Holly Clark is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2018, following five years at both Bank of America, N.A. and Merrill. Based in Charlotte, NC, she provides advisory services within a large institutional firm. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Thomas Wagner is a financial advisor with LPL Financial based in Fort Mill, SC, holding a Series 66 license and eight years of industry experience. His prior roles include positions at Fidelity Investments, Bank of America and Merrill, and National Life Group. Outside of his advisory career, he has experience working in fitness and food service sectors, including time at Lynn University Fitness Center and Playa Bowls. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Carter Knight is a financial advisor with LPL Financial in Fort Mill, SC. He holds a Series 66 designation and has experience working at several firms, including Sagepoint Financial Inc and Coda Financial Group. His professional background also includes roles outside the financial industry, such as positions at Target and Greensboro Country Club. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services and investment solutions, supported by a large network of investment adviser representatives and advanced operational tools.

Stephanie Mullenax is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 66 and Series 65 designations and possessing 21 years of industry experience. Her prior roles include tenures at National Planning Holdings, Jackson National Life Distributors, and multiple periods at LPL Financial. She serves as a volunteer Guardian Ad Litem for the South Carolina Department of Children's Advocacy. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions.

Tyler Yohn is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has prior work experience at McDaniel College and Northern York County High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Gregory Monaco is a financial advisor with LPL Financial in Fort Mill, SC, holding a Series 66 designation and 23 years of industry experience. He has previously worked at Commonwealth Financial Network and Cambridge Investment Research Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Jackson Lathrop is a financial advisor at Mass Mutual Investors Services with four years of industry experience. He holds the Series 66 designation and previously worked at MassMutual Life Insurance Co. Outside of his advisory role, he serves as a lead planning analyst for Holistic Planning Support, providing data entry services into planning software for financial planners. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and structured annual planning engagements.

Patrick Murchison is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has worked at LPL Financial since 2009 and previously held positions at Charles Schwab and TIAA-CREF. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on both discretionary and non-discretionary investment strategies.

Christopher Ginger is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Mutual of America and several logistics companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives using a range of strategies and operational tools.

Mark Tincher is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. Prior to joining LPL Financial in 2025, he spent 16 years at TIAA and TIAA-CREF and one year at Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with advice delivered primarily through investment adviser representatives utilizing various portfolio strategies.

Nicholas Sarno is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he partners with clients to create customized wealth strategies that align their investments, retirement plans, and legacy goals with their priorities. His approach involves listening carefully to clients to understand what they value most and developing strategies designed to help them pursue their financial goals. His areas of expertise include executive compensation, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Nicholas utilizes the global investing resources of Merrill, along with access to the credit, lending, and banking services of Bank of America. Nicholas holds a Bachelor's Degree from High Point University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and as a Personal Investment Advisor (PIA). Outside of his professional work, his personal interests include boating, golfing, hunting, music, and surfing.

Gregory Record is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he joined in 2012. He serves as a Senior Portfolio Advisor, managing discretionary custom investment strategies and selecting from Merrill model portfolios and third-party investment options. His work focuses on developing comprehensive and integrated wealth management approaches for individual and business clients. Greg's expertise encompasses a wide range of wealth management services, including investments, personal and business planning, estate planning, trusts, lending services through Bank of America, executive compensation, and corporate advisory services. He works with clients such as business owners, key executives, professionals, real estate entrepreneurs, and retirees, providing both personal wealth management and corporate advisory solutions. Greg graduated from Roanoke College in 2010 and currently serves on the Charlotte Alumni Committee. He volunteers as President of the Rocky River Trout Unlimited Chapter. Outside of work, he spends time with his family, including his wife Emma, their two sons, Wyatt and Ace, and their yellow lab, Hank. His personal interests include fishing, golfing, running, and skiing.

Holly Gallagher is a CFP® professional with 33 years of industry experience, currently affiliated with LPL Financial. Her prior roles include lengthy tenures at Commonwealth Financial Network and Horizon Financial. Outside of advising, she serves as president and sole owner of Holly Harrand, Inc., a securities operating corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing financial planning and advisory services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports its network of over 22,000 advisors with model portfolios, third-party asset management, and institutional platforms.

Hayward Carter is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 65 licenses and having 13 years of industry experience. His prior experience includes roles at PNC Investments, LLC and The Vanguard Group, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Tara Verbeek is a Series 66-licensed financial advisor with 15 years of industry experience. She previously worked at Commonwealth Financial Network for 15 years before joining LPL Financial in 2026. Based in Fort Mill, SC, she provides advisory services through LPL Financial’s platform. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, utilizing various models and third-party subadvisors, supported by advisor-facing technology tools.

Michael Krueger is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 11 years of industry experience. His prior roles include positions at Equitable Advisors, Axa Advisors, BrightHouse Securities, and METLIFE Investors Distribution Company. Krueger is based in Fort Mill, South Carolina. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, wrap and model portfolio programs, third-party asset management, and institutional platforms, utilizing a combination of discretionary and non-discretionary investment strategies supported by research tools and technology.

James Whiteman is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. Before joining LPL Financial in 2026, he worked at Commonwealth Financial Network for 18 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. It offers a range of financial planning and asset management services through a large network of advisors, combining both advisory and non-advisory financial activities.

Sarah De Kay is a Series 66-licensed financial advisor at UBS Financial Services with two years of industry experience. She has worked at UBS since 2023 and has prior experience in varied roles including positions at Hand & Stone, Holmes Murphy & Associates, and the University of Dallas. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets services.

Avery Keitt is a financial advisor at LPL Financial with 13 years of industry experience. He previously worked at Aon Hewitt Financial Advisors for 10 years and had brief tenures at UBS Financial Services and LPL Financial earlier in his career. Outside of finance, he is the owner of Klassik Greekwear, a retail t-shirt company based in Rock Hill, SC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by a network of over 22,800 advisors.

Lindsy Owens is a CFP® professional affiliated with LPL Financial, bringing two years of industry experience. She previously worked at Harvest Wealth Management, LLC, Commonwealth Financial Network, and ThomasPartners, Inc. Owens is based in Fort Mill, SC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.