Cetera who holds the CFP® designation and Series 63 and 65 licenses. He has 28 years of industry experience and has worked at firms including Cantella & Co., Inc., and Great Wall Insurance Group, Inc. Yang serves as president of Great Wall Financial Group, Inc. and is active in managing multiple family real estate trusts and condominium associations. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with discretionary and non-discretionary account options.

Hugh Smith is a Planning Consultant at Fidelity Investments, a role he has held since 2022. He previously served as a Financial Representative, Investment Solutions Representative, and Customer Relationship Advocate at Fidelity Investments, gaining experience across multiple client-focused positions from 2020 to 2022. Hugh’s approach to financial planning emphasizes tailoring strategies to fit each client's individual needs, recognizing that different approaches work for different people. He prioritizes clear and open communication to help clients manage their financial strategies effectively. Outside of his professional work, Hugh enjoys activities such as beach outings, bowling, cooking and baking, hiking, surfing, and volunteering.

Rennee Lammi is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has worked at Merrill and Morgan Stanley during her career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Sechrist is a CFP® professional with 17 years of industry experience, currently affiliated with LPL Financial since 2025. He held previous roles at Cambridge Investment Research and John Hancock Funds. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad network of over 22,800 advisors.