Abram Fabela is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior experience includes roles at Morgan Stanley, JP Morgan Securities, and LPL Financial. In addition to his advisory work, he has engaged in driving for Uber as a contractor in Phoenix, Arizona. Fidelity’s subsidiary, Strategic Advisers LLC, provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage mutual funds, ETFs, and other investment vehicles.

Todd Polley is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and has held positions at several companies prior to joining Edward Jones, including Owlet, Weave, Podium, and Blue Raven Solar. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Deron Florey is a CFP® professional with 30 years of industry experience, currently serving as an advisor at Cetera. He previously worked at Charles Schwab and Schwab Private Client Investment Advisory, Inc. for over a decade. He is also the owner of Florey Capital Management LLC. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by a nationwide network of over 10,000 advisors.

Traci Marchi is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Jeffery Carlson is a financial advisor at Charles Schwab with 30 years of industry experience. He has been with Charles Schwab since 2005 and holds Series 63 and Series 66 credentials. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and a formal alternative-investment placement process.

Michael Larkin is a CFP® professional affiliated with Cetera, with 27 years of industry experience. He has been associated with Cetera Wealth Services, LLC since 2013 and operates Larkin & Associates, a business focused on marketing and office operations. Additionally, he provides tax preparation and planning services through Larkin Tax Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and collaborates with both affiliated and unaffiliated third-party managers.

Thomas Joyce is a financial advisor at OSAIC with 50 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining OSAIC in 2023, he worked for FSC Securities Corporation for 38 years and has owned Coordinated Financial Services Ltd since 1985. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing quantitative tools and third-party resources to manage portfolios across various asset classes.

Taylor Jeffers is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2018, including work with Morgan Stanley Private Bank, N.A. outside the advisory role, as well as prior experience in the retail and electrical industries. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer providing advisory services and financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and modeling techniques but does not provide individual security recommendations as part of its standalone planning services.

Jeffrey Sokol is a financial advisor at Charles Schwab with eight years of industry experience. He holds the Series 63 and Series 66 designations and has been with Charles Schwab & Co., Inc. since 2017. Prior to his current role, he worked as a caddie master and at LA Fitness. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and centralized custody and brokerage services.

Elijah Gallardi is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and seven years of industry experience. His prior roles include positions at Schwab Wealth Advisory, The Vanguard Group, and Fullerton Financial Planning. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and brokerage services, leveraging model portfolios, third-party subadvisors, and various technology-driven investment strategies.

Wesley Hopkins is a financial advisor at Robert Baird & Co. with two years of industry experience. He holds the Series 66 designation and previously worked at Raymond James and CDW. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations by providing customized financial planning and portfolio management services. The group employs a range of investment strategies, including traditional and non-traditional approaches, and offers both discretionary and non-discretionary management options.

Erik Gonzalez is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021, following prior roles at The Vanguard Group and in academia at Texas Tech University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios built from a broad investable universe.

Marshal Morgan is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked with The Vanguard Group and as a self-employed advisor. He also has experience with Amazon Associates. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering both non-discretionary and discretionary investment advisory services through integrated wrap fee programs and managed accounts.

Melvin Primas III is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab & Co., Inc. since 2007, including time at Charles Schwab Bank, SSB, and OptionsXpress, Inc. Outside of his advisory role, he owns Arisma LLC, which manages mortgage and operating expenses for a short-term rental property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized supervision and custody with a comprehensive range of advisory products.

Sam Zimmerman is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 14 years of industry experience. He has been with Charles Schwab since 2010. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a structured approach to alternative investments.

Michael Ruggieri is a financial advisor with The Capital Advisory Group Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at LPL Financial LLC, United Planners' Financial Services, and has experience in property and casualty insurance. He is also involved in authoring through MGI Publishing. The Capital Advisory Group Advisory Services, LLC is an SEC-registered investment adviser managing approximately $403 million for about 470 clients. The firm offers discretionary portfolio management, financial planning, pension consulting, estate plan settlement services, and educational seminars, employing a range of investment strategies and conducting regular client reviews.

Kenneth Knapp is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 63 designation and over 40 years of industry experience. He has been with LPL Financial, formerly LINSCO/Private Ledger Corp., since 1991. Outside of his advisory role, he is involved in selling term, health, and long-term care insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Andrew Godwin is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at Mark-Taylor Inc. and Broadmoor Development. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and an integrated operational structure.

James Marten serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he focuses on developing deep and genuine relationships with clients to address a wide range of financial situations. He leads The Marten Group with a commitment to honesty, diligence, and accountability. With more than 40 years of experience, James and his team have built a professional and flexible practice. He holds the Certified Investment Management Analyst (CIMA) designation and is also a Managing Director and member of Merrill's Institutional Consulting program. Additionally, he holds the Personal Investment Advisor (PIA) designation. James earned his bachelor's degree from the University of Wisconsin System. He is affiliated professionally with Merrill Lynch.

Devon Taylor is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2013, including a three-year period at Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.