Peter Milankovic is a financial advisor at Mass Mutual Investors Services with a Series 66 credential and one year of industry experience. Prior to joining the firm, he held positions at Professional Sports Publications and worked multiple roles associated with SUNY Cortland and Alfa Piping Corp. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements that use firm-approved tools to analyze client goals.

Frank Gusmano is a financial advisor at OSAIC with 28 years of industry experience. He previously worked at Lincoln Financial Advisors for 17 years before joining OSAIC in 2025. He holds a Series 63 designation. Outside of his advisory role, he is the sole owner of an entity established to manage business expenses and acts as an insurance agent offering accident insurance, fixed annuities, health savings accounts, life settlements, and traditional life insurance. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers both brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a range of investment and consulting programs.

Brian Ullman is a financial advisor at LPL Financial with 49 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining LPL Financial in 2025, he worked for Cadaret, Grant & Co., Inc. for 24 years and has been associated with North Shore Financial Resources since 1998. He is involved with North Shore Financial Resources as a business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, combining a broad range of advisory and non-advisory financial services.

Jacqueline Leslie is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, LLC, where she worked for over two decades. Equitable Advisors serves a diverse clientele including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment models and services.

Frederick Azzurro is a financial advisor at Osaic Wealth with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Securities America Inc, and AXA Advisors, LLC. Outside of his advisory role, he is a member of several LLCs that handle business and administrative operations unrelated to investment management. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment process centers on model-based asset allocation and portfolio optimization, supporting various managed account strategies and third-party money manager programs.

Bruce Birnbaum is a financial advisor with Osaic, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Osaic since 2018, following ten years at Jhfn Sii and a long tenure at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company. In addition to advisory work, Birnbaum conducts continuing education seminars for CPAs and attorneys and authors articles related to these presentations. Osaic Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services across various programs. The firm’s investment approach centers on model-based asset allocation and portfolio optimization with access to discretionary strategies, third-party managers, and proprietary models.

Carolyn Smith Lo Giudice is a financial advisor at LPL Financial with 12 years of industry experience. She previously worked at Ameriprise and HSBC in various capacities from 2016 to 2026. She is involved with Certainty of the Uncertainty, LLC, an advisor-owned entity managing her practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Elisabetta Strada is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2017, following three years at Merrill. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm utilizes a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Sally Wing is a financial advisor at Cetera with 30 years of industry experience. She holds a Series 63 designation and has been associated with Cetera and its affiliates since 2013. She is also the owner of Priority Wealth Management LLC, where she provides investment services and fixed insurance sales, including life, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Daniel Treacy is a financial advisor at Equitable Advisors with 11 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2015, including five years at Axa Advisors, LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and a variety of asset-management programs, delivering services through a network of Investment Adviser Representatives and utilizing both proprietary and third-party advisory solutions.

Christopher Spalding is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and two years of industry experience. His prior work includes roles at Strategies For Wealth/Guardian Life Insurance Co and Park Avenue Securities LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates a broad range of investment and derivatives capabilities.

William Riechert is a financial advisor with Mass Mutual Investors Services who holds 56 years of industry experience. Prior to joining Mass Mutual in 2017, he worked at MetLife Securities for 15 years. He is also an independent insurance agent at Riechert Financial Group, focusing on disability, life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses firm-approved software for financial analysis and offers a variety of planning programs, including recently introduced divorce planning services.

Sigrid Goltz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 30 years of industry experience. She has worked with MassMutual entities since 2005, including MSI Financial Services and MassMutual Life Insurance Company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved analysis tools and offering event-driven planning services such as divorce and estate settlement planning.

Loreto Testani is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 24 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Thomas Odonnell Jr. is a financial advisor at Stifel with 33 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2009 and holds Series 63 and Series 65 licenses. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology. The firm provides fee-based financial planning and asset allocation guidance relying on forward-looking capital market assumptions and probabilistic modeling.

Olivier Allain is a financial advisor with Cetera who holds a Series 63 designation and has 25 years of industry experience. Prior to joining Cetera in 2025, he worked for Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. for 10 years. Outside of his advisory role, Allain also works as a real estate agent with Charles Rutenberg Realty, Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with access to various investment strategies and program structures.

Matthew Coughlin is a financial advisor with J.P. Morgan Securities holding a Series 66 credential and six years of industry experience. His prior roles include positions at TD Ameritrade and United Asset Strategies. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The program uses a centralized due diligence process combining quantitative and qualitative research to build model asset allocations and incorporates broader derivatives and commodities capabilities.

Joseph Bonifazio is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and two years of industry experience. His prior employment includes roles at David Lerner Associates and Farm Journal. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research with forward-looking capital market assumptions to develop model asset allocations.

George Klueg is a financial advisor with Cetera, holding a Series 66 designation and 27 years of industry experience. He has been with Cetera and its affiliates since 1999 and maintains several business activities outside of advising, including ownership of accounting firms and serving as treasurer for a homeowners association and a local church. Klueg also has a background in tax preparation through multiple CPA entities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform that includes both affiliated and third-party investment options.

Robert Nicastro is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 licenses and has 14 years of industry experience. His career includes roles at Citigroup, Santander Securities, First Republic Investment Management, and J.P. Morgan. Outside of finance, he is an owner and seed investor in Daylight RX Inc., a healthcare technology company focused on logistics between pharmaceutical companies and local pharmacies. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice and customized performance reporting supported by centralized due diligence and both quantitative and qualitative research.