Allison Cummings is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Morgan Stanley since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions. The firm provides tailored financial planning supported by structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Colin Driscoll is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 63 designation and 43 years of industry experience. He has been with UBS since 1995. Outside of his advisory work, he is the sole proprietor of Big Sky Outfitters, a retail business specializing in camping, pet, and outdoor products. UBS Financial Services serves individual, corporate, and institutional clients through both brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant operations and principal trading.

James Jones is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and five years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2019. Prior to his advisory role, he worked in the landscaping industry. Outside of his advisory duties, he is involved in sales of loan products and home security and automation services through Primerica affiliates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Cheryl Henderson is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She previously worked at UBS Financial Services for nine years before joining Morgan Stanley Smith Barney LLC, and later Morgan Stanley Private Bank, N.A. She serves on the board of directors for the Miami Valley Youth Soccer Association, where she participates in overseeing board meetings and interacting with coaches and parents. Morgan Stanley Wealth Management provides a wide array of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Lori Fox is a Series 66 licensed financial advisor with 18 years of industry experience. She has been with Thrivent Investment Management since 2021 and previously worked at various Thrivent entities and Vantage Financial Partners. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive goal-based financial analyses and written recommendations covering retirement, tax, estate, business continuation, and other planning topics. The firm separates planning from managed-account services and conducts periodic reviews without accepting discretionary trading authority for the Dedicated Planning Service.

Peter Krinas is a financial advisor with Raymond James Financial in Cincinnati, OH, holding a Series 66 designation and 11 years of industry experience. His career includes 15 years with Stifel Nicolaus and multiple roles within Raymond James since 2022. He is also associated with Riegel Financial in a non-investment capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations, using analytical tools to tailor outcomes to client goals.

Brian Nelson is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 19 years of industry experience. He has been with Primerica Advisors since 2021 and previously operated as a self-employed advisor for several years. Outside of advising, Nelson is involved in sales of investment-related products and receives compensation for referrals related to home security and automation services. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and operates through a large network of financial advisors.

Douglas Sammons is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 12 years of industry experience. He has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank NA since 2019, following four years at Sanford C. Bernstein & Co., LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Amr Hamouda is a financial advisor with Merrill in Cincinnati, OH, holding a Series 66 designation and one year of industry experience. His prior background includes roles at Bank of America, T-Mobile, Uber/Lyft, and HSBC Bank Egypt. Outside of advising, he works as a delivery contractor for DoorDash and Amazon. Merrill provides managed account services primarily to Bank of America fiduciary clients, offering model-based and discretionary investment strategies through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marianna Narita is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill in 2025, she held roles at Bank of America and worked in university residential life and housing. Outside of her advisory work, Narita serves on the board of the Cincinnati Art Museum’s young professionals group and teaches violin to children, drawing on her background in classical music and international performance competitions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies designed by internal and third-party investment teams. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Atkinson is a CFP® professional with 38 years of industry experience, currently affiliated with Edward Jones since 1997. He maintains a partnership in JACMA LLC, a real estate business based in Loveland, Ohio. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Michael Sauer is a CFP® with 27 years of industry experience, currently affiliated with Raymond James Financial in Loveland, OH. His career includes 17 years at Edward Jones prior to joining Raymond James Financial and its related entities in 2021. Outside of his advisory work, Sauer is involved as a 25% owner of Ascension Partners, LLC, overseeing multiple satellite branches. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using advanced risk profiling and modeling tools, and supports its clients through a broad network of advisors and specialized programs.

John Anning is a financial advisor at UBS Financial Services with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2012. Outside of his advisory role, he serves as a trustee on the board of The Christ Hospital Foundation, focusing on fundraising activities. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including discretionary portfolio management and alternative product distribution.

Andrew Dempsey is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds a Series 66 designation and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Guy Richardson is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Stifel Nicolaus & Co. since 2009. Stifel serves a diverse client base that includes individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to inform asset allocation and financial planning analyses.

Jeffrey Huber is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to his advisory career, he worked at Toyota Motor Manufacturing North America for 28 years. He is also associated with Stevens Investment Group, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Kenna Hesseling is a financial advisor with LPL Financial in Lebanon, Ohio, holding a Series 66 designation and 23 years of industry experience. Her background includes roles at LCNB National Bank, Raymond James Financial Services, and People's Insurance Agency. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing a range of model portfolios, research resources, and technology-driven investment strategies.

Parker Payne is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 66 credentials and two years of industry experience. Prior to joining UBS, he worked at Fidelity Investments for two years and held roles at Northern Kentucky University and the University of Dayton. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor financial plans and portfolio management to client goals and risk tolerances.

Karl Kessler is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. He has been with Ameriprise since 2009. Outside of his advisory role, Kessler serves on the Board of Directors for Lebanon Ultimate Frisbee and Hope Church, and he is involved in community activities such as coordinating evening programs at Camp Joy and announcing soccer games for Lebanon City Schools. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Chaely Williams is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Morgan Stanley Smith Barney LLC since 2019. Her prior experience includes positions at optionsXpress, Inc. and Charles Schwab. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and market simulations.