Marissa Bennett is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 credential and 10 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016 and currently works at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and scenario modeling as part of its financial planning process.

Eyob Eyob is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked at Bank of America from 2017 to 2025 and has additional experience in retail from Macy’s. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Paul Chisholm is a financial advisor with Edward Jones in Catonsville, MD, holding Series 63 and Series 66 registrations and bringing 26 years of industry experience. Prior to joining Edward Jones in 2019, he worked at firms including AXA Advisors LLC, Merrill Lynch Pierce Fenner & Smith Inc, Bank of America NA, Wells Fargo Clearing Services LLC, and BB&T Investments. Outside of his advisory role, he is involved with Elev8 youth sports as a coach and commissioner and is a member of the Greater Catonsville Chamber of Commerce. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs and investment options, operates under a fiduciary standard, and maintains affiliated capabilities including a trust company and proprietary mutual funds.

Alexander Jurado is a financial advisor at Edward Jones in Annapolis, MD, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Thrivent Financial, Thrivent Investment Management Inc., Kent Manor FBS LLC, Hersha Hospitality Management, and Spire Hospitality. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

John Wasilewski is a financial advisor with UBS Financial Services in Baltimore, MD, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he serves as an officer in a clean fracking water company called C2GENERGY and oversees private equity investments through a partnership, JKWAZ LLC. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including portfolio management and financial planning. The firm integrates proprietary capital market research and institutional trading capabilities with wealth management services.

Carey White is a financial advisor at UBS Financial Services with 16 years of industry experience. She holds the Series 66 designation and has been with UBS since 2022. Prior to returning to the industry, she was a stay-at-home parent for eight years. Outside of her advisory work, she serves as secretary and board member for Hammond Park Recreation Inc., a private neighborhood swimming pool facility. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocation with a broad range of capital markets services.

Charles Mcneilly is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 22 years of industry experience. He has worked at Cetera since 2021 and also leads Oak Court Wealth Management, a firm he has been associated with since 2014. Mcneilly serves as a board member for Services from the Heart, a nonprofit organization focused on food distribution and fundraising. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with diverse program structures and custodial relationships.

Kristen Vargay is a financial advisor at Merrill with 13 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various organizations.

Alyssa Gorny is an advisor at J.P. Morgan Securities with a Series 66 designation and less than one year of industry experience. Prior to joining the firm, she held roles at JPMorgan Chase Bank, N.A., Constellation Energy, and was affiliated with the University of Rochester and its Goergen Athletic Center. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

Timothy Barger is a financial advisor with J.P. Morgan Securities in Baltimore, MD, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked at various J.P. Morgan affiliates since 2018 and previously held roles at Academy Financial Advisors and Lincoln Financial Advisors. Outside of his advisory work, Barger serves as a board member on the NextGen committee of the Association for Corporate Growth, Maryland Chapter, a nonprofit focused on fostering corporate growth among young professionals. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management services, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Renato Sciacqua is a financial advisor with Tilton-Steele International in Baltimore, MD, holding a Series 65 designation and four years of industry experience. He has been with Tilton-Steele International since 2012. Tilton-Steele International serves high-net-worth individuals, families, trusts, endowments, foundations, charitable organizations, and pension plans by arranging introductions between investors and independent investment advisors. The firm focuses on referral arrangements rather than discretionary portfolio management or asset custody, emphasizing advisor selection criteria and portfolio monitoring.

Jeffrey Olsen is the president of OPR Investment Services, LLC and holds a Series 65 designation with three years of industry experience. He has been involved in his accounting firm, Olsen & Associates, LLC, since 1997, where he serves as owner and president providing tax preparation, planning, and management consulting. Olsen’s work with OPR primarily involves soliciting clients for third-party registered investment advisers rather than providing direct investment advice. OPR Investment Services, LLC functions as a solicitor, referring potential investors to third-party advisers and conducting due diligence on those firms. The company does not manage client accounts or custody assets, and it maintains written supervisory procedures and a Code of Ethics to address conflicts of interest related to referral compensation.

Troy Spratley is the principal of Troy R. Spratley Investment Advisory in Baltimore, MD, with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has operated his independent advisory firm since 2002. Spratley also has longstanding involvement with Spratley & Johnson, Inc. since 1995. Troy R. Spratley Investment Advisory is a state-registered, solo advisory firm that provides portfolio management services primarily for individual clients. The firm manages approximately $1.56 million in client assets and employs a compensation model that includes both asset-based advisory fees and commissions for certain transactions.

Joseph La Rocque is a financial advisor with LaRocque Financial Group, LLC, holding a Series 65 designation and over four years of industry experience. He has held roles with multiple fund families including Franklin Templeton, Columbia Threadneedle, and Lincoln Financial Group. La Rocque serves as an independent director and trustee for mutual fund families in the UK, Luxembourg, Ireland, and the US, including chairing boards and audit committees. LaRocque Financial Group provides advisory services to individual and high-net-worth clients by referring them to third-party investment advisers rather than managing assets directly. The firm focuses on vetting and recommending licensed outside advisers and operates through fee-sharing arrangements without managing client assets or exercising investment discretion.

Nancy Bryant is a CFP® and holds a Series 63 license, with six years of experience in financial advising. She has been with Bryant Financial Advisory, Inc., an independent firm based in Baltimore, MD, since 2012. Bryant Financial Advisory, Inc. operates as a sole-advisor firm focusing on personalized financial advisory services.

Charles Nemphos is a financial advisor at NorthStar Wealth Management, Inc. with 39 years of industry experience. He has worked at NorthStar Wealth Management since 2005 and has held a position at Lasalle St. Securities, L.L.C. since 1998. Outside of financial services, he is involved in a family-owned clothing business, Yale Sportwear Inc. NorthStar Wealth Management provides investment advisory and financial planning services to individual and high-net-worth clients. The firm focuses on individualized portfolio management and periodic account reviews, offering tailored oversight through ongoing advisory relationships.