William Hanson is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and no prior industry experience. His work history includes roles at MassMutual Life Insurance Company, MML Investor Services, LLC, ADM, and Northwestern Mutual Investment Management. He also has teaching experience at the University of St. Thomas, Edina High School, and Valley View Middle School. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved software tools and offers specialized event-driven planning programs.

Izaak Herrera is a financial advisor at Charles Schwab with Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Fidelity Investments and service in the Minnesota Army National Guard. Herrera has also been involved with the YMCA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through Schwab Wealth Advisory, offering a mix of non-discretionary and discretionary investment services supported by multi-asset model portfolios and a centralized operational structure.

Lucas Hemling is a financial advisor with Morgan Stanley in Wayzata, MN, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. His work history includes roles at Integrated Equity Management, Commonwealth Financial Network, Thrivent Financial, and Wells Fargo Advisors. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm’s approach incorporates structured discovery conversations and firm-approved planning tools to develop personalized plans.

Nicole Middendorf is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She previously worked at LPL Financial for 14 years before joining Raymond James in 2017. Middendorf is also an author and media entrepreneur, engaged in public speaking, content creation, and coaching through her company, Nicole Middendorf Media, and serves as president of The Live It List Foundation, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, corporations, pension plans, charitable organizations, and institutional clients. The firm delivers non-discretionary planning and investment consulting tailored to client goals, supported by analytical tools and a large advisor network.

Paul Johnson is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Stuart Larsen is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior firms include Securities America Advisors, LPL Financial, National Planning Corporation, and Commonwealth Financial Network. Outside of finance, he is a sailing instructor and a musician who owns a recording studio. OSAIC serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and risk management, supported by a complex affiliate network and private equity ownership.

Grant Piller is a CFP® with 18 years of experience, currently serving at Mass Mutual Investors Services since 2017. His prior experience includes roles at MetLife Securities Inc. and MassMutual Life Insurance Co. Outside of his advisory work, he is president of PFG Aspire LLC, where he oversees operations, marketing, and business development. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes annual collaborative financial planning engagements using firm-approved analytical tools and offers additional services such as wrap programs, money-manager programs, and educational seminars.

Christopher Stewart is a financial advisor with Wells Fargo Advisors based in Wayzata, MN. He holds the Series 63 and Series 66 designations and has 30 years of industry experience. His previous roles include positions at Wells Fargo Clearing and UBS Financial Services. Stewart is involved in managing a financial practice through BSV Financial Partners LLC. Wells Fargo Advisors serves individual, trust, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including niche services such as business-owner transition and special-needs planning, and uses proprietary research and tools to develop tailored client recommendations.

Daniel Erdmann is a financial advisor at OSAIC with 12 years of industry experience. He holds a Series 66 credential and has worked at several firms, including AdvisorNet Financial Partners and Cetera Advisor Networks. Erdmann is also a CPA and provides tax preparation and planning services through his own firm, Erdmann Financial Planning LLC. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment process uses model-based asset allocation and portfolio optimization, supporting various client restrictions and third-party manager selections.

Alexander Cowan is a financial advisor with Ameriprise in Minnetonka, MN, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at UBS Financial Services, Bank of America, Merrill, and Northwestern Mutual. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports delivered through a centralized consulting team.

Benjamin Leistikow is a financial advisor with RBC Capital Markets in Wayzata, MN, holding a Series 66 designation and 12 years of industry experience. He previously worked at UBS Financial Services before joining RBC Capital Markets and City National Bank in 2018. Outside of his advisory role, he owns and actively runs an online product review website, IMMENSA LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with customized portfolio management strategies that utilize both in-house and third-party investment managers.

Michael Callanan is a CFP® and Series 65 and 63 licensed financial advisor with 10 years of industry experience. He is currently with Cetera and has held prior roles at Avantax Advisory Services and related entities. He is also involved with MRK Financial Solutions, where he provides financial planning services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting various program structures and investment strategies.

Rachael Peraza is a financial advisor with Ameriprise in Excelsior, MN, holding a Series 63 designation and 23 years of industry experience. She has been with Ameriprise and its affiliates since 2007. Outside of her advisory role, she assists a real estate agent with administrative and client service tasks through Rachel the Realtor LLC. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research-based modeling and tax-efficiency analysis to provide tailored, non-discretionary recommendations in partnership with its advisors.

Lester Bolstad III is a financial advisor with UBS Financial Services in Wayzata, MN, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS since 2000. He also conducts annuity sales continuing education training as a monthly speaker. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research with fiduciary financial planning and portfolio management. The firm offers institutional trading capabilities alongside wealth management solutions.

Daniel Miller is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for 17 years before joining Wells Fargo Advisors in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored recommendations for clients.

Karl Pawlowski is a CFP® professional with 32 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He was previously with Ameriprise Financial Services, Inc. for 15 years. Outside of advising, he has involvement in commercial real estate business ownership in Shakopee, MN. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research-based modeling and tax-efficient strategies to generate personalized recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Patrick Kelly is a CFP®-designated financial advisor with Raymond James Financial, based in Plymouth, MN, with 41 years of industry experience. He has been with Raymond James since 2007 and leads Patrick F. Kelly & Associates. Outside of his advisory work, he operates a storage rental business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional accounts. The firm offers tailored, non-discretionary planning and supports a range of advisory programs within a large advisor network.

Ryan Doyle is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and two years of industry experience. His prior work includes roles at MassMutual Life Insurance Company, Deluxe Corporation, Waitr Holdings/Bite Squad, UnitedHealth Group, and U.S. Bank. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing technology-driven tools to support collaborative, goal-oriented client relationships.

Patrick Ruhland is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and four years of industry experience. Prior to joining Mass Mutual in 2021, he worked in various roles including positions at KUE Contractors Inc., Northland Country Club, and the University of Minnesota Duluth. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs and educational seminars, utilizing firm-approved software to deliver client recommendations through annual, collaborative planning engagements.

Steven Haagenson is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and possessing 39 years of industry experience. His career includes roles at firms such as Focus Financial, Advisornet Wealth Management, and Cambridge Investment Research. He serves as president of Accord Benefit Resources, a health insurance sales company he has been involved with since 1990. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio programs. The firm utilizes a model-based investment process with portfolio optimization tools and supports both discretionary and advisor-managed strategies.