Andrea Smith is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 23 years of industry experience. She has been with Morgan Stanley and its affiliated Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and models outcomes with methodologies such as Monte Carlo simulations, providing advisory services without individual security recommendations as part of the standalone planning program.

Luis Pineda is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Edward Jones and Gordon Technologies LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Darius Uche is a financial advisor with Charles Schwab in Houston, TX, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. His prior roles include positions at Scottrade and TD Ameritrade. Outside of his advisory work, he volunteers monthly assisting with his wife's small balloon business and participates in family content creation for social media platforms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through a comprehensive wealth advisory program that combines non-discretionary guidance with access to discretionary separately managed accounts and alternative investments. The firm’s integrated structure supports a large client base with centralized custody and operational resources.

Horace Sinclair is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. His other business activities include selling loan products, home security, and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm uses an independent due-diligence consultant to select asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Clint Saurage is a financial advisor with Edward Jones in Katy, TX, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 advisors.

Braxton Mouton is a financial advisor at RBC Capital Markets with eight years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets since 2017. Prior to joining the firm, he was involved with Mouton Seafood LLC and The Studio Downtown. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Michael Nguyen is an Investment Consultant currently working at Fidelity Investments since 2026. He has previously held roles including Private Client Banker at JP Morgan Chase from 2025 to 2026, Independent Financial Advisor at Innovation Partners LLC in 2024, Investment Adviser Representative at Catalyst Wealth Management from 2022 to 2024, and Independent Financial Advisor at GWN Securities during the same period. He holds a California Insurance License, supporting his work in financial advising and investment consulting. Michael's professional approach emphasizes understanding clients' priorities to provide personalized guidance, ensuring they feel heard and confident in their financial decisions.

Ruston Lohmeyer is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. since 2018, with prior experience at Bank of America and Legacy Mutual Mortgage. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Jeffery Vanwart Sr. is a financial advisor with Cambridge Investment Research Advisors in Houston, TX, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His prior work includes sixteen years at Cantella & Co Inc and four years with Cambridge Investment Research. He serves as a director of Integrity Bank, a community bank based in Houston. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a variety of portfolio management strategies and platform arrangements tailored to client objectives.

Steven Thorpe is a financial advisor with Morgan Stanley in Sugar Land, TX, holding a Series 66 credential and 14 years of industry experience. He previously worked at Merrill from 2011 to 2017 before joining Morgan Stanley and its affiliate Morgan Stanley Private Bank, National Association, where he has worked since 2017. Outside of his advisory role, Thorpe serves as a board member of the Valley Village Dad's Club in Houston, Texas. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by advanced analytical tools.

David Gura is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management, based in Sugar Land, Texas. He has been with Merrill Lynch since 1999 after a 19-year career in the energy industry with Schlumberger. David works with a select group of clients to help them achieve their financial goals, offering personalized advice and access to specialized investment services tailored for sophisticated investors. He regularly meets with clients to ensure their financial strategies align with their personal circumstances. David holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, awarded by the Certified Financial Planner Board of Standards, Inc., and also holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) certifications. He earned his bachelor's degree in electrical engineering from Worcester Polytechnic Institute. He resides in Sugar Land with his wife and four dogs. David and his team are involved in community activities, supporting charitable organizations including the Fort Bend County Animal Shelter, Citizens for Animals of Midland Odessa (CAMO), and Saving our Companion Animals (SOCA). His client focus areas include college education planning, family wealth management strategies, retirement planning, portfolio management services, and tax minimization.

Valerie Medeles is a financial advisor at RBC Capital Markets with 20 years of industry experience. She holds the Series 66 designation and has been with RBC Capital Markets since 2015. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailored to clients' Advisory Risk Profiles and utilizing a mix of in-house and third-party investment managers.

Serena Sneeringer is a financial advisor at Ameriprise with 11 years of industry experience. She holds the Series 66 designation and previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to produce personalized recommendation reports, emphasizing assets managed within Ameriprise accounts and using algorithmic tools overseen by a dedicated team.

Dale Heysse is a financial advisor with UBS Financial Services in Sugar Land, TX, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked at UBS since 2020 and previously at Bank of America and Merrill from 2014 to 2020. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a range of capital markets services supported by proprietary research and model-based asset allocation strategies.

Ian Hass is a financial advisor with LPL Financial, holding Series 66 and Series 63 designations and 21 years of industry experience. His prior roles include positions at Thornburg Securities Corp. and Blackrock Investments, Inc. He is a partner in IHSM Properties LLC, a partnership noted in regulatory filings. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management alongside model portfolios and research from internal and third-party sources.

Ryan Bradford is a Series 66 licensed financial advisor with 17 years of industry experience. He has been with Osaic since 2024 and previously worked for Woodbury Financial Services Inc. for ten years. Bradford also owns The Bradford Benefit, an LLC that offers group health, individual health, and life insurance benefits. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services leveraging multiple platforms and tools to construct portfolios that include a broad range of asset classes.

Lara Chami is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds the Series 63 and Series 65 licenses and has been with Wells Fargo since 2015, including eight years at Wells Fargo Clearing. Based in Houston, TX, her career has been focused within the Wells Fargo organization. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Chadi Sahyoun is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and has worked at several firms, including JP Morgan Securities and JPMorgan Chase Bank. He is also a 50% owner and manager of Sahyoun Family LLC, a family business involved in various non-investment activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by sophisticated modeling tools.

Juan Barrios is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has been affiliated with Primerica Advisors since 1985 and Primerica Financial Services since 1991. Outside of his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm uses a tiered wrap fee structure and curates third-party asset managers while maintaining oversight of model offerings.

Francisco Llano is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017. Prior to that, he held roles at BBVA Wealth Solutions, Inc., BBVA Securities Inc., and Compass Bank. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial advisors.