Andrew Acebal is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has been with Equitable Advisors since 2013, including time at its predecessor, Axa Advisors. Outside of advisory work, he is involved in insurance sales through various carriers. Equitable Advisors serves a range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes third-party program sponsors and TAMPs for advisory model implementation and provides ERISA fiduciary services through credentialed representatives.

Bertha Jones is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2010. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using proprietary research and tools to develop tailored recommendations for clients.

Nicolas Eterovic is a financial advisor with Edward Jones in Coral Gables, FL, holding a Series 66 designation and having 10 years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he is active in the Coral Gables Chamber of Commerce and serves as the Education Chair for the Business Network International in Miami, where he researches and teaches networking strategies. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of managed solutions and advisory services, operates under a fiduciary standard, and is notable for its large network of advisors and branches as well as affiliated financial capabilities.

Roberto Teofilo is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at HSBC Securities USA, Deutsche Bank Securities, and J.P. Morgan Chase Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses research from its Chief Investment Office and UBS Global Research to tailor client strategies.

Keith Berman is a financial advisor with Thrivent Investment Management based in Miami, FL, holding a Series 66 designation and 22 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Outside of his advisor role, he serves as President of a local business networking group and as a director for his office condominium association. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across various topics without discretionary trading authority, emphasizing periodic reviews and separation of planning from managed account services.

Juan Antonio Sanchez Brana is a CFA® charterholder and holds a Series 63 license, currently serving as a financial advisor at UBS Financial Services in Coral Gables, FL. He has 19 years of prior experience at Banco Santander International before joining UBS in 2026. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets services and proprietary research to support client strategies.

Daniel Antigua is a financial advisor with Wells Fargo Clearing in Miami, FL, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Morgan Stanley and Charney Management LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jake Gardner is a Financial Consultant at Fidelity Investments, where he has been serving since 2024. He works closely with clients and their families to understand their unique financial goals and needs, developing clear plans of action to support informed financial decision-making. Jake has held several roles within Fidelity Investments, including Investment Consultant from 2023 to 2024, Fixed Income Specialist from 2022 to 2023, and Investment Solutions Representative from 2021 to 2022. Prior to joining Fidelity, he worked as an Investment Specialist at Merrill Lynch from 2020 to 2021 and served as a Financial Representative Intern at Northwestern Mutual from 2019 to 2020. Outside of his professional work, Jake's personal interests include beach activities, fitness, football, running, and traveling.

Michael Blanche is a Financial Consultant at Fidelity Investments, where he provides tailored financial guidance and collaborates closely with clients to develop personalized strategies aligned with their financial goals. He focuses on building strong client relationships and delivering a high level of customer service. Michael has held several roles within Fidelity Investments since 2021, including Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked at First American Bank (formerly Continental National Bank) in various positions such as Assistant Branch Manager, Personal Banker, and Customer Service Representative. Outside of his professional career, Michael enjoys activities such as beach outings, boating, fishing, attending social events with friends, football, and exploring food.

Cirilo Suarez is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding Series 63 and Series 66 designations and bringing 19 years of industry experience. His prior roles include extensive tenure at JPMorgan Chase Bank and JPMorgan Securities from 2007 to 2023. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets with over 14,000 advisors and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Laura Hernandez is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Regions Bank, Villagio Restaurant, and Micosukee Resort and Gaming. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edmur Ribeiro is a financial advisor at UBS Financial Services with three years of industry experience. He previously worked at the Latin American Bank of Foreign Trade SA (BLADEX) for 12 years and operated his own advisory business from 2018 to 2022. Ribeiro holds a Series 66 designation and is based in Coral Gables, FL. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management through proprietary research and a broad platform of capital markets services.

Stephen Makar is a financial advisor at Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses with 42 years of industry experience. He has worked with Equitable Advisors since 1999 and was previously affiliated with Axa Advisors, LLC until 2020. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and relies on both proprietary and third-party asset management solutions without sponsoring its own wrap fee program.

Gregoire Coudert is a financial advisor at UBS Financial Services with two years of industry experience. He has worked with UBS entities in France and Monaco since 2015 before joining the UBS Financial Services team in Coral Gables, Florida. He holds Series 63 and Series 66 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a range of capital markets services and proprietary research to tailor investment strategies.

Antonio Garcia is a financial advisor at Cetera with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Cetera Investment Advisors LLC since 2014. Prior to that, he has worked at Cetera Investment Services and Regions Bank since 2013. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Pedro Torres is a financial advisor at Ameriprise with 26 years of industry experience. His prior roles include positions at Hornor Townsend & Kent LLC, Penn Mutual Life Insurance Company, and Principal Life Insurance Company. Torres also serves as a temporary member of the grievance committee for the 11th Circuit, Dade County, Florida Bar. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning, including tax-aware withdrawal strategies and Social Security claiming options. The firm’s investment approach integrates proprietary research and third-party data within a framework that includes affiliated product options and specific enrollment criteria.

Isaac Chattaj is a financial advisor at Group U, LLC with one year of industry experience and holds a Series 65 designation. He has worked in media and education roles, including positions at Universidad Anáhuac México Norte and Mexiquense TV. Outside of his advisory role, he is the founding partner and CEO of INVESTU, a registered investment advisor based in Mexico. Group U, LLC is an independent firm.

Jeffrey Jacobs is a financial advisor based in Miami, FL, with 27 years of industry experience. He holds the PFS™ designation and Series 65 license and has operated his independent firm, Jeffrey R. Jacobs, CPA, since 1991.

Ian Tacher is a Certified Financial Planner® with 18 years of industry experience. He is currently with Integra Wealth, an independent firm he joined in 2024. His prior experience includes roles at Northwest Asset Management, Bank of America, and Merrill. Outside of advisory work, he also provides long-term care and life insurance services. Integra Wealth operates as an independent firm, serving clients with personalized wealth management strategies.

Albano Paulo is a financial advisor at Albatroz Capital with four years of industry experience. He holds a Series 65 designation and has worked at Albatroz Capital and its affiliated entities since 2014. Outside of his advisory role, Albano serves on the boards of GAIA Candle Co, an online candle retail business, and Contour Fence NW LLC, a fence installation company, where he is involved in financial guidance and strategic oversight. Albatroz Capital is an independent firm based in Key Biscayne, FL, serving clients with personalized investment management and advisory services.