Alexander Bennett is a financial advisor at LPL Financial with three years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Infinex Investments, Flagstar Bank, and C.J. Barrymore's. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and technological tools for operational and research support.

Alexander Globke is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked for United Wholesale Mortgage/United Shore Mortgage for multiple years and has held personnel management roles with ECHL hockey teams. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs, with oversight mechanisms and use of AI technologies integrated into its investment process.

Scott Mc Kinnie is a CFP® and holds a Series 66 license with 15 years of industry experience. He has worked at Ameriprise Financial Services, LLC since 2019, following prior roles at Royal Alliance Associates, Sii, and PNC Investments. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing tax-aware withdrawal strategies.

Paul Elliott is a CFP® professional with 23 years of industry experience, currently affiliated with J.P. Morgan Securities in Farmington Hills, MI. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory approach emphasizes non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a focus on eligible strategies that may include an ESG eligibility framework.

Trent Fetters is a financial advisor at Mass Mutual Investors Services with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Mass Mutual Investors Services since 2017, following prior roles at Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, employing firm-approved analytical tools to support goal-based recommendations.

John Krakowiak is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 65 and Series 66 licenses and 12 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016, and previously worked at DeRoy & Devereaux Private Investment Counsel, Inc. from 2010 to 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Catherine Beattie is a financial advisor with Merrill in Farmington Hills, MI, holding a Series 66 designation and 25 years of industry experience. She has been with Merrill since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Dmitri Knysh is a financial advisor with Mass Mutual Investors Services holding Series 63 and Series 65 licenses and 24 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously was with MetLife Securities Inc. from 2015 to 2017. Dmitri is also the owner of Knysh Financial Inc., an entity for processing investment advisory compensation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Mark Karwaski is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding CFP® and Series 63 designations and bringing 38 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a tenure at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and a range of investment programs supported by structured planning tools and the firm's Global Investment Committee.

Michael Rybka is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been a part of the Kulhavi team for the past seven years, bringing over 25 years of experience in the financial services industry since beginning his career at Merrill in 1992. Michael specializes in wealth management for high-net-worth individuals and families, offering a comprehensive, goals-based approach that extends beyond portfolio management to include investment, financial, estate, tax, and liability planning. He also works with small and mid-size companies to develop customized retirement benefit programs, including 401(k) plans that meet regulatory requirements and address the needs of both employers and employees. Michael holds a bachelor's degree from Wayne State University's Business School and holds multiple professional designations, including Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is an active member of the Catholic organization Legatus. Michael and his wife Maureen, both born and raised in Dearborn, Michigan, reside in Northville and attend Our Lady of Good Counsel in Plymouth. They have two children, Maggie and Alex, and two grandchildren. Michael enjoys golfing, running, and spending time with his family.

Panagiotis Gargasoulas is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads the Pollard Gargasoulas Group, advising business owners and families to deliver customized investment portfolios and wealth management strategies. His role involves connecting clients to suitable people, plans, and processes tailored to their unique ambitions. He has experience as a financial advisor at Merrill Lynch since June 2021 and previously served as a Senior Portfolio Manager at Fifth Third Wealth Management Group from March 2007 to June 2021. His areas of expertise include family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Panagiotis holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Michigan State University. In his community, Panagiotis serves as Treasurer for the Grosse Pointe Artists Association and participates in the Grosse Pointe Farms / City Little League Baseball. His personal interests include baseball, basketball, boating, football, horseback riding, soccer, and spending time with his family.

Wayne Phillips is a financial advisor with Ameriprise in Detroit, MI, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Phillips serves on several nonprofit boards, including the MCOD Scholarship Foundation and the Omega Historic Preservation Foundation. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jessica Chiang is a Series 66-registered financial advisor with J.P. Morgan Securities, based in Farmington Hills, MI. She has 11 years of industry experience, including prior roles at Morgan Stanley and various positions within JPMorgan Chase and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their approach combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

David Graham is a CFP®-designated financial advisor with J.P. Morgan Securities in Detroit, MI, bringing 15 years of industry experience. His prior roles include positions at Merrill and Fifth Third Securities. Outside of his advisory work, he is involved in a real estate rental business through Prolific Life Properties LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative and qualitative research in its due diligence, integrating an ESG eligibility framework where applicable.

Joshua Elliott is a financial advisor with Merrill in Northville, MI, holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at JPMorgan Securities LLC, Fifth Third Bank, and Cornerstone Community Financial. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rick Hart is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on goal-based analyses covering a wide range of planning topics and offers clients the option to combine planning with managed accounts under a consolidated billing program called "WealthPlan."

Arthur Kachur is a financial advisor with Mass Mutual Investors Services in Southfield, MI, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at The Sunshine Co, LLC and NovaTech Wireless. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

Raphael Salim is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at J.P. Morgan Securities since 2021 and has previous experience at JPMORGAN Chase Bank, N.A. and Sunoco. Outside of his advisory role, he is a partner in a real estate business, P&R Management LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative due diligence and offers access to a range of eligible investment strategies, including those with ESG considerations.

Elinor Ho is a financial advisor at OSAIC with 31 years of industry experience. She holds the ChFC® designation and Series 65 and 63 licenses. Prior to joining OSAIC in 2024, she worked at Securities America Advisors, Inc. and Securities America, Inc. for 13 years, and LPL Financial for one year. Outside of advising, she serves as Vice President of Finance for The Organization of Chinese Americans, a nonprofit focused on empowering Asian American and Pacific Islander communities. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, offering services through multiple program structures and a broad affiliate network.

Khalia Coleman is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she worked at Sotheby's International Realty and held positions at Corewell Hospital, eXp Realty, Brookstone Realtors, and Chase Bank. She maintains an active real estate license in Michigan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.