Luciano Di Claro is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at firms including Merrill, UBS Financial Services, and Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

John Prece is a financial advisor with OSAIC in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has worked at multiple firms, including Northwestern Mutual and B. Riley Wealth Management. Outside of his advisory role, he owns businesses in dry cleaning consulting and a shooting supply company. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporations, offering a range of brokerage and advisory services supported by a model-based investment process and multiple program options.

Renzo Barredo is a financial advisor with Mass Mutual Investors Services, holding a Series 65 license and 15 years of industry experience. His work history includes roles at MassMutual Life Insurance Co, OneAmerica Securities, American United Life, Equity Services, Inc., and National Life Group. In addition to his advisory role, he is also an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved analytical tools, with implementation options through separate brokerage or insurance arrangements.

Melanie Miranda is a financial advisor at Merrill with Series 63 and 66 licenses and 15 years of industry experience. She has been with Merrill since 2009 and has over three decades of tenure with the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Giovanni Jurado is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and four years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Bank, NA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and modeling techniques.

Antoine Rosa is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory approach combines quantitative and qualitative research to deliver asset allocation advice, investment manager searches, and customized performance reporting.

Jeffrey Dzwonkowski is a financial advisor at Osaic Wealth with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Sagepoint Financial, Pinnacle Investments, and Prudential. In addition to his advisory role, he is involved in insurance sales through a sole proprietorship and manages investments at Excelsior Wealth Partners. Osaic Wealth serves a diverse client base, including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization.

Miguel Ortiz is a Financial Advisor associated with Merrill Lynch Wealth Management. He works closely with individuals, families, and business owners to simplify complex financial decisions and develop strategies aimed at pursuing their goals with confidence. His approach involves understanding what matters most to each client to provide personalized guidance, ongoing advice, and proactive solutions tailored to their changing needs. Mr. Ortiz's expertise spans general investing, retirement planning, and saving for unexpected events. His client focus includes areas such as college education planning, employee benefits planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, women and wealth, and tax minimization. He combines the resources of Merrill and Bank of America to coordinate clients' banking, lending, investment, retirement, and wealth transfer strategies. He holds a Bachelor's Degree from Florida International University and has completed accredited certificate programs at Florida International University, The University of Chicago, and the Investments and Wealth Institute. His professional designations include Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Mr. Ortiz is a member of the Investments & Wealth Institute and participates in community activities with organizations such as Camillus House and The Biltmore Village. He is fluent in Spanish, Portuguese, German, and English.

Maria Soria is a financial advisor with Merrill in Aventura, FL, holding Series 65 and Series 63 licenses and having 12 years of industry experience. She has been with Merrill since 2013. Outside of her advisory role, she is involved as a co-owner in a family real estate business and holds ownership in a real estate LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lloyd Macedo is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 65 and Series 66 licenses and bringing 19 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, Macedo serves as President of the CFA Society of Miami and is Treasurer of Toast of Las Olas Toastmasters. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances.

Hiram Hernandez is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has 15 years of industry experience, including prior roles at Metlife Securities and Massmutual Life Insurance Co. Outside of his advisory work, he is the owner of a consulting firm that provides advocacy and support services to individuals with special needs in Florida. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs a collaborative, goal-oriented planning process and provides various event-driven planning programs.

Robert Margolies is a Series 66 credentialed financial advisor with Raymond James Financial Services Advisors, Inc., based in Fort Lauderdale, FL, with two years of industry experience. Prior to joining Raymond James in 2024, he worked at Stelliam Capital Management and Stelliam Investment Management from 2017 to 2024. He also serves as an insurance agent selling life insurance products and acts as treasurer for his family’s foundation accounts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals, while maintaining notable programs in municipal advisory and SIMPLE IRA employer consulting.

Bradley Lipkowitz serves as a Senior Resident Director and International Wealth Advisor at Merrill Lynch Wealth Management. In this role, he frequently travels domestically and internationally to work closely with clients and their families, helping them pursue their financial goals through personalized wealth management strategies. He integrates investment insights from Merrill and banking and lending solutions from Bank of America to provide a comprehensive approach to managing clients’ financial needs. Bradley began his career at Merrill in 2005 after interning there during college, and he has been part of various leadership teams within the Southeast Division, Miami Americas Market, and Greater Fort Lauderdale Market. His expertise includes international wealth management, family wealth strategies, legacy planning, socially responsible and ESG investing, as well as supporting diverse client groups such as women and the LGBT community. He emphasizes thoughtful planning of assets and liabilities to help clients deploy their wealth more strategically. He holds a Bachelor’s degree from the University of Iowa and the Personal Investment Advisor (PIA) designation. Beyond his professional commitments, Bradley is engaged in community volunteering, aligning with Merrill’s tradition of service. He enjoys spending time with his wife, daughters, and friends, and his personal interests include baseball, football, golfing, hiking, cooking, traveling, watching movies, writing, and practicing yoga.

Todd Watson is a financial advisor with RBC Capital Markets in Plantation, FL, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has worked at RBC Capital Markets since 2014 and at City National Bank since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide customized portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Leo Kleban is a financial advisor at Raymond James & Associates with Series 65 and Series 63 licenses and one year of industry experience. His prior roles include positions at Frazier Financial Advisors and Private Client Services. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, and offers tailored financial planning and investment consulting through a range of portfolio management styles and affiliated research resources.

Svitlana Dorofina is a Senior Financial Advisor with Merrill Lynch Wealth Management. She brings over 19 years of experience in the financial services industry, having started her career in 2003 and joined Merrill in 2010. Svitlana specializes in high-net-worth client relationships and offers expertise in areas such as equity compensation services, family wealth management strategies, legacy planning, philanthropic planning, and portfolio management. She approaches wealth management by integrating home, health, leisure, and philanthropy aspects to develop tailored strategies that meet her clients’ goals and aspirations. Svitlana holds a Bachelor of Science degree in Finance with a minor in Economics from Northeastern Illinois University, where she graduated summa cum laude. She has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in Ukrainian, Russian, and English, she is an active member of the Chicago community and participates in initiatives such as Better Money Habits, a Bank of America program in partnership with Khan Academy, and the Chicago Public Library Foundation Associate Council. Residing in Chicago's Wicker Park neighborhood with her husband and rescue dog, Svitlana enjoys biking, vegetarian cooking, hiking, running, skiing, traveling, yoga, and reading. She is part of The Sheppard Group team recognized by Forbes as one of the Best-in-State Wealth Management Teams in 2024, and she has been named among Forbes’ Top Women Wealth Advisors Best-in-State for 2023 and 2024 as well as Top Next Generation Wealth Advisors Best-in-State in 2023.

Manuel Kent is a financial advisor with Morgan Stanley, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Goldman Sachs from 2020 to 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analytics. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

John Estrella is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Chase Investment Services Corp. since 2002. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Michael McMahon is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers structured financial planning and investment services, managing approximately $2.74 trillion in client assets.

Vivien Balcker is a financial advisor with Ameriprise in Miramar, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Balcker serves on the Board of Directors for A Place in Time Christian Ministries. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.