Linda Chamberlain is a financial advisor at UBS Financial Services with 31 years of industry experience. She holds the Series 63 and Series 65 credentials. Her prior experience includes eight years at Wells Fargo Clearing and a brief tenure at Wells Fargo Advisors, LLC. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Betty Lamb is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2006, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm uses structured discovery processes and approved planning tools, managing approximately $2.74 trillion in client assets.

Ana Rincon Diaz is a financial advisor with Merrill in Bonita Springs, FL, holding a Series 66 designation and six years of industry experience. She has been with Bank of America and Merrill since 2006, totaling 20 years in those organizations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Justin Botham is a Wealth Management Advisor and First Vice President with the Duddingston Sylvester Group at Merrill Lynch Wealth Management. Based in Minneapolis, he is a partner in a 13-member team that provides personalized financial advice and investment guidance for families at various stages of their financial journeys. Justin works closely with corporate executives and former business owners, particularly at significant financial inflection points such as managing company stock concentrations, planning for retirement within five years, and preparing for business sales to sustain income and cash flow in retirement. Justin holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Plan Fiduciary Advisor (CPFA) designation. He also carries credentials as a Personal Investment Advisor (PIA) and Senior Retirement Benefits Consultant (SRBC). Since beginning his career in wealth management in 2008, including five years as a Financial Advisor at Morgan Stanley, Justin has developed expertise in wealth planning, employee benefits planning, executive and equity compensation, and retirement benefits consulting. He helps clients construct detailed financial roadmaps aligning with their objectives, risk tolerance, timeframes, and lifestyle considerations. Justin earned his bachelor's degree in Finance from Iowa State University. Outside of his professional responsibilities, he lives in Orono, Minnesota, with his wife Megan and their two children. His personal interests include boating, cooking, gardening, racquetball, and spending summer weekends at the family cabin on Lake Minnetonka.

Michael Devries is a financial advisor at Morgan Stanley in Naples, FL, with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary market estimates as part of its financial planning process.

Richard Kersting Jr. is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior work includes six years at Bruderman Brothers LLC and Bruderman Asset Management, LLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Scott Shear is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2009. Shear also owns and operates the Shear Investment Group Inc., a separate investment-related business based in Parkland, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo’s research, planning tools, and brokerage or advisory programs.

Natalie Vaughn is a financial advisor with Morgan Stanley in Naples, FL, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Morgan Stanley, her professional background includes roles in veterinary clinics and fitness-related businesses. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and delivers services through a broad range of investment and planning strategies.

Charles Krahmer is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at Metlife Securities Inc. from 2015 to 2017. Additionally, he is an insurance agent involved in individual and group life and health insurance brokerage. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers ongoing, collaborative financial planning utilizing firm-approved tools and offers specialized services including event-driven planning and educational seminars.

Timothy Mclaughlin is a financial advisor at LPL Enterprise with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has a long tenure at Prudential Insurance Company of America dating back to 1987. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios, combining advisory programs with brokerage and insurance products through an integrated platform.

Omar Alcazar is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gabrielle Clemens is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at UBS Financial Services Inc, RBC Capital Markets, and City National Bank. Clemens is the author of a book titled *Marriage Is About Love, Divorce is About Money* and contributes monthly articles on divorce-related financial topics to Investment News magazine. She also teaches a freshman Business Law class at Babson College as a part-time visiting instructor. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable investment strategies that incorporate both in-house and third-party managers, along with services such as financial planning, custody, and brokerage.

Wanda Jansen is a financial advisor with Ameriprise in Naples, FL, holding a Series 63 designation and 37 years of industry experience. She has been with Ameriprise and its predecessor firms since 1988. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, emphasizing assets held in Ameriprise-managed accounts and using algorithmic automation overseen by a dedicated team.

Steven Porter is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on building solid, long-term relationships by being fundamentally involved in his clients' financial lives, understanding their needs, and seeking efficient and timely solutions. His approach to wealth management emphasizes long-term perspectives, encouraging clients to concentrate on controllable factors such as investment quality, holding periods, and portfolio diversity. Steven believes that wealth strategies should be tailored to the unique goals and circumstances of each individual. Steven's areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He holds the Chartered Retirement Planning Counselor℠ (CRPC) designation and the Personal Investment Advisor (PIA) credential. He completed an Accredited Certificate Program from the College for Financial Planning and continually engages in professional development courses to stay current with evolving financial trends and strategies. In addition to his professional focus, Steven enjoys biking, golfing, spending time with his family, traveling, and watching movies. His background also includes experience as a frequent speaker for Merrill, training fellow advisors on retirement planning topics. He has been recognized in Forbes' 2017 "America's Top Wealth Advisors," Forbes' 2018 "Best-in-State Wealth Advisors," and Barron's 2018 "America's Top 1,200 Financial Advisors: State-by-State" lists.

Michael Leverton is a CFP® with 18 years of industry experience, currently serving at Morgan Stanley in Naples, FL. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. He serves on the finance committee of the Hoogland Center for the Arts in Springfield, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Cody Hartley is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 18 years of industry experience, including several years at a large regional bank. He specializes in managing the financial affairs of affluent families requiring multi-generational wealth planning. His clientele includes entrepreneurs, multi-generational business owners, doctors, and philanthropists, each with unique planning needs. Cody's approach involves understanding client goals and designing plans that leverage the resources of Bank of America and Merrill to address complex financial requirements. As a co-owner of ZH Wealth, he oversees daily team operations and co-heads the Wealth Planning and Investment Committees. Cody holds several professional designations, including Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor of Arts degree in Economics and History from Oberlin College. Residing in Naples, FL, Cody enjoys golfing, pickleball, boating, and well-planned travel. He and his wife Jacqueline participate in various local and national charitable organizations.

Gary Crisci is a financial advisor with Wells Fargo Advisors in Naples, Florida, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Wells Fargo Advisors since 2012. Outside of his advisory role, he serves as president of the Banyan Woods Master Homeowners Association. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients who meet a net-worth threshold. The firm offers a broad range of planning services and integrates advisory work with other financial products and referral channels.

Katherine Carman is a financial advisor at Merrill with Series 63 and Series 65 licenses and 40 years of industry experience. She has worked at Merrill since 1984 and has been affiliated with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katherine Herrlich is a Wealth Management Advisor with The Gursoy Group at Merrill Lynch Wealth Management in Naples, Florida. Since joining the team in 2014, she has worked alongside her father, Dave, and sister, Jennifer, as part of a multigenerational family advisory team. Katherine specializes in serving business owners, corporate executives, and multigenerational families, providing a range of family wealth services including legacy planning, retirement income strategies, and family education through investment meetings and financial workshops. With a background in mathematics from the University of Florida, Katherine utilizes her analytical skills to develop customized financial strategies tailored to her clients' unique goals. She holds several professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Financial Consultant® (ChFC®), and Certified Investment Management Analyst® (CIMA®). In her role, she also manages discretionary portfolio strategies incorporating various investment vehicles and oversees insurance-related wealth transfer and protection plans. Katherine resides in her hometown of Naples with her husband, Tom. Outside of her professional work, she is involved in community organizations supporting animals, such as the Naples Therapeutic Riding Center and the Humane Society of Naples. She enjoys spending time with family and friends, as well as outdoor activities like biking, skiing, and going to the beach.

Richard Grows is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 65 and Series 66 licenses and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2007. He serves on the Board of Directors for St. Matthew's House, an organization providing shelter, food, and rehabilitation services to individuals in need. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services on a non-discretionary basis and combines large institutional advisory operations with broker-dealer and investment adviser registrations.