Christine Leach is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. She has been affiliated with Charles Schwab and related entities since 1997, including over two decades at Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, using Charles Schwab & Co.’s asset-allocation models and research tools. The firm emphasizes client authorization for trades and typically recommends separately managed accounts overseen by third-party or affiliated money managers.

Kristopher Roche is a CFP® with three years of industry experience currently with Focus Partners Wealth, LLC. His prior roles include positions at The Colony Group, LLC, Buckingham Strategic Wealth, LLC, and West Financial Services, Inc. Outside finance, he worked at Lost Dog Cafe and attended George Mason University. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach combining active and passive strategies, third-party managers, and private funds.

Sheryl Rayner is a Series 65-registered financial advisor with 16 years of industry experience. She is currently with The Colony Group, LLC and has previously worked at HoyleCohen, LLC and Stellar Capital Management LLC. Rayner is based in Phoenix, AZ. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial and tax planning, and employee benefit consulting. The firm uses a long-term, tax- and fee-sensitive investment approach combining active and passive strategies, third-party managers, and private funds.

Brad Reichert is a CFP®, CFA®, and ChFC® with 17 years of industry experience. He is currently an advisor at Farther and has held roles at multiple firms including Cambridge Investment Research and Reichert Asset Management. Outside of his advisory work, Reichert is active as an author and educator and serves as a director in consulting and coaching. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm employs Modern Portfolio Theory using proprietary model portfolios and algorithmic rebalancing, utilizing ETFs, mutual funds, equities, fixed income, and AI tools to support investment decisions.

Christopher Leineweber is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2021. Prior to this, he was with Charles Schwab from 2016 and worked at State Farm from 2014 to 2016. He holds Series 63 and Series 66 licenses and is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm employs asset-allocation models and internal research tools to offer tailored investment recommendations, with trades requiring client authorization.

Michael Kulaski is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63, 65, and 66 licenses and 15 years of industry experience. His career includes roles at Morgan Stanley, Edward Jones, and multiple State Farm entities. He also operated the Mike Kulaski Insurance Agency. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain referred clients, providing non-discretionary fiduciary investment advice and financial planning focused on asset allocation and investment selection with client-approved trades.

Deondra Perrone is a financial advisor at Empower Advisory Group with 10 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at BMO Harris Bank, Gwfs Equities, Inc., and The Vanguard Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Michael Passante is a financial advisor with Commonwealth Financial Network in Tempe, AZ, holding CFP® and ChFC® designations and 28 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 22 years before joining Commonwealth and becoming part owner of Ke Wealth Advisors. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs and services along with operational, compliance, and practice-management support. Advisors on the platform have discretion to construct client portfolios from diverse securities and insurance products, supported by Commonwealth’s investment management and research team.

Sophia Shorbe is a financial advisor at Schwab Wealth Advisory, Inc. with three years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2023. Prior to her current role, her background includes positions in education and conference center management. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm uses standardized asset-allocation models and internal research tools to guide investment selection, with recommendations tailored to each client’s goals and risk tolerance.

Ashley Blankenship is a financial advisor with Bankers Life Advisory Services, Inc. in Mesa, AZ. She holds Series 63 and Series 65 licenses and has six years of industry experience. Ashley has worked at several affiliated entities within the Bankers Life organization since 2005 and is also an agent with Bankers Life & Casualty, Inc. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations aligned with clients’ goals and risk tolerances.

Jason Stam is a financial advisor with Guardian Life who holds Series 63 and Series 66 licenses and has 27 years of industry experience. He has worked at Guardian Life since 1999 and is currently affiliated with Park Avenue Securities, a subsidiary of Guardian Life. Stam also engages in the sale of certain insurance products beyond his primary firm’s offerings. Park Avenue Securities provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of financial planning, investment management solutions, and consulting services, combining advisor-led discretionary management with model-based strategies and digital advisory platforms.

Kolton Quitno is a CFP® professional with seven years of experience in financial advisory roles. He currently works at Guardian Life and Park Avenue Securities, having previously held positions at Dew Wealth Management, The Vanguard Group, Towne Park, and Grand Canyon University. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments.

Benjamin Voelker is a CFP® professional with 22 years of industry experience, currently serving at Mariner Wealth Advisors in Phoenix, AZ. Prior to joining Mariner, he worked at Merrill for 16 years. He is a member of the Board of Directors at Phoenix Country Club. Mariner serves a diverse client base including individuals, pension plans, trusts, charitable organizations, and corporations, providing investment management, financial planning, retirement plan consulting, and access to pooled vehicles and third-party managers. The firm combines customized discretionary portfolios overseen by an Investment Committee with in-house research and third-party allocations, and offers integrated tax and accounting services alongside traditional portfolio management.

Sean Rhea is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining Schwab Wealth Advisory in 2025, he worked at Charles Schwab since 2018 and spent eight years at Streetlnks/Assurant. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to client goals and risk tolerance.

Einar Johnson is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and three years of industry experience. Prior to joining Wealth Enhancement in 2026, he worked at Stockbridge Capital Group, LLC and Foreside Fund Services, LLC. His background also includes positions at John Hancock and in corporate roles outside of finance. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets and employs a diversified investment approach that combines passive and active managers, overseen by an internal Investment Committee.

Nathan Mc Crillis is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 17 years of industry experience. He has worked at Schwab Wealth Advisory since 2016 and has been affiliated with Charles Schwab & Co., Inc. since 2013. His prior roles include positions at Raymond James Financial, PNC Wealth Management, SII Investments, and Thrivent Investment Management. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on internal research tools and asset-allocation models, with a focus on client goals and risk tolerance, and trades are executed only with client authorization.

Chimaobi Abarikwu is a financial advisor with Osaic Institutions, Inc. based in Gilbert, AZ, holding a Series 66 credential and four years of industry experience. His prior roles include positions at Edward Jones, Chase Bank, LPL Financial, Morgan Stanley Smith Barney, and Merrill Lynch. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, high-net-worth clients, ERISA plans, trusts, estates, and corporate clients through a network of adviser representatives. The firm combines an adviser/broker-dealer structure with a hybrid service model, offering customized advisory services, financial planning, and access to alternative investments and lending solutions.

Travis Mott is a CFP® with 22 years of industry experience, currently serving at Schwab Wealth Advisory. He has been with Charles Schwab & Co. and Schwab Wealth Advisory since 2018 and previously worked at USAA Financial Planning Services and related affiliates for over a decade. Schwab Wealth Advisory provides fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standardized asset-allocation models and internal research tools, with a focus on client goals and risk tolerance, and it operates without discretionary trading authority.

Tristen Foley is a financial advisor with PNC Wealth Management holding a Series 66 designation. Based in Scottsdale, AZ, Foley has recently entered the industry, joining PNC Investments LLC in 2025 after prior experience at UBS Financial Services. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithm-driven risk assessment and third-party managed strategies implemented via mutual funds and ETFs.

Trevor Sharp is a Series 66-licensed financial advisor with Schwab Wealth Advisory, based in Phoenix, Arizona, and has eight years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he worked at Charles Schwab and held roles in various other companies, including Royal Truck Body and Origami Owl LLC. Outside of his advisory work, he owns and operates a vending services business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach emphasizes client-tailored, at-least-annual reviews and uses Charles Schwab’s internal research tools and asset-allocation models.