Russell Lagreca is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015, following three years at Citigroup Global Markets. Outside of his advisory work, Lagreca serves on investment and finance committees for several nonprofit and community organizations in Maryland, including the Community Fund of Harford County, the Catholic Family Foundation, and The John Carroll School. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and scenario modeling as part of its financial planning process while generally acting in an advisory capacity without providing individual security recommendations.

Robert Friedman is a financial advisor with Morgan Stanley in Lutherville, MD, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, Friedman serves on the Maryland Board of Football Officials and works as a Game Day Assistant for the National Football League. Morgan Stanley Wealth Management offers a range of advisory programs for individuals and institutions, employing structured financial planning tools and investment models to deliver tailored advice. The firm manages approximately $2.74 trillion in client assets and provides services that include both direct individual plans and Corporate Financial Planning agreements.

David Kalvar is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market outlook models.

Elizabeth Phelan is a financial advisor with Merrill based in Baltimore, MD, holding Series 63 and Series 66 licenses and eight years of industry experience. She has worked at Merrill, Bank of America, N.A., BOFA Securities, Inc., and M&T Bank. Outside of her advisory role, she serves as a committee member for United Way Central Maryland, participates in the finance committee there, and is involved with the development committee at The Walters Art Museum. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Huynh is a financial advisor at Robert W. Baird & Co. with 28 years of industry experience. He holds a Series 66 designation and has been with Robert W. Baird & Co. since 2013. Outside of his advisory role, Huynh serves as a ski patrol member at Liberty Mountain Resort and is an investment committee member for the National Ski Patrol. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers across a range of investment strategies.

Carlos Fernandez is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning services, managing approximately $2.74 trillion in client assets.

Stephen Koorey is a financial advisor with LPL Financial in Linthicum, MD, holding Series 63 and Series 66 credentials and 32 years of industry experience. His prior roles include positions at Pruco Securities, Prudential Insurance Company of America, Mutual of Omaha, Merrill, and PNC Wealth Management. He is also involved with Tower Federal Credit Union and Tower Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Nicholas Cuchna is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he held roles at the Centers for Medicare and Medicaid Services and has teaching experience at Roanoke College. Outside of finance, he has worked in the brewing industry at Inverness Brewing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides detailed retirement planning recommendations and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Courtney Rodgers is a financial advisor with Merrill in Baltimore, MD, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. She has worked at Merrill since 2011 and joined Bank of America, N.A. in 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Haley is a financial advisor with Ameriprise in Timonium, MD, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, algorithm-assisted retirement advice, primarily for clients with assets held in Ameriprise Managed Accounts.

Jackson Clements is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. His prior roles include positions at RESCO Electronics and The Wine Post. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Connolly is a CFA® charterholder with 28 years of experience in the financial industry. He has been with Robert W. Baird & Co. since 2014. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The group offers customized consulting and portfolio management services, utilizing both in-house and third-party managers to implement a range of traditional and non-traditional investment strategies.

Aaron Meisner is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been advising clients for three decades. As a second-generation advisor, he primarily works with families seeking to grow and preserve their assets for a successful and secure retirement. Aaron focuses on a range of client needs, including education planning, family wealth management strategies, legacy planning, retirement income, and socially responsible investing. Throughout his career, Aaron has witnessed clients achieve key life milestones through careful financial planning, such as graduations, the birth of grandchildren, and retirement celebrations. He emphasizes developing personalized financial strategies tailored to each client's long-term goals, working closely one-on-one to create flexible plans that adapt to changing market conditions. Aaron holds a Bachelor's Degree from the University of Maryland College Park and has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He participates in the communities he serves through volunteer work. His personal interests include adventure sports such as biking, boating, hiking, rock climbing, skiing, photography, and traveling.

Prince Thomas is a financial advisor at Morgan Stanley with 22 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2015. Outside of his advisory work, he pursues DJing as a hobby, performing at weddings and restaurants on a quarterly basis. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs supported by structured planning processes and diverse investment capabilities.

Hugh OHern is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been in the financial industry for over 30 years, with extensive experience in wealth planning and investment strategies. Prior to his current role, he served as a Financial Consultant at Fidelity Investments from 2016 to 2021 and as an Investment Counselor at the same firm from 2014 to 2015. Before joining Fidelity, Hugh worked as an Investment Consultant at T. Rowe Price from 2008 to 2013 and held a role in Financial Sales at Maxim Financial Group from 2005 to 2007. Earlier in his career, he was the Director of Equity Trading at Citigroup from 1993 to 2004. Hugh is committed to assisting clients in selecting wealth strategies that benefit them and their families.

Samuel Burgunder is a financial advisor with J.P. Morgan Securities in Baltimore, MD. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at JPMorgan Chase Bank and Hartree Partners, LP, as well as academic experience at William & Mary. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Zakiyyah Muhammad serves as a Client Experience Advisor with Merrill Lynch Wealth Management. In this role, she works directly with clients to understand their financial situations and introduces them to a range of solutions available through Merrill and Bank of America. Her focus is on empowering clients to take control of their financial lives and select platforms aligned with their current needs. Zakiyyah holds a Personal Investment Advisor (PIA) designation. She earned her Associate's Degree from the Community College of Baltimore County and completed her high school education at Chesapeake High School. Her approach emphasizes helping clients identify what matters most to them and their families to develop strategies aimed at pursuing their financial goals.

David Bush is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its affiliates since 2009, following prior roles at Citigroup Global Markets and TD Ameritrade. Outside of his advisory work, he manages a personal rental property. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual engagements and corporate financial planning agreements.

Kreg Keeney is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Raymond James & Associates and Deutsche Bank Securities Inc. since 2008. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, combining tailored financial planning and extensive asset management. The firm utilizes structured planning tools and advisory services supported by its Global Investment Committee.

David Huya is a financial advisor at Primerica Advisors with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Primerica Advisors since 2014. Outside of his advisory role, he is a self-employed Tai Chi instructor. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and operates with support from BNY Mellon Advisors and Pershing for trade execution and custody.