Patrick Hager is a financial advisor at Edward Jones in Woodbury, MN, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Powderhorn Mountain Resort and multiple vineyards, such as BookCliff Vineyards and Restoration Vineyards. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment options. The firm is notable for its large network of advisors and branch offices, as well as affiliated capabilities including a trust company and proprietary mutual funds.

Patrick Mastin is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been associated with Cetera and its related entities since 2013. Outside of his advisory role, he serves as president of Bennett, Mastin, Kosmack, Inc., a financial services firm, and is involved in selling fixed life insurance and annuities. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary investment programs supported by a nationwide network of over 10,000 advisors.

Kyle Neumann is a Series 63 licensed advisor with Ameriprise, based in New Brighton, MN, and has 14 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Kristina Elfering is a financial advisor with Ameriprise, holding a Series 66 designation and 15 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010 and owns Elfering & Associates, a civil engineering business. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

David Boniface is a financial advisor with LPL Financial in North Oaks, MN, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has worked at LPL Financial since 2001 and was also associated with Magnetic North Advisors for three years. Outside of his advisory roles, he is involved with Legacy Capital Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive technology tools and a broad network of over 22,800 advisors.

Natalie Brownfield is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. She has held roles at Jacobs Financial, Mystic Lake Casino Hotel, and Cetera Wealth Services, LLC. Outside of financial advising, she has worked at Pasta Amore and is affiliated with Concordia University - St. Paul. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and consulting services through a large network of independent advisors and employs a multi-manager platform that supports various investment strategies and program structures.

Anthony Zajac is a financial advisor at Edward Jones with 23 years of industry experience. He holds the Series 63 designation and has been with Edward Jones since 2005. The firm serves more than four million individual and institutional clients, offering a range of wealth management services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. Edward Jones manages approximately $1.01 trillion in assets under management and operates a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Mark Sunberg is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has held roles at Cetera since 2013 and is the owner of Sunberg Capital Partners, Inc. Outside of his advisory work, Sunberg is a co-owner of Red's Savoy Pizza, a restaurant in St. Paul, MN, and serves as vice president and board member of Discern Capital Inc, a holding company for private investments. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program structures and custodial relationships.

Angela Krebsbach is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 2000, focusing on helping clients realize and achieve their financial goals. Angela works closely with clients to understand their priorities and designs tailored wealth management plans based on their individual needs. Her expertise includes retirement income planning, managing wealth through life transitions such as divorce or the loss of a spouse, building business liquidity, and estate planning. Angela holds multiple professional designations, including Certified Divorce Financial Analyst (CDFA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Chartered Retirement Planning Counselor (CRPC). She earned a Bachelor's degree from the University of St. Thomas and a Master's degree in Business Taxation from the University of Minnesota Carlson School of Management. Prior to joining Merrill, she worked as a Certified Public Accountant for eight years. Angela resides in Lake Elmo, Minnesota. She participates in community activities including Minnesota Veterans Homes, Feed My Starving Children, and the Ryder Cup. Her personal interests include golfing, hiking, reading, spending time with family, traveling, and practicing yoga.

Edward Gwiazdon is a CFP® and Series 66-registered financial advisor with Ameriprise in Lake Elmo, MN, with 23 years of industry experience. He has been with Ameriprise and its affiliate firms since 2002. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, offering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, with a focus on assets held in Ameriprise-managed accounts.

Susan Franklin is a financial advisor with RBC Capital Markets in Stillwater, MN, holding Series 63 and Series 65 licenses and 29 years of industry experience. She previously worked at Wells Fargo Clearing before joining RBC Capital Markets in 2018. Outside of her advisory role, she serves as a committee member on the Community Development Board for Northwest YMCA and is the treasurer of the Suburban Corvettes of Minnesota social club. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment strategies through multiple advisory programs that incorporate discretionary and non-discretionary portfolio management along with financial planning and brokerage services.

Maclay Swanson is a CFP®-designated financial advisor with 27 years of industry experience, currently with Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 1999 to 2020. He is also involved in music publishing and works as an artist outside of his advisory role. Ameriprise offers a retirement-income planning service primarily for individuals with at least $1 million in net investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Darin Stevens is a financial advisor at Thrivent Investment Management with eight years of industry experience. He holds a Series 66 designation and has worked at Thrivent Financial and Wells Fargo Bank. Before entering financial services, he spent two years working as a farmer. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account services through a consolidated billing option called WealthPlan.

Shawn Murray is a financial advisor with Ameriprise in Lino Lakes, MN, holding a Series 63 designation and 30 years of industry experience. He has been with Ameriprise and its affiliated entities since 1995. Outside of his advisory role, he participates in his local church as a money counter and assists with informal budget reviews. Ameriprise is a large institutional firm offering retirement-income planning services and a broad range of advisory, brokerage, and insurance solutions. Its retirement-income service uses research-driven, tax-efficient strategies and algorithmic tools to provide clients with tailored, written recommendations.

Jessica Greenig is a financial advisor at Osaic with 17 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at GT Financial Advisors and Woodbury Financial Services, Inc. In addition to her advisory role, she is an insurance producer selling life and traditional insurance products and fixed annuities. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services featuring model-based asset allocation and portfolio optimization, supported by various investment programs and third-party manager options.

Pajtsheng Vang is a financial advisor with Primerica Advisors in Saint Paul, MN, holding a Series 63 designation and 38 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1991. Outside of his advisory role, he is involved in selling home security and automation products through a co-located affiliate and owns a raw land investment. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Stephen Magistad is a financial advisor with Charles Schwab in Saint Paul, MN, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Charles Schwab since 2011. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by the Schwab Center for Financial Research.

Michael Kauls is a financial advisor at Thrivent Investment Management with 13 years of industry experience. He has held his current roles since 2015. He holds the Series 63 and Series 66 designations. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on various financial topics without including implementation. The firm combines holistic, goal-based planning with managed account programs under a consolidated billing option, maintaining a separation between planning and portfolio management.

Jonathan Ehresmann is a Series 66 licensed financial advisor with Ameriprise, based in Stillwater, MN, and has 11 years of industry experience. He previously worked at Thrivent Financial and Thrivent Investment Management from 2015 to 2024. Outside of his advisory role, Jonathan is active in music performance and teaching, performing with two bands and providing private guitar lessons. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies. The firm’s approach involves a centralized service team and utilizes proprietary research and tools to tailor retirement income solutions.

Lenin Ibarra is a financial advisor with Primerica Advisors in Saint Paul, MN, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His previous roles include positions at Transamerica Investors Securities Corporation and Wells Fargo Clearing. Outside the financial sector, he has worked for Metro Transit. Primerica Advisors sponsors and manages a wrap-fee asset management program for individual, corporate, and charitable clients. The firm employs model-driven strategies developed by unaffiliated asset managers and supports trade execution through recognized custodians, serving a broad client base with approximately $15.5 billion in assets under management.