William Gorman is a financial advisor with Raymond James Financial in Philadelphia, PA, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Raymond James Financial since 2009, and his background also includes managing Gorman Investment Group, Ltd. Outside of advisory work, he owns and manages a rental real estate business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, while also maintaining unique municipal advisory capabilities and specialized retirement plan consulting services.

Raymond Farnesi is a financial advisor with UBS Financial Services in Philadelphia, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include multiple positions at Goldman Sachs and a brief tenure at Exelon (PECO Electric). UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, delivering tailored financial planning and portfolio management supported by proprietary research and model-based asset allocations.

Sean Volz is a Financial Advisor at Merrill Lynch Wealth Management and a member of The Mallach Group in Philadelphia. He partners with clients to provide comprehensive, goals-based wealth management services through every life stage. Sean began his journey at Merrill Lynch as an intern and has built his career supporting retail and mass affluent clients aligned to local Bank of America financial centers. Sean holds a Bachelor's degree from Dickinson College and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER®, Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His expertise spans education planning, equity compensation services, family wealth management strategies, legacy planning, retirement income, socially responsible and ESG investing, among other areas. Beyond his professional role, Sean is involved in his community through volunteer work with Swarthmore Presbyterian Church. He enjoys personal interests such as cooking, fishing, gardening, golfing, hunting, ice hockey, reading, running marathons, skiing, and woodworking.

Kyle Stokley is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior experience includes roles at The Vanguard Group and multiple positions in education and retail. Kyle is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs.

Vincent Malazita is a financial advisor with Equitable Advisors in Cherry Hill, NJ, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2002. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party program sponsors.

Brittany Yourinson Gaskill is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, bringing two years of industry experience. She has been with Cambridge since 2023 and volunteers as a committee member for the Westtown-Thornbury Elementary School PTO. Cambridge Investment Research Advisors serves a diverse client base, including individuals and institutional clients such as pension and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

Robert Koosha is a financial advisor at UBS Financial Services with Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Merrill and The Vanguard Group, as well as a background involving self-employment and work at Customers Bankcorp. Outside of his advisory work, he has worked as a delivery driver for DoorDash. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and capital markets platforms.

Rene Alvarado is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes roles at Wilmington Trust, Goldman Sachs, and six years at Accenture, along with completing an MBA at The Wharton School. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with various advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a broad range of investment offerings.

Elizabeth Giuliano is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 28 years of industry experience. Her prior work includes roles at Woodbury Financial Services, Questar Asset Management, and Montague & Giuliano. She is involved with a nonprofit organization through Giuliano Financial Services, where she volunteers time for service activities. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, retirement plan consulting, and alternative investments. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by risk-tolerance analysis and rebalancing tools.

Samantha Tyndale is a financial advisor with Ameriprise, holding a Series 66 designation and nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary advice, primarily for assets managed within Ameriprise accounts.

Barbara Pettit is a financial advisor with Equitable Advisors in Cherry Hill, NJ, holding Series 63 and Series 66 credentials and with 15 years of industry experience. Her prior roles include positions at Vicus Capital, Cetera Advisor Networks, Schwartz Financial Associates, TIAA-CREF, and Vanguard Advisers. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a range of advisory models implemented through third-party managers and provides ERISA fiduciary services to qualified plans.

Kieran Cannon is a Financial Advisor at Merrill Wealth Management. He provides guidance to individuals and families, helping them understand complex financial decisions and their broader impacts. His clients include business owners, corporate executives, professionals, retirees, and families facing significant financial decisions or transitions, such as retirement preparation, investment management, career or business changes, concentrated stock planning, and overall financial organization. Kieran holds a Bachelor of Science degree in Economics from Hofstra University. He has earned the Chartered Financial Consultant® (ChFC®) and Chartered Retirement Planning Counselor™ (CRPC™) designations, and maintains FINRA Series 7 and 66 registrations as well as a Life, Accident & Health insurance license for Pennsylvania. His expertise covers investments, retirement, taxation, insurance, and estate planning. Originally from Delaware County, Pennsylvania, Kieran now resides in South Jersey with his wife and their dog. Outside of work, he enjoys fitness and maintaining an active lifestyle, including boating, fishing, golfing, pickleball, and surfing. He values understanding clients' priorities to collaborate on personalized financial plans centered on their goals and aspirations.

Andrew Arno is a financial advisor at Cetera with 29 years of industry experience. He holds a Series 63 designation and has worked with firms including LPL Financial, Private Advisor Group, and Cetera Advisors LLC. In addition to his advisory role, he is involved in insurance services, selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers, operating a large multi-manager platform with over $256 billion in assets under management.

Craig Hacker is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has more than 38 years of experience specializing in investment, retirement, wealth transfer, and business succession planning for high-net-worth families, individuals, and business owners. Craig focuses on helping clients pursue long-term financial goals through personalized wealth management strategies that reflect their full financial picture. His approach includes goals-based wealth planning and uses tools like Monte Carlo simulation to assess the probability of achieving clients’ objectives over their lifetimes. Craig holds the Chartered Retirement Planning Counselor™ and Personal Investment Advisor designations. He earned a B.S. in Accounting from Pennsylvania State University and an MBA in Finance from Temple University. While he does not provide legal or tax advice, he collaborates closely with clients’ attorneys and tax advisors to integrate all financial and legal considerations into comprehensive wealth and estate plans. He lives in Malvern, Pennsylvania with his wife, Maribeth. Craig is an active member of Paoli Presbyterian Church and the North American Hunting Dog Association. He enjoys training and hunting with his German Pointers, and spending time with his three children and six grandchildren.

Alan Chapman is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 66 designation and has worked previously at Lincoln Financial Advisors, Janney Montgomery Scott, Mercadien Asset Management, and Morgan Stanley. Chapman is also involved in insurance-related business activities through Generation Capital agency. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Ethan Kose is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63 and Series 66 designations. His career includes roles at JPMorgan Chase Bank NA since 2017, JPMorgan Securities LLC since 2013, Morgan Stanley from 2011 to 2013, and Credit Suisse Securities from 2009 to 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, customized asset allocation advice and investment manager searches supported by quantitative and qualitative research.

Michael Comber is a CFP®-certified financial advisor with 23 years of industry experience, currently with Morgan Stanley in Philadelphia, PA. He has been associated with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering financial planning services that utilize firm-approved tools and models to support client decision-making. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-sponsored financial planning agreements.

Kevin Kolmer Sr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 2004 and joined his current team in 2007. Kevin works with a wide range of clients, including those early in their careers who are beginning to accumulate wealth, as well as individuals approaching retirement or considering selling their enterprises. Kevin holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification from the Certified Financial Planner Board of Standards. He earned a Bachelor's degree in Business Management from Gettysburg College, where he was active in tutoring, community service, and held leadership roles. In his advisory practice, he focuses on identifying client risks related to retirement cash flow, liability management, and tax consequences, using a planning-based approach that addresses risks beyond portfolio management. Outside of his professional work, Kevin is involved with the Berwyn Paoli Area Little League, where he coaches and serves on the finance committee. He resides in Berwyn, Pennsylvania with his family. His personal interests include golf, paddle tennis, running, following Philadelphia sports teams, and spending family time in Ocean City, New Jersey.

Andrew Polis is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016. Outside his advisory role, he serves as co-trustee of his father's trust and co-executor for his mother's estate, both investment-related responsibilities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Michael Steinrock is a financial advisor at Wells Fargo Clearing in Philadelphia, PA, holding a Series 66 designation with four years of industry experience. His career includes roles at Merrill and Bank of America/Merrill Lynch. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.