Tara Brummell is a CFP® professional with 11 years of industry experience currently advising at Truist Advisory Services. She previously worked at T. Rowe Price and Bank of America, among other firms. Brummell serves on the Community Leadership Board for the Y in Central Maryland and is a prospective board member of the Maryland chapter of the Exit Planning Exchange. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary management approaches supported by third-party platforms and dedicated oversight teams.

John Cavanaugh is a financial advisor at Brown Advisory with 19 years of industry experience. He holds a Series 65 designation and has been with Brown Investment Advisory & Trust Company since 2011. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios and offers a range of strategies including sustainable-investment options, model portfolios, and sub-advisory services.

Victoria Lepore is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 designations and over 36 years of industry experience. She has been with Janney since 2017 and previously worked at Raymond James & Associates in 2016. Outside of her advisory role, she is a one-quarter owner of Shore Fun LLC, which manages a condominium in Ocean City, Maryland. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Jordan Perry is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and possessing six years of industry experience. His career includes roles at Truist Investment Services, BB&T Securities, T. Rowe Price, and Cowan Systems. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled tools to support investment decision-making and oversight.

Ryan Stellmann is a financial advisor at Janney Montgomery Scott with four years of industry experience. He holds a Series 66 designation and has worked at Janney since 2021. Prior to joining Janney, he held roles at SIA Solutions, Rockywold Deephaven Camps, Natural Concerns, the University of Maryland, and Boys' Latin School of Maryland. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipalities, offering a range of brokerage, financial planning, and advisory services.

Jonathan Charles Paez is a financial advisor at T. Rowe Price Advisory Services, Inc. with seven years of industry experience. He has been with T. Rowe Price since 2018 and holds Series 63 and Series 66 licenses. Prior to joining T. Rowe Price, he worked in security services and at Anne Arundel Medical Center. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves clients with approximately $250,000 or more in investable assets and delivers financial plans and account management through an interactive online platform with telephone advisor support.

Jordan Higgins is a financial advisor at Janney Montgomery Scott with 12 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Janney in 2024, Higgins worked at Fidelity Personal and Workplace Advisors and Fidelity from 2014 to 2024. He serves as a notary public and is a board member of the Erin Levitas Foundation in Baltimore. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Gloria Makino is a Series 66-licensed financial advisor with Independent Financial Group, LLC and has two years of industry experience. Prior to her financial services career, she spent nearly three decades as a performing artist, working as a singer, actress, dancer, pianist, and teacher. She also operates Makino Financial, a DBA used for marketing purposes. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm offers various portfolio management solutions and financial planning services, utilizing both firm- and third-party models tailored to client risk profiles.

Burton Daniel is a financial advisor at Janney Montgomery Scott with 16 years of industry experience. He holds the Series 66 designation and has worked at Janney and Wells Fargo clearing and advisory firms. Outside of his advisory role, he serves on the finance committee of a nonprofit supporting blood cancer patients and consults on a baby clothing subscription box business. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and offers brokerage services, financial planning, and multiple advisory programs through a combination of in-house and third-party portfolio management.

Andrew Michaels is a financial advisor at HB Wealth with a Series 66 designation and three years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC and WMS Partners, LLC. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm’s investment approach combines quantitative and qualitative due diligence across a range of public and private strategies and includes managing registered investment companies and affiliated private funds.

Danielle Schwandtner is a financial advisor with Benjamin F. Edwards & Company, Inc. She holds Series 63 and Series 66 licenses and has 13 years of industry experience, having previously worked at Wells Fargo Clearing and Merrill Lynch, Pierce, Fenner & Smith. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including advisory programs, financial planning, retirement and investment management consulting, brokerage services, insurance products, and M&A advisory, with investment solutions combining proprietary strategies and third-party models.

Carrie Jarmer is a financial advisor with Janney Montgomery Scott in Towson, MD, holding a Series 66 designation and with 19 years of industry experience. She has been with Janney Montgomery Scott since 2004. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with brokerage, financial planning, consulting, and advisory programs, offering investment advice through a combination of in-house portfolio management and third-party managers.

Brian Keeney is a CFP®-certified financial advisor at Beacon Pointe Advisors, LLC with two years of industry experience. He has worked at Beacon Pointe Advisors since 2024 and previously operated Keeney Financial Group. Outside of finance, he has experience in the hospitality industry and education. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions to individual and institutional clients. The firm employs a combination of active and passive investment strategies, utilizing third-party independent managers and proprietary private funds as part of its comprehensive portfolio management approach.

Martha Lord is a CFP®-certified financial advisor with 17 years of industry experience, currently with Citizens Securities, Inc. in Glen Burnie, MD. Her prior roles include positions at USAA Financial Planning Services and RBC Capital Markets among others. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates both discretionary and non-discretionary business lines, including a digital advisory program managed in partnership with SigFig.

Zachary Reichenbach is a CFA® charterholder with experience at Kestra Advisory Services LLC since 2025. His prior roles include positions at Paradigm Forensics, LLC, Vallit Advisors, LLC, and Ellin & Tucker. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base that includes sovereign wealth funds.

Jordan Hucht is a financial advisor with Commonwealth Financial Network in Columbia, MD. He holds the CFP® and ChFC® designations and has 16 years of industry experience. Prior to joining Commonwealth in 2016, he worked at MassMutual Life Insurance Company starting in 2009. Outside his advisory work, he co-owns Vision Wealth Partners, a business involved in selling fixed insurance products and operating a securities and advisory business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing over $212 billion in client assets. The firm provides a broad adviser-support platform including managed account programs, access to third-party asset managers, retirement consulting, and custody services.

Toni Whaley is a financial advisor with Planmember Securities Corporation in Elkridge, MD, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She is the owner and vice president of Paladin Advisor Group, a full-service financial planning practice, and serves as president of the Chartwell Business Park Association. Additionally, Whaley is president of the National Tax-Deferred Savings Association, focusing on advocacy and education for supplemental retirement savings plans. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach to manage risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Matthew Diehl is a financial advisor with TIAA-CREF in Columbia, MD, holding Series 63 and Series 66 licenses and having 15 years of industry experience. He has been with TIAA-CREF since 2014. Outside of his advisory role, he owns two rental properties. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management through various programs, including customized portfolio options managed under client-approved investment policies.

Michael Rouzer is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at T. Rowe Price since 2019, with prior experience at UPS and Artful Gourmet Bistro. T. Rowe Price Advisory Services offers a retirement advisory program for individual investors and households focused on retirement goals, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs.

Jane Korhonen is a CFA® charterholder with 27 years of experience in the financial industry. She has been with Brown Investment Advisory & Trust Company since 1998. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios across various strategies and also offers private-fund and venture programs alongside model portfolios and sub-advisory services.