David Wilson is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard since 2012 in various roles and has operated Words of Wilson, LLC as a writer since 2020. Outside of advising, he is involved in writing through his own business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with personalized asset allocations, managing a large client base through its digital platform and team servicing model.

Christopher Coffman is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 designations and has 10 years of industry experience, all with The Vanguard Group since 2016. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Randolph Roark is a CFP® with 22 years of industry experience and has been with Vanguard Advisers since 2011. He also holds experience with Vanguard Marketing Corporation and The Vanguard Group, Inc., where he has worked since 2004. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base using a combination of proprietary technology and team servicing.

Steven Clarke is a CFP® and Series 66 licensed advisor with 15 years of industry experience. He has worked at Vanguard Advisers, Inc., Vanguard Marketing Corporation, and The Vanguard Group, Inc. since 2019, and previously was with TIAA-CREF Individual & Institutional Services from 2016 to 2019. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and primarily constructs portfolios with Vanguard funds and ETFs.

Sean Molloy is a financial advisor with Vanguard Advisers holding Series 66 and Series 63 designations and four years of industry experience. He has worked at The Vanguard Group since 2022, with prior roles at various companies including Valet Living and College HUNKS Hauling Junk. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Charles Stoner is a financial advisor with Morgan Stanley in Cornelius, NC, holding Series 63 and Series 65 licenses with 21 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and economic modeling as part of its financial planning process.

Jermile Hayes is a CFP® with 12 years of industry experience, currently advising at Fidelity. His prior roles include six years at THE Vanguard Group, Inc., and additional experience at Fidelity Brokerage Services LLC and Carolina Talent. He serves as an advisory board member for Elon University’s Love School of Business, where he engages with students and supports job opportunity initiatives. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Karen Henry is a financial advisor at Vanguard Advisers with six years of industry experience. She holds Series 63 and Series 66 designations and has worked at Vanguard-related entities since 2020, as well as at Bankers Life and Casualty Company from 2018 to 2020. Karen was previously involved with Nevergreen Farm LLC from 2015 to 2018. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach primarily featuring Vanguard funds and ETFs, with a focus on scalability and digital delivery.

Chase Miller is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and 11 years of industry experience. He has been with Vanguard Advisers since 2019 and is also employed by The Vanguard Group, Inc. and Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans using a goal-based, algorithm-driven approach that incorporates proprietary methodologies and largely Vanguard funds and ETFs. The firm manages a high volume of client relationships through its digital platform and team servicing model.

Timothy Neu is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at The Vanguard Group, PNC Financial Services, JP Morgan Securities, and JP Morgan Chase Bank. He was also involved in Revival Property Management LLC from 2023 to 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its advisory roles with registered investment companies, use of AI and algorithmic methods in research, and operation as a registered commodity pool operator.

John Mc Grail is a ChFC® and Series 66 holder with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2016. He is based in Salisbury, NC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

James Claxton is a Certified Financial Planner (CFP®) with 18 years of industry experience. He has been with Vanguard Advisers since 2019 and holds concurrent roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base primarily through its digital platform and team servicing model, offering diversified portfolios constructed mainly from Vanguard funds and ETFs.

Summer Sprouse is a financial advisor with Primerica Advisors in Huntersville, NC, holding Series 63 and Series 65 licenses and eight years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2017 and previously at Shapiro and Ingle. Outside of investment advising, she is involved in sales of loan products and home-related services through affiliates of PFS Investments Inc. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, with approximately $15.5 billion in assets under management. The firm delivers advisory services primarily through model-based strategies developed by third-party asset managers.

Kenneth Hoffman is a financial advisor with Edward Jones, holding Series 63 and Series 66 designations and 37 years of industry experience. He has been with Edward Jones since 1988. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and operates a broad network of advisors and branch offices, offering a range of advisory programs, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Alyson Dunnery is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 designations and 27 years of industry experience. She has been with Vanguard Advisers since 2019 and has worked with The Vanguard Group and Vanguard Marketing Corporation since 1997. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, focusing on retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with tax-aware features and customization options.

Matthew Kingsley is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 licenses and has 22 years of industry experience. In addition to his role at Vanguard, he is the owner of Kingsley & Family Construction, LLC, a construction business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Jamin Watson is a CFP®-credentialed financial advisor at Vanguard Advisers with 19 years of industry experience. He previously worked at TIAA for 20 years before joining Vanguard in 2025. Vanguard Advisers delivers a combination of automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary asset allocation models and portfolios mainly composed of Vanguard funds and ETFs.

Andrew Tamburro is a CFP® credentialed financial advisor with Vanguard Advisers in Charlotte, NC, bringing 13 years of industry experience. He has been with The Vanguard Group, Inc. since 2012. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing hundreds of thousands of client relationships across its digital platform.

William Rowland is a CFP®-certified financial advisor with 17 years of industry experience. He is currently with Vanguard Advisers and has held roles at The Vanguard Group and Vanguard Marketing Corporation since 2008. Outside of his financial advisory work, he owns and operates Event Sourcing Carolinas, a ticket resale business. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using Vanguard funds and ETFs, offering personalized asset allocations and tax-aware features at a large scale with over 2,200 advisors.

Mitchell Gatewood is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Bank, Edward Jones, First Citizens Investor Services, and SunTrust Investment Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and systematic portfolio construction using mutual funds, ETFs, and ETPs.