Murray Johnston Jr. is a financial advisor with OSAIC Institutions, Inc. based in Minneapolis, MN, holding Series 63, 65, and 66 licenses and possessing 37 years of industry experience. He has worked at Feltl and Company since 2012. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients by providing customized advisory services, financial planning, and access to alternative investments, operating through a hybrid adviser and broker-dealer model with a focus on both discretionary and non-discretionary account management.

Ronald Bickford is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and bringing 39 years of industry experience. He has worked with Investors Financial Group, LLC and LPL Financial Corporation for over a decade. Outside of his advisory work, he is involved in selling fixed annuity and long-term care insurance products. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, and access to third-party asset management programs.

Kyle Larson is a CFP®-certified financial advisor with six years of industry experience, currently practicing at Wealth Enhancement Advisory Services, LLC in Green Bay, WI. His career includes roles at LPL Financial and various entities within the Wealth Enhancement Group. Larson also holds an associate financial advisor position focused on fixed insurance. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active managers, supported by quantitative and fundamental research, and offers a range of financial planning, asset management, and retirement consulting services.

Trey Wittman is a financial advisor with Wealth Enhancement Advisory Services, LLC and holds a Series 66 designation. He has one year of industry experience, including prior work at Northwestern Mutual. Outside of finance, he has held positions in the hospitality and service industries, including roles at local clubs and restaurants. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, using a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Adam Netland is a financial advisor at Creative Planning with 16 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. His prior experience includes roles at Wipfli Financial Advisors and Keystone Wealth Advisors. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach centered on low-cost indexing and buy-and-hold strategies, while also offering access to private market investments and a range of specialized advisory services.

Elizabeth Dehn is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked with Investors Financial Group, LLC and LPL Financial, LLC during her career. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, and access to third-party asset management programs.

Kyle Girard is a financial advisor with Kestra Advisory, holding the Series 63 and Series 65 designations and bringing 16 years of industry experience. He has held various roles across Kestra Advisory Services LLC, Kestra Investment Services LLC, Gallagher Fiduciary Advisors, and The KNW Group, among others. Girard serves as a senior retirement plan consultant, managing relationships for defined contribution retirement plan clients. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers services including vendor searches, plan design, fiduciary consulting, and plan-level investment advice, supported by due diligence and a broad set of management platforms.

Ernest Draper is a CFP® professional with 27 years of industry experience, currently affiliated with Primerica Advisors in Lakeville, MN. He has worked extensively with Park Avenue Securities and Guardian Life Insurance Company over the past decade. Draper also engages in outside insurance sales involving non-Guardian life and disability policies. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services, including financial planning and retirement consulting. The firm utilizes a combination of proprietary and third-party investment strategies and supports a range of account-level services such as lending solutions and donor-advised funds.

Robert Regenfuss is a financial advisor with Transamerica Retirement Advisors, LLC in Cottage Grove, MN. He holds Series 63 and Series 66 designations and has 22 years of industry experience. Prior to his current role, he has worked with Transamerica Investors Securities Corporation since 2014 and Transamerica Retirement Management since 2007. Outside of advisory work, he is involved in a real estate renovation business where he participates in project coordination and labor. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm uses proprietary software and model portfolios provided by Morningstar Investment Management to offer asset allocation and retirement guidance to a large client base.

Samuel Vujovich is a CFP®-certified financial advisor with three years of industry experience, currently with Wealth Enhancement Advisory Services, LLC. His work history includes positions at LPL Financial LLC and Wealth Enhancement Group. Outside of finance, he has experience in the restaurant business and has worked in education and other roles prior to his advisory career. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets across a large advisor network, utilizing a diversified investment approach that blends passive and active strategies overseen by an internal Investment Committee.

Bruce Santjer is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and 25 years of industry experience. He has been with Wealth Enhancement Advisory Services since 2001 and has prior experience at LPL Financial. Outside of advising, he is involved with Wealth Enhancement Group as an insurance agent selling traditional insurance, fixed annuities, disability, and long-term care products. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, overseen by an internal Investment Committee, and offers various financial planning, asset management, and specialized retirement consulting services.

Sandra Harder is a financial advisor at Creative Planning with six years of industry experience. She holds a Series 65 designation and previously worked at The Johnston Group for seven years before joining Creative Planning in 2019. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning-led investment approach centered on low-cost indexing and buy-and-hold strategies, supplemented by additional portfolio management techniques and comprehensive retirement plan services.

Mitchell Schommer is a financial advisor at Beacon Pointe Advisors, LLC with one year of industry experience. He holds a Series 65 credential and has previously worked at Landmark Wealth Management Group and in various roles outside the financial industry, including positions at Papa Tronnoio's and the City of Prescott. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients, utilizing a mix of third-party independent managers through a structured due-diligence process and offering solutions such as discretionary wealth management, retirement plan consulting, and outsourced CIO services.

Karen Roehrich is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 63 designation and 18 years of industry experience. Her prior experience includes roles at J.W. Cole Financial, Inc., New Era Financial Advisors, Inc., and LPL Financial. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, utilizing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Leonard Larson is a Series 65-licensed financial advisor with one year of industry experience. He is currently affiliated with Commonwealth Financial Network and Integrated Equity Management. His prior work includes roles at Dallas Baptist University, DoorDash, LifeTime Fitness, Level Up Soccer Coaching, and St. Paul Academy & Summit School. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a range of investment options.

Christine Heine is a financial advisor at United Planners' Financial Services of America with 16 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Hemingway Wealth Management and several other firms since 2017. She also serves as a notary public in Minnetonka, MN. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individuals, retirement plans, corporations, and trusts. The firm offers advisory and brokerage services through independent representatives and utilizes a variety of custodians and third-party managers, with a significant portion of assets managed on a non-discretionary basis.

Ryan Hegarty is a financial advisor with Primerica Advisors in Minnetonka, MN, holding a Series 66 designation and five years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company and is also the director of employee benefits at Hegarty Consulting Group LLC. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers transaction-based brokerage, fee-based advisory relationships, and financial planning services, utilizing a mix of proprietary models and third-party strategies.

Claire Kingstad is a financial advisor at Creative Planning with a Series 65 designation and no prior industry experience. She has held roles at Creative Planning, Global Organic Distro, the City of Minneapolis, VIA Actuarial Solutions, and Gallagher. Outside of advising, she is involved with Kingstad Event Technologists, a business providing event technology staffing and virtual event production. Creative Planning serves a diverse client base including individuals, corporations, and retirement plans, managing approximately $217 billion in assets. The firm employs a financial planning-led investment approach focused on low-cost indexing and buy-and-hold strategies, complemented by supplemental tactical options and integrated retirement plan services.

Lihua He is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and bringing 21 years of industry experience. She has worked with Transamerica Financial Advisors since 2012 and is also involved with Tri-Eagle Inc., which she uses to advertise her mortgage business. Additionally, she sells insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, offering both advisory and broker-dealer services through a variety of proprietary and third-party investment programs.

Brian Jenks is a financial advisor with Principal Financial Services in Minnetonka, MN, holding Series 63 and Series 65 credentials and with 40 years of industry experience. He has been associated with Principal Securities Inc. and Principal Life Insurance Company since 1985 and has been involved with Roy Jenks & Associates Inc. since the same year. Outside of his advisory role, he is a partner in Power Corner LLC, an entity focused on operational support and practice succession planning for advisors. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.