Thomas Finney is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Innospec Fuel Specialties and Best Friends Fur Ever. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets.

Scott Culiner is a CFP® designated financial advisor with 38 years of industry experience. He has been with Osaic since 2018 and previously worked at Signator Investors, Inc. for 31 years. He is also a licensed Notary Public in the state of Maryland. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple asset classes.

Jonathan Davidov is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves on the boards of several nonprofit and business organizations, including Sinai Hospital, LifeBridge Health, and Chill Ice Cream Solutions. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Robert Manankil is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Robert W. Baird since 2009. He is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients through a range of consulting and portfolio services tailored to client goals and risk tolerances.

Carlos Vallejo Bustamante is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has worked previously at Merrill and several other companies across different sectors. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through a structured planning process without individual security recommendations as part of standalone plans.

Adam Hawley is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2014. Prior to his current role, he was employed at Bath and Body Works for one year. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Brandon Hepburn is a financial advisor with J.P. Morgan Securities in Baltimore, MD, holding Series 63 and Series 66 credentials and seven years of industry experience. His prior work includes positions at Santander Securities and PNC Bank. Outside of his advisory role, he co-owns Pro Experience, LLC, a business focusing on web design and fitness and nutrition coaching. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers customized performance reporting through its Institutional Consulting Services program.

Valerie Campbell is a financial advisor with Wells Fargo Advisors in Baltimore, MD, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. She has worked at various Wells Fargo entities since 2009. In addition to her advisory role, she owns and operates Valerie A. Campbell, LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, utilizing firm research and planning tools to develop tailored recommendations delivered through meetings and written reports.

Ariel Popel is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside advisory services.

Bruce Goodwin is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 40 years of banking and investment experience. He runs a family practice helping multiple generations achieve their financial goals through a disciplined, long-term approach tailored to each client's specific situation. Bruce provides customized financial strategies that extend beyond investing in stocks and bonds to address every aspect of his clients' financial situations. His expertise includes retirement planning strategies, trust and estate planning services in collaboration with family tax accountants and attorneys, business transition planning strategies, and individual wealth preservation and insurance planning strategies. Bruce holds several professional designations, including Chartered Retirement Planning Counselor (CRPC), Accredited Asset Management Specialist (AAMS), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Bruce earned a Bachelor's Degree from the University of Pittsburgh and a Master's Degree with a concentration in finance from Loyola College. He is actively involved in his community, serving as Chair on the Finance Commission at St. Joseph Catholic Community and as a member of the Knights of Columbus. He has held positions on the Board of Directors at St. Agnes Hospital Foundation and served as Treasurer of the Reisterstown Owings Mills Glyndon Chamber of Commerce. His personal interests include golfing, spending time with his family, and watching movies.

Annette Schiavone is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 designation and with 20 years of industry experience. She has been with Morgan Stanley since 2012. Outside of her advisory role, she serves as a fiduciary trustee for an immediate family trust account. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by proprietary tools and offers a broad range of investment and planning solutions.

Walter Williams Jr. is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Towson, Maryland. He has been advising professionals, families, retirees, athletes, and entertainers since 2010, focusing on building personalized financial roadmaps to achieve their wealth management goals. Prior to joining Merrill Lynch Wealth Management, Williams served as a Financial Advisor for UBS for 11 years. Williams specializes in areas including family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, sports and entertainment, individual and corporate investment strategy, and retirement income. He holds a Bachelor's Degree in Consumer Studies from the University of Maryland and has earned the Personal Investment Advisor (PIA) and Sports and Entertainment (SE) designations. Outside of his professional role, Williams enjoys spending time with his wife April and their three sons. He continues to engage in basketball, watching sports and movies, and is a competitive cornhole player.

James Horris is a financial advisor at LPL Financial with six years of industry experience. He has previously worked at Lincoln Investment, Capital Analysts, and Equitable Advisors. Outside of finance, he owns several businesses, including SIMPL Hair Care and Chesapeake Government Affairs. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Kristin Mccartin is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 licenses and having 21 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Holly Hobbs is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 designation and 19 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for 13 years before joining Morgan Stanley in 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through various programs including corporate financial planning agreements.

Elizabeth Mciver is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2015, including a role at Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its advisory process.

Terrance Dandridge is a financial advisor with Stifel, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2016 and previously spent three years at T. Rowe Price. Stifel serves a diverse client base, including individuals, institutional clients, and nonprofit organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Amanda Burnside is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Kestra Financial, The Leaders Group Inc, and The Affluence Group. Burnside joined Morgan Stanley in 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by structured discovery conversations and proprietary planning tools.

Mark Altemus is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 registrations and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously held a role at Citigroup Global Markets starting in 2006. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, emphasizing tailored financial planning supported by firm‑approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Randolph Roulette is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. He has 26 years of industry experience, including prior roles at Bank of America and Merrill. He is based in Lutherville, MD. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.