Chase Chytraus is a CFP® with two years of industry experience, currently affiliated with Charles Schwab in Boca Raton, FL. His work history includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as prior experience in hospitality and public service. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts through affiliated investment management. The firm’s integrated wrap fee programs provide advisory, brokerage, custody, and cash-sweep services with a multi-asset model portfolio approach.

Roy Jeffers is a financial advisor with Primerica Advisors in Coral Springs, FL. He holds Series 65 and Series 63 licenses and has 26 years of industry experience. He has worked with PFS Investments Inc and Primerica Financial Services since 1999 and operates Jeffers Incorporated, which has been in business since 1990. Outside of advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery strategies managed by third parties and includes discretionary separately managed accounts, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

David Bass is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 30 years of experience in the financial services industry. He leads his team in developing lifelong relationships with clients and helping them pursue their unique financial goals. David provides expertise in areas including corporate benefits, executive compensation, divorce transition planning, family wealth management strategies, legacy planning, and investment consulting for defined contribution plans. He holds a Bachelor's Degree from Texas State University and maintains several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). David’s interest in general aviation has contributed to his specialized knowledge in wealth management planning for professional pilots and aviation-related business owners. Beyond his professional role, David participates in community activities such as EAA Young Eagles Discovery Flights and Young Guns Sporting Clay Instruction. He also enjoys boating, hiking, hunting, and woodworking in his personal time.

Vanessa Miranda is a financial advisor at Merrill with 20 years at the firm and 3 years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she owns an online business specializing in paper party goods and stationery. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Mauricio Steinmann is a financial advisor with Primerica Advisors in Coral Springs, FL, holding Series 63 and Series 65 licenses and with 23 years of industry experience. He has worked at Pfs Investments Inc. since 2002 and Primerica Financial Services since 2001. In addition to advisory work, he is involved in the sale of non-investment products such as home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered percentage-based wrap fee structure.

Charles Hall III is a financial advisor with Raymond James Financial Services Advisors, Inc. in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors. He is also the owner of C3 Wealth Management, LLC, established for flow-through tax purposes. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm provides tailored, non-discretionary consulting using analytical and risk profiling tools, and supports a broad network of advisors with specialized offerings including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Fran Zynis is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various Wells Fargo entities since 2009, including Wells Fargo Clearing and Wells Fargo Advisors Financial Network. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Jeffrey Drapala is a financial advisor with Raymond James Financial in Delray Beach, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes roles at Raymond James Financial Services since 2002 and Evans and Mordente from 2015 to 2019. He owns JJD Investments, a corporation used for managing operational expenses. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Marc Strasser is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 63 designation and over 43 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and GMS. He serves on the Board of Directors for Jarc, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, written recommendations through a centralized consulting team.

Terrence Tormey is a financial advisor at OSAIC with 38 years of industry experience. He holds the ChFC® designation and Series 63 license, and has previously worked at Sagepoint Financial, LPL Financial, NationalPlanning Corporation, and Intregris Financial Network. Outside of his advisory work, he serves on the boards of several nonprofit organizations, including Elmcrest Children’s Center and St. Joseph’s Hospital, and is an ordained minister. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on asset allocation, risk tolerance, and managed accounts featuring a variety of investment types.

Calvin Tannenbaum is a financial advisor with Morgan Stanley, holding Series 65 and Series 66 licenses and bringing 23 years of industry experience. He has been with Morgan Stanley since 2009, including roles within Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by a structured process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through Corporate Financial Planning agreements.

Brett Moore is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 63, 65, and 66 licenses and bringing 12 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley from 2016 to 2021. Outside of his advisory work, he serves as a trustee for the Friends of Esperanza charity, helping raise and manage funds for an elementary school book fair. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory solutions, including financial planning and portfolio management supported by proprietary research and institutional trading capabilities.

David Luciano is a financial advisor at RBC Capital Markets with 16 years of industry experience. He holds a Series 66 designation and has prior work history at Morgan Stanley and Wells Fargo Clearing. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs and portfolio management services, utilizing both in-house and third-party investment managers to tailor strategies according to clients’ risk profiles.

Francine Rubinstein is a financial advisor at Ameriprise with 36 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Evershore Financial Group and Securian Financial Services Inc. She is based in Boca Raton, FL. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing tax-aware withdrawal strategies.

Elias Kontos is a CFP® credentialed financial advisor with 25 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has also been employed at JPMorgan Chase Bank, N.A. since 2006. His prior experience includes managing Kontos Property Management for 11 years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Francisco Blanco is a financial advisor at LPL Financial with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including J.P. Morgan Securities, Merrill, and Northwestern Mutual. Blanco’s background also includes a role at Dale Carnegie Training. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, offering both discretionary and non-discretionary management supported by research and model portfolios.

Eitan Esan is a financial advisor with Raymond James & Associates, holding a Series 66 designation and nine years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2016 to 2019. Esan serves as a member of the finance and investment committee for the Boca Raton Synagogue's endowment. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipalities, and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Anthony Trigona is a financial advisor with Ameriprise in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Ameriprise since 2017 and previously spent 11 years with Raymond James & Associates. Ameriprise offers a retirement-income planning service tailored to individuals near or in retirement who meet specific asset criteria, combining research and modeling with tax-smart strategies and periodic written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies typical of its institutional category.

Melissa Gerdes is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2016. Outside of her advisory role, she is involved in musical activities, including singing in a choir and teaching voice lessons. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and resources.

Gregory Workman is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personalized wealth management strategies. He supports clients in areas such as family wealth management, legacy planning, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. Gregory's approach emphasizes listening to clients to understand their priorities and creating strategies aligned with their financial goals. He holds a Bachelor's Degree from the University of Kentucky and the Personal Investment Advisor (PIA) designation. Gregory aims to build long-term relationships and provide thoughtful guidance to help clients make confident financial decisions through every stage of life. Outside of his professional work, Gregory enjoys boating, golfing, and spending time with his family.