Matthew Johnson is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2015. Johnson serves as Treasurer and board member for the Foundation for Children with Intellectual and Developmental Disabilities and as Treasurer and board member for Meadowbrook Country Club, both nonprofit organizations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension and profit-sharing plans, and municipal entities, offering tailored financial planning and consulting with various portfolio management strategies and affiliated resources.

Thomas Doyle III is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. He has worked at Wells Fargo Advisors since 2018 and previously at Dorsey Wright & Associates. Doyle also maintains ownership interests in two investment-related businesses, Harvie Wealth Management Group, LLC and PNF Holdings LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services with a broad range of offerings, including specialized planning for business-owner transitions and special-needs analysis. The firm utilizes proprietary research and planning tools to develop tailored recommendations, integrating advisory services with other financial products and referral channels.

Leonard Mc Adams is a financial advisor with Edward Jones in Chester, VA, holding Series 63 and Series 66 designations and bringing 33 years of industry experience. He has been with Edward Jones since 1992. Outside of his advisory role, he serves as a board member of the Chester Business Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a large network of financial advisors and branch offices, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Jennifer Smith is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 66 designations and 26 years of industry experience. She has worked at various Wells Fargo entities since 2012, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Jeffrey Garner is a financial advisor at Morgan Stanley in Richmond, VA, holding Series 63 and Series 66 licenses with 18 years of industry experience. His prior roles include positions at Wells Fargo Clearing and First Clearing, LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate scenario modeling without providing individual security recommendations as part of standalone planning.

Lauren Clark is a financial advisor at RBC Capital Markets with six years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm provides a range of advisory programs with discretionary and non-discretionary portfolio management, combining in-house and third-party investment managers tailored to clients’ risk profiles.

Celeste Hickman is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has worked in various roles within Fidelity since 2010, including with Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios using mutual funds, ETFs, and ETPs, while also serving as a commodity pool operator and offering advisory services to multiple registered funds.

Hill Mallory III is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. He has been with Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Anthony Norr is an Investment Consultant at Fidelity Investments, a position he has held since 2026. In this role, he focuses on building meaningful relationships and providing clients with guidance tailored to their individual financial goals and circumstances. His approach emphasizes clarity and confidence throughout the financial planning process. Anthony has held several roles at Fidelity Investments, including Planning Consultant in 2025, Relationship Manager from 2024 to 2025, Financial Representative from 2023 to 2024, and Financial Services Representative in 2023. Prior to joining Fidelity, he worked as a Universal Banker at Atlantic Union Bank from 2022 to 2023 and as a Lead Disputes Representative at Capital One from 2018 to 2019. Outside of his professional work, Anthony enjoys camping, fitness, hiking, outdoor adventures, and volunteering.

Samuel Mintz is a CFP® with 23 years of industry experience, currently advising at Raymond James & Associates since 2026. He previously worked at Truist Advisory Services and Truist Investment Services, as well as Bb&T Securities and Scott & Stringfellow. Mintz serves as a board member of Sports Backers, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

John Green is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill Lynch. He serves on the investment committee of Willow Oaks Country Club and is a member of the board of directors and finance and investment committee at Saint Mary’s Ryken High School. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Michael Johnson Clyburn is a Senior Financial Advisor with the TWN Wealth Management Group at Merrill Lynch Wealth Management. Since joining Merrill in 2017, he has focused on advancing client goals by leveraging the products and services offered through Merrill and Bank of America. His role includes portfolio advisory services with a particular emphasis on alternative investments, as well as personal wealth planning and analysis. Michael holds a bachelor's degree with a double major in Mathematics and Psychology from Amherst College, where he was also a member of the varsity football team. He maintains the professional designation of Personal Investment Advisor (PIA). His client expertise encompasses areas such as retirement planning, family wealth management, tax minimization, and services tailored to endowments, foundations, non-profits, and small businesses. In addition to his professional responsibilities, Michael is involved with the Ridgewood High School Alumni Association. He lives in Red Bank, New Jersey, and spends his personal time with family and friends, enjoying activities such as boating, baseball, football, running, music, and travel.

Bernice Murff is a financial advisor at Raymond James & Associates with 29 years of experience in the industry. Her prior roles include positions at Truist Advisory Services, Truist Investment Services, INC., and BB&T Securities. She serves as a finance advisor for the Alpha Gamma Delta Theta Zeta Chapter, a social fraternity at Randolph-Macon College, of which she is an alumna. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and in-house research.

Henry Shores Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and with 45 years of industry experience. He has worked at Wells Fargo Clearing since 2022 and previously spent nine years with Ameriprise Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jordan Chalkley is a CFP® with six years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. His prior experience includes roles at Headland Capital, LPL Financial, Fidelity Investments, Morgan Stanley, and Bank of America. He also spent time preparing for the CFP exam and worked at Hampden-Sydney College early in his career. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary investment options, including insurance-related vehicles and bank deposit sweep programs.

Christopher Brown is a financial advisor at Raymond James & Associates in Richmond, VA, holding a Series 66 license with two years of industry experience. Prior to joining Raymond James, he served in the U.S. Navy for ten years. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning and investment consulting services through a range of portfolio management styles and affiliated research.

Timothy Johnson Jr. is a CFP®-certified financial advisor with 12 years of industry experience, currently affiliated with Cetera. He has worked at Virginia Asset Management since 2013 and has held roles at Minnesota Life and Securian Financial Services Inc. He is also licensed as an insurance agent, selling life, health, disability, fixed annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Benjamin Sillmon III is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2013. He holds partial ownership in River Hills Wealth Management LLC and full ownership of Sillmon Wealth Management, LLC. Sillmon is also active in nonprofit governance, serving on the endowment committee of the Winfree Foundation for the Future and on the board of trustees for the Everbless Foundation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser delivering investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad menu of planning services and integrates advisory offerings with multiple financial products and referral channels.

Thomas Doukas is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing financial guidance and wealth management services. Information about his experience, educational background, and personal interests has not been provided.

Jonathan Headley Jr. is a financial advisor with Merrill in Richmond, VA, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Merrill and Bank of America since 2021 and previously at JPMorgan Chase Bank and JPMorgan Securities from 2018 to 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.