Victoria Aprano is a financial advisor with Eagle Strategies (NY Life) in Miami, FL, holding Series 63 and Series 65 credentials and two years of industry experience. Before joining Eagle Strategies, she worked with NYLIFE Securities LLC and New York Life Insurance Company. Outside of her advisory role, Aprano serves on the boards of several nonprofit organizations focused on adults with disabilities and special needs, including Speed Dating on the Spectrum and The WOW Center. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individuals, institutions, and plan sponsors. The firm offers a range of program types and emphasizes customized recommendations while managing the majority of its assets on a non-discretionary basis.

Ines Barrutia is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 20 years of industry experience. She has worked at Citibank since 2016 in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various high-net-worth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and manages large-scale institutional and complex client relationships.

Lonny Greenberg is a CFP® professional with 15 years of industry experience, currently serving at Mariner since 2019. Prior to joining Mariner, he worked at Singer Xenos Wealth Management for nine years. Outside of his advisory role, he attends board meetings and events for AMI Kids, a nonprofit organization. Mariner serves a diverse client base including individuals, pension plans, trusts, estates, and charitable organizations through investment management, financial planning, and retirement plan consulting. The firm employs a discretionary, customized portfolio approach supported by in-house research and third-party managers, and offers integrated tax and accounting services alongside traditional portfolio management.

David Chamberlain is a ChFC® credentialed financial advisor with over 52 years of industry experience. He has been associated with Hornor, Townsend & Kent, LLC since 1973 and operates DAC Financial Consultants, a multi-line insurance brokerage firm. Chamberlain also serves as an officer and treasurer on the board of the Miami Beach Community Health Center. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services through third-party asset manager platforms, financial planning, and retirement plan consulting. The firm emphasizes client-directed implementation and oversight, managing the majority of client assets on a non-discretionary basis.

Francisco Arguello is a financial advisor at Empower Advisory Group with one year of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining Empower, he held positions at TD Bank, Truist Bank, JP Morgan Chase, and other companies. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated service model tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing.

Sherise Scott is a financial advisor at Citigroup Global Markets with a Series 66 designation and four years of industry experience. Her work history includes roles at J.P. Morgan and AARP, along with her current position at Citigroup since 2021. She has a background that includes both financial services and education. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, maintaining large institutional scale alongside specialized market roles and arrangements.

Lourdes Calas is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL, holding a Series 66 license and 13 years of industry experience. She has worked with Eagle Strategies since 2023 and concurrently operates CIGA Solutions, Inc., which brokers non-registered insurance products and sells New York Life products. Outside her advisory role, she manages multiple LLCs related to rental properties and has prior entrepreneurial experience in telecommunications and wireless communications businesses. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers tailored solutions across various program types and emphasizes non-discretionary asset management and fiduciary responsibilities to retirement investors.

Jonathan Lemos is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at JP Morgan Securities and JPMorgan Chase Bank. He is based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains in-house research and security-pricing activities.

Adriana Aranguren is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at UBS Financial Services and HSBC Securities, as well as HSBC Private Bank International. She is also president of ILGO Enterprises Corp, a babysitting services business. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options while maintaining in-house research and market roles that differentiate it from peers.

Christina Lomeli is a financial advisor at Oppenheimer with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2009. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation alongside diversified investment strategies tailored to client objectives.

Carlos Morlote is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has worked at firms including Wells Fargo Clearing and several roles within Citigroup affiliates. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm utilizes multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches, supported by internal oversight and external partnerships.

Nicole Carbone is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds a Series 66 designation and has worked within various Citigroup divisions in Miami, FL, including Citibank NA and Citibanamex. Carbone also completed a year of full-time study at London Business School. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides specialized solutions for high-net-worth clients and large relationships.

Diego Moretti Xavier De Aguiar is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and has worked with various Citigroup entities since 2015, including Citibank NA and CITI International Financial Services LLC. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and market roles that differentiate it from peers.

Maria Cancel is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 licenses and 29 years of industry experience. She has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains unique market roles including in-house research and acting as a swap dealer and futures commission merchant.

Jay Spieler is a financial advisor at Oppenheimer with 43 years of industry experience. He has been with Fahnestock & Co. Inc. since 2003. Spieler holds Series 63 and Series 65 licenses and acts as trustee for two family trusts. Oppenheimer serves a broad client base, including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Jose Gonzalez is a Series 66-licensed financial advisor with nine years of industry experience, currently affiliated with HSBC Securities (USA) Inc. He has worked at several firms including Morgan Stanley Smith Barney LLC, J.P. Morgan Securities, and AXA Advisors, LLC. Gonzalez serves as a director for ALPFA, a nonprofit organization, where he assists in coordinating events and attends monthly board meetings. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations. The firm employs a range of program types from client-directed to fully discretionary accounts, utilizing strategic and tactical asset-allocation advice supported by multiple affiliated providers.

Mateo Romero Riveros is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds a Series 66 designation and has worked at Citibank NA and CITI International Financial Services LLC since 2012, as well as Banco de Chile from 2012 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains a combination of large institutional scale with unique market roles, including in-house research and custody services.

Igor Lacerda De Almeida Bueno is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Safra National Bank of New York and Argucia Capital Management. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal oversight and research capabilities.

Elieser Carrazana is a Series 66-licensed financial advisor with four years of industry experience. He is currently affiliated with HSBC Securities (USA) Inc. and has prior experience at JPMorgan Chase Securities LLC and Bank of America. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm’s investment process includes multiple risk profiles and combines strategic and tactical asset allocation with fund due diligence conducted by affiliated and third-party providers.

Robert Newman is a ChFC® credentialed financial advisor with 18 years of industry experience. He is associated with Primerica Advisors and has worked at Park Avenue Securities, Guardian Life Insurance Company, and National Planning Corp. Newman is involved with several community organizations, including serving as Treasurer for Jewish Community Services of South Florida and participating in the Great Miami Jewish Federation. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services along with financial and business consulting. The firm uses a variety of investment strategies through proprietary and third-party portfolios and supports both discretionary and non-discretionary account management.