Kyle Bernstein is a financial advisor at Creative Planning with six years of industry experience. He holds a Series 65 designation and has worked previously at Edward Jones and State Farm Insurance. Bernstein also has experience with the University of Missouri from 2015 to 2019. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, complemented by private market investments and tax-loss harvesting, managing approximately $295.6 billion in client assets.

Robert Cornilles is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has worked exclusively at Citigroup since 2019, with earlier roles at EPIC Ventures and Wells Fargo. Citigroup Global Markets serves individual and institutional clients across various wealth segments with multi-asset, multi-manager investment strategies. The firm combines large institutional scale with unique market roles, offering a broad range of advisory programs and execution services.

Emily Wasco is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds a Series 66 designation and has worked at Citigroup since 2021, following 14 years at Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research, security pricing, and derivatives services.

Jon Gagliardi is a PFS™ credentialed financial advisor with two years of industry experience, currently with Cetera Planning Partners. He has a background that includes roles at Avantax and 1st Global Advisors, and he serves as Chief Executive Officer of MSPC Certified Public Accountants and Advisors, which provides tax planning, financial attest services, and investment planning. Cetera Planning Partners serves individual and high-net-worth clients, with a focus on pre-retirees and retirees, offering investment management and comprehensive financial planning, including tax and estate planning services. The firm employs a document-driven process centered on diversified mutual fund and ETF allocations aligned with client objectives and risk tolerance.

Caroline Galdabini is a financial advisor at Citigroup Global Markets with 22 years of industry experience. She has held her current position at Citigroup Global Markets since 2007 and holds Series 63 and Series 66 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains a combination of large institutional scale and specialized market roles.

Caroline Hirt is a CFP® and Series 65-registered advisor at Cerity Partners LLC with four years of industry experience. She previously worked at SVB Wealth LLC and has experience in education and golf club management before entering the financial advisory field. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets. The firm offers customized wealth management services and employs a client-specific investment framework that integrates proprietary quantitative methods, third-party strategies, and direct security selection.

Stefan Rojas Ayala is a financial advisor at Citigroup Global Markets with a Series 66 designation and has been with the firm since 2023. His professional background includes roles outside the financial industry, including positions at FedEx Ground and in local parks and recreation. Citigroup Global Markets serves individual and institutional clients across wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm utilizes multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches and maintains unique market roles as a security-based swap dealer and futures commission merchant.

Theodore Schneider is a CFA® charterholder with 11 years of experience in financial advising. He has worked at Cerity Partners LLC since 2022 and previously spent nine years at Round Table Wealth Management. He holds a financial interest in a private investment business, P Shares LLC. Cerity Partners LLC advises a diverse client base, including high-net-worth individuals, families, charities, and institutional investors, managing approximately $166.2 billion in assets. The firm offers customized wealth management services and access to alternative and private market solutions through a combination of proprietary quantitative methods and direct security selection.

Gregory Vasilakos is a financial advisor with Eagle Strategies (NY Life) in New York, NY. He holds a Series 66 designation and has eight years of industry experience. He has been with Eagle Strategies since 2019 and has worked with affiliated New York Life entities since 2018. Eagle Strategies serves a broad mix of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Kristen Owen is a CFA® charterholder with 15 years of industry experience and has been with Oppenheimer since 2015. She holds a Series 63 license and is based in New York, NY. Outside of her advisory role, she is a limited partner and minority investor in a commercial property investment LLC. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm provides a wide range of programs including asset management, consulting, and retirement services, offering both discretionary and non-discretionary investment solutions.

Dominick Angione Jr. is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles and arrangements.

Dennis Baum is a financial advisor at Oppenheimer with 59 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2012. Baum serves as a board member for Selfhelp Community Services and the Leo Baeck Institute and acts as co-trustee for multiple family and charitable trusts. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of advisory services including equity, balanced, and fixed-income portfolios, utilizing strategic and tactical asset allocation with both discretionary and non-discretionary management.

Lauren Fonacier is a CFP® professional with 16 years of industry experience. She is currently affiliated with Commonwealth Financial Network and Element Financial Group. Her prior work includes roles at Kestra Advisory, Kestra Investment Services, LLC, and NFP Advisor Services. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational and compliance support to affiliated advisors.

Benjamin Sax is a financial advisor at Corient with 47 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including Bank of America, Merrill, UBS Financial Services, and Kore Private Wealth. Sax serves as a board member and subcommittee member for the Anti-Defamation League, a civil rights organization. Corient provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach combining in-house and third-party strategies, with a focus on risk management and customized asset allocation.

Kevin Rabbitt is a financial advisor at Cerity Partners LLC with 23 years of industry experience. He holds the Series 66 designation and has previously worked at Goldman Sachs & Co. LLC, United Capital Financial Advisers, LLC, and The Ayco Company, L.P./Mercer Allied. Cerity Partners serves a diverse client base including individuals, families, trusts, estates, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services with an investment approach that combines proprietary quantitative screening, manager selection, and both third-party and direct security strategies, including access to alternative and private market solutions for qualified clients.

Samuel Bebout is a financial advisor with Cerity Partners LLC, holding a Series 65 credential and one year of industry experience. His prior roles include positions at Cobalt Service Partners, Alvarez & Marsal, and EY, LLP, as well as periods of full-time education. Cerity Partners advises a broad client base including individuals, families, trusts, estates, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm’s investment approach emphasizes customized wealth management through tailored Investment Profiles, asset allocation, proprietary quantitative screening, and access to alternative and private market solutions for qualified clients.

Timothy Malon is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Citigroup in 2021, he worked at Deutsche Bank Securities Inc. and Deutsche Bank Trust Company Americas from 2015 to 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large-scale institutional capabilities with unique market roles, including in-house research and derivatives services.

Brian De Lisi is a CFA® charterholder with 20 years of experience in the financial industry. He is currently with Citigroup Global Markets, where he has worked since 2022, following a seven-year tenure at J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with a combination of large institutional scale and unique market roles.

Jeffrey Wingerter is a CFP® with 21 years of industry experience, currently serving at Schwab Wealth Advisory. His prior roles include positions at Citibank, City National Bank, CITIGROUP, and PNC Wealth Management. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning within the Schwab Wealth Advisory program, utilizing proprietary asset-allocation models and internal research tools to support personalized investment guidance and wealth management consultations.

Shaymus Contorno is a financial advisor at Oppenheimer with six years of industry experience. He holds the CFA® designation and Series 63 license. Prior to joining Oppenheimer, he has worked at Woodside Country Club, Stony Brook University, and T3 Trading Group, among other roles. He has authored publications during his time as a graduate student at Stony Brook University. Oppenheimer is a registered investment adviser and broker-dealer that serves individual, corporate, and institutional clients through a range of advisory programs. The firm offers both discretionary and non-discretionary services across equity, balanced, and fixed-income portfolios, and maintains custody of client assets as a qualified custodian.