Ivonne Orozco is a financial advisor at Citigroup Global Markets with two years of industry experience. She has held positions at Citibank since 2022 and previously worked at Wells Fargo Bank, N.A. from 2013 to 2022. Citigroup Global Markets serves individual and institutional clients across various segments, including workplace, high-net-worth, and ultra-high-net-worth. The firm offers a wide range of investment advisory programs and broker-dealer services, implementing multi-asset, multi-manager strategies through both discretionary and non-discretionary approaches.

Avishai Nir is a financial advisor with SPC in Sunrise, FL, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. He has worked at SPC since 2012 and is also associated with Parkland Securities, LLC and WealthCore Financial, LLC. Outside of advisory work, he is involved with WealthCore Financial as a member and markets financial products, including life and health insurance across several states. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets through a network of over 460 advisors. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services with both discretionary and nondiscretionary options.

Allan Leyva is a financial advisor at Citigroup Global Markets with two years of industry experience. He holds a Series 66 designation and previously worked at Florida International University, Lowe’s Company Inc., Miami Dade College, and Southwest Miami Senior High School. Citigroup Global Markets serves individual and institutional clients, including high-net-worth and ultra-high-net-worth segments, offering investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with in-house research and operates in specialized market roles, such as a swap dealer and futures commission merchant.

Richard Grund Jr. is a financial advisor with Commonwealth Financial Network based in Weston, FL, holding a Series 63 designation and 32 years of industry experience. Since 2008, he has been associated with Family Wealth Partners, where he serves as Owner, Operating Manager, and Secretary. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors, offering a range of advisory programs and services including wealth management and retirement plan consulting. The firm provides operational, trading, technology, compliance, and practice-management support while enabling advisors to construct client portfolios from diverse securities and insurance products.

Franklin Ramirez is a financial advisor at Citigroup Global Markets with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including swap dealer and futures commission merchant activities.

Karen Acher Howard is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 credentials and 36 years of industry experience. She has worked at HSBC since 2008 and was previously with Merrill from 2005 to 2008. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers several program types ranging from client-directed to fully discretionary portfolios, utilizing multiple risk profiles and a combination of strategic and tactical asset allocation supported by affiliated global asset management and due diligence providers.

Matias Ostrowicz is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and three years of industry experience. His career includes roles at Citigroup since 2022, as well as prior positions at Tenasors Medical, Verdeja, De Armas, Trujillo, LLP, and Gilly Vending. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, execution and custody services, and derivatives and futures trading. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and risk management functions.

Vernon Twyman III is a financial advisor with Guardian Life, holding a Series 66 credential and seven years of industry experience. He previously worked at Edward Jones and Park Avenue Securities. Outside of finance, he manages a soccer referee assigning service. Guardian Life’s subsidiary, Park Avenue Wealth Management, provides brokerage and advisory services to individuals, businesses, and organizations, utilizing advisor-led discretionary management and model-based strategies alongside various platforms and proprietary programs.

Brandise Dennis is a financial advisor with TD Private Client Wealth LLC in Fort Lauderdale, FL, holding a Series 66 designation and 10 years of industry experience. Prior to joining TD Private Client Wealth LLC in 2025, she worked at Morgan Stanley, Santander Bank, JP Morgan Chase Bank, Bank of America, Merrill, and Scottrade. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients, utilizing a combination of strategic and tactical asset allocation with investments from affiliated and third-party managers.

Lisa Fiallos is a financial advisor at Citigroup Global Markets with Series 63 and Series 66 credentials and one year of industry experience. Her career includes roles at Citibank, TSR Consulting Services, and New York Community Bank/Amtrust Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm employs both discretionary and non-discretionary strategies and maintains unique market roles including swap dealing and futures commission merchant activities.

Edward Vizcaino is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Citigroup Global Markets since 2007. Outside of his advisory role, he is a passive owner and manager partner of an asset protection and estate planning vehicle involved in real property. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with a combination of large institutional scale and specialized market roles, including in-house research and execution capabilities.

Angel Bermudez is a financial advisor with Valic Financial Advisors in Miami, FL, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has been with Valic Financial Advisors since 2016 and is also involved with Agia since 2022. Outside of advising, Bermudez co-hosts and co-owns the Alamo Audible Podcast, a weekly show covering college sports, where he manages audio production and audience outreach. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, operating at scale with a strong emphasis on centralized technology and model-driven solutions.

Ambar Ramos is a financial advisor at Focus Partners Wealth, LLC with a Series 65 designation and three years of industry experience. Prior to joining Focus Partners Wealth in 2023, Ramos worked at Silicone Valley Bank from 2020 to 2023 and JGE Financial Group from 2015 to 2020. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services, offering both discretionary and non-discretionary investment management along with financial, tax, and business planning. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Kiley Brunner is a financial advisor at Benjamin F. Edwards & Company, Inc. with two years of industry experience. Prior to joining the firm, Brunner worked in education for seven years, including roles at American High School and Cerro Gordo Junior High School. Brunner also serves as a Senior Registered Financial Client Associate at Brunner Wealth Management in Oakley, Illinois. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through over 500 advisors. The firm offers a range of services including financial planning, investment management, brokerage, insurance products, and M&A advisory, employing both discretionary and non-discretionary managed solutions that combine proprietary and third-party strategies.

Giovanni Maglione is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo and Fisher Investment. Prior to his advisory career, he was engaged as an entrepreneur and has experience in education through his role at the Ministero dell’Istruzione. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles such as swap dealer and futures commission merchant, providing a broad range of advisory and execution services.

Mathias Frank Avila Ribeiro is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. His prior work history includes roles at Southern Adventist University and Broward College. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale alongside unique market roles such as swap dealing and futures commission merchandising.

Norman Hurwitz is a financial advisor at SPC with 55 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining SPC, he worked at Parkland Securities since 2014. Outside of his advisory role, he is the owner of NJH Financial Corp, which sells insurance products and employee benefits, and serves as president of the 9200 West Bay Harbor Condo Association. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a large network of advisors and assets under management exceeding $5.6 billion.

Adnan Debs is a financial advisor at Citigroup Global Markets with a Series 66 designation and no prior industry experience. His background includes positions at Georgetown University, Queen Mary University of London, and international schools in Dubai and Beirut. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies supported by internal standards and oversight committees, and it operates with large institutional scale and specialized market roles.

Geraldine Rivera is a Series 66-credentialed financial advisor with 16 years of industry experience, currently working at Citigroup Global Markets since 2015. She is based in Miami, FL. Citigroup Global Markets Inc. serves individual and institutional clients across a wide range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and execution services, catering to workplace, high-net-worth, and ultra-high-net-worth clients.

Claudia Correa is a financial advisor at HSBC Securities (USA) Inc. with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at HSBC in various capacities since 2015. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through client-directed and discretionary program types. The firm uses a model-driven investment process supported by global asset management affiliates and serves clients with a combination of strategic and tactical asset allocation.