Einar Johnson is a financial advisor at Wealth Enhancement Advisory Services, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at Stockbridge Capital Group, LLC and John Hancock Investment Management Distributors. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that combines passive and active strategies overseen by an internal Investment Committee.

Nathan Mc Crillis is a financial advisor with Schwab Wealth Advisory, holding a Series 66 credential and 17 years of industry experience. He has worked at Charles Schwab and Schwab Wealth Advisory since 2013 and 2016, respectively. Based in Phoenix, AZ, he has focused his career within the Schwab organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice using standard asset allocation models and Schwab research tools, conducting at least annual account reviews without exercising discretionary trading authority.

Chimaobi Abarikwu is a financial advisor at Osaic Institutions, Inc. with three years of industry experience and a Series 66 designation. His prior roles include positions at Edward Jones, Chase Bank, LPL Financial, Morgan Stanley Smith Barney, and Merrill Lynch. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, alternative investments, and lending solutions, operating with a hybrid adviser/broker-dealer structure and a focus on both discretionary and non-discretionary accounts.

Travis Mott is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He has worked at Charles Schwab and Schwab Wealth Advisory since 2018 and was previously with USAA financial planning services and USAA Financial Advisors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s standard asset allocation models and research tools. The firm’s advisors recommend investments and allocations but do not exercise discretionary trading authority, conducting at least annual account reviews within the Schwab ecosystem.

Tristen Foley is a financial advisor with PNC Wealth Management holding a Series 66 designation. Based in Scottsdale, AZ, Foley has recently entered the industry, joining PNC Investments LLC in 2025 after prior experience at UBS Financial Services. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithm-driven risk assessment and third-party managed strategies implemented via mutual funds and ETFs.

Trevor Sharp is a Series 66 licensed advisor with Schwab Wealth Advisory in Phoenix, AZ, and has seven years of industry experience. His prior work includes roles at Charles Schwab, Royal Truck Body, The Home Depot, Origami Owl LLC, and West USA Realty. Outside of his advisory work, he owns and operates a vending services business in Mesa, Arizona. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations through standardized asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Kyle Caouette is a CFP®, CFA®, and holds a Series 66 license with 19 years of industry experience. He is currently with Integrated Wealth Concepts LLC and has previously worked at UBS Private Wealth Management, Parcion Private Wealth LLC, Simplified Wealth Strategies LLC, and Parallel Advisors, LLC. He also holds a license as an independent insurance agent. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, employing customized portfolios with a primarily long-term investment approach.

Bruce Usher is a financial advisor with Eagle Strategies (NY Life) in Scottsdale, AZ, holding Series 63 and Series 65 credentials with 41 years of industry experience. He has been associated with New York Life since 1983 and founded Usher & Associates, LLC and Usher Benefits, which focus on insurance brokering. Outside of advising, he serves on the board of the office condo association where his office is located. Eagle Strategies serves a diverse client base including individuals and institutional investors, providing financial planning, investment management, and retirement plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Michael Prahl is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 65 licenses. He has 27 years of industry experience and has held roles at The 401(k) Solution, Dundas Wealth Management LLC, and First Financial Equity Corporation. Outside of advisory work, he serves as a facilitator for Financial Peace University at Emmanuel Lutheran Church. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and institutional clients. The firm’s network of independent Investment Adviser Representatives offers advisory and brokerage services supported by multiple custodians and third-party managers, with a focus on non-discretionary assets and a limited-partnership ownership structure.

Lance Zasso is a CFP®, ChFC®, and Series 65-registered financial advisor with four years of industry experience. He has been with Creative Planning since 2022 and has prior work experience that includes roles at Liberty University and Hume Lake Christian Camps. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by various specialized investment options.

Andrew Steinberg is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at D.A. Davidson & Co., LPL Financial LLC, and Charles Schwab in various capacities. Steinberg holds Series 63 and Series 66 licenses and is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and primarily serves individual clients without exercising discretionary trading authority.

John Corcoran is a financial advisor with Valic Financial Advisors in Phoenix, AZ, holding a Series 66 designation and four years of industry experience. He has previously worked at USAA Financial Advisors, Inc. and USAA Life Insurance Company, with a combined tenure of over a decade. Corcoran also serves as an agent for Agia, providing non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Charisse Mackenzie is a financial advisor with AE Wealth Management, LLC, holding a Series 65 license and 13 years of industry experience. Her prior roles include positions at Regal Investment Advisors, LLC and Saturn Wealth, LLC, where she is also president. In addition to her advisory work, Mackenzie is an author and is involved in financial education through the Institute for Women's Financial Education and the Society of Financial Awareness. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base that includes individuals, corporations, trusts, and ERISA plan sponsors. The firm employs a range of investment strategies through discretionary model portfolios and supports third-party RIAs with sub-advisory and model-licensing services.

David Arvizu is a CFP® professional with 23 years of experience, currently serving at Schwab Wealth Advisory Inc. since 2014. He is based in Phoenix, AZ, and holds the Series 63 license. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes using Schwab’s proprietary research tools and asset allocation models.

Austin Kohler is a financial advisor with Empower Advisory Group in Mesa, AZ, holding Series 66 and Series 63 licenses and two years of industry experience. His prior roles include positions at J.P. Morgan Securities, The Vanguard Group, and Randstad. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to certain retail brokerage clients. The firm’s integrated approach links financial planning with recordkeeping and administrative platforms, focusing on long-term portfolio returns and savings rates.

Desmond Meyer is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2022. Outside of his advisory role, he operates a photo booth business at events. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations based on Schwab’s research tools and asset allocation models.

Julia Acer is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. She has 15 years of industry experience, including 14 years at Schwab Wealth Advisory and 17 years with Charles Schwab. Outside of her advisory role, she teaches classes on human energy fields and chakras at the Southwest Institute of Healing Arts and works as a life coach focusing on health-related issues. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes while leaving final trading decisions to clients.

Cole Beckwith is a CFP® with three years of industry experience, currently serving as a financial advisor at Creative Planning. His prior roles include positions at Keystone Wealth Partners and TPC Scottsdale, as well as military service in the U.S. Army. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that incorporates low-cost indexing, buy-and-hold strategies, and supplemental approaches such as direct indexing and tax-loss harvesting.

Jonathan Yaeger is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2014, joining Schwab Wealth Advisory in 2017. He is based in Phoenix, AZ. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem and uses Schwab’s research tools and asset allocation models to guide client decisions without exercising discretionary trading authority.

Lynette Kontkanen is a financial advisor with SPC based in Phoenix, AZ, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Edward Jones and VIP Mortgage, Inc. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice through various account programs, with custody services provided by Fidelity/NFS.