Jonathan Zermeno is a financial advisor at First Command Advisory Services with three years of industry experience. He holds the Series 66 designation and has prior work history including eight years at Sun West Mortgage Company and nine years with the California Army National Guard. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a longstanding focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects and monitors model portfolios and third-party managers from approved lists.

Chad Burton is a CFP® with 26 years of experience in the financial services industry. He is currently with EP Wealth Advisors, where he has worked since 2021, following sixteen years at NewFocus Financial Group, LLC. His prior roles include positions at VOYA Financial Advisors, Locust Street Securities, and Vestax Securities Corporation. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, offering customized model portfolios and a variety of ancillary services, including tax preparation and estate-document facilitation for select clients.

Jeffrey Wu is a financial advisor at Citigroup Global Markets with 16 years of industry experience. His prior work includes roles at Cetera, CTBC Bank, Googain Inc., and Wells Fargo. He holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options and operates with a combination of large institutional scale and specialized market roles.

Bryan Turnbow is a financial advisor with Focus Partners Wealth, LLC, holding a Series 66 designation and 26 years of industry experience. He previously worked at Churchill Management Group for 20 years, Fisher Investments for one year, and Prudential Equity Group, LLC for three years. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and corporate and institutional clients with a range of wealth management and advisory services. The firm’s investment approach emphasizes long-term, tax- and fee-sensitive portfolio construction using a blend of active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Jordan Hubbs is a financial advisor at EP Wealth Advisors in Torrance, CA, holding a Series 65 credential with three years of industry experience. His prior roles include positions at Prosperitas Financial, Team Edge, Inc., and J2 Global, Inc. EP Wealth Advisors serves individual, corporate, and retirement plan clients, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document assistance. The firm constructs customized portfolios using a mix of fundamental, technical, and cyclical analysis and provides ongoing monitoring, including third-party manager recommendations and ERISA plan services.

Dong Hoon Kim is a financial advisor with Eagle Strategies (NY Life) based in Anaheim, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company since 2017 and previously worked at Voya Financial Advisors, Inc. and Strategic Alliance, Inc. Outside of his advisory role, he serves on the finance committee of Our Lady of Peace Korean Catholic Center, assisting with financial oversight related to the construction of a new building. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers diverse advisory programs and focuses on tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Ashley Chegren is a financial advisor at Centaurus Financial, Inc. based in Anaheim, CA. She holds a Series 66 designation and has less than one year of industry experience. Her prior work experience includes roles in the restaurant and technology sectors before entering the financial services industry. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of services such as financial planning, portfolio management through their CLASSIC Plus platform, retirement-plan consulting, and advisory management of annuity and variable life sub-accounts, using both discretionary and non-discretionary arrangements.

Esteban Camacho is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. His prior work includes roles at Park Avenue Securities, US Hybrid, and teaching positions at Cal State Northridge, Cerritos College, and Mayfair High School. He also engages in insurance business outside of Guardian Life. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers advisor-led discretionary management alongside model-based strategies and digital solutions, integrating a range of proprietary and third-party platforms.

Paul Zambriski is a financial advisor with \u0026Partners, holding a Series 66 designation and bringing 26 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Bank of America, N.A., where he spent eight years at each firm. Outside of his advisory work, Zambriski has ownership in ZP Group LLC and serves as a trustee for multiple wealth advisory and property trusts. \u0026Partners serves a diverse client base, including high-net-worth individuals and institutional investors, offering investment management, financial and tax planning, and retirement-plan consulting. The firm employs a combination of fundamental, technical, and quantitative analysis, utilizing both proprietary and third-party strategies to manage accounts through discretionary and non-discretionary approaches.

Kevin Beebe is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2010. He holds a Series 65 registration and is based in Torrance, CA. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, using customized model portfolios and a mix of fundamental, technical, and cyclical analysis.

Hugo Flores Jr. is a financial advisor with Empower Advisory Group in Whittier, CA, holding Series 63, Series 65, and Series 66 designations and bringing 17 years of industry experience. His prior work includes roles at GWFS Equities, Inc., H. Beck, Inc., Ameriprise, and Principal Financial Services. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and savings rates, integrating services with Empower’s recordkeeping and administrative platforms.

Megan Minogue is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and has a background that includes roles at SoCal Technologies, Inc. and Wfgia. Outside of finance, she owns and operates Castles Made of Sand, a business creating custom stained glass products. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver its advisory services through a large network of advisors and multiple program platforms.

Erin Whalen is a financial advisor at EP Wealth Advisors with 20 years of industry experience. She holds a Series 65 designation and previously worked at Opes Wealth Management and Opes Advisors. EP Wealth Advisors serves individuals, corporate clients, and retirement plans with wealth management, discretionary portfolio management, and financial planning services. The firm offers customized model portfolios using fundamental, technical, and cyclical analysis, and provides ancillary services including tax preparation and estate-document facilitation for qualifying clients.

Carlos Rasmussen is a financial advisor with Centaurus Financial, Inc., holding the PFS™ designation and Series 63 and 65 licenses. He has 27 years of industry experience, including 15 years at Centaurus Financial and ongoing leadership at Rasmussen Capital Management Inc., where he serves as President and CEO. Outside of his advisory role, he is involved in insurance sales, business consulting, and serves as corporate secretary for a clinical counseling and life coaching organization. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients including individuals, families, and institutions. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary strategies with a combination of fundamental and technical analysis.

Julio Bedolla is a financial advisor at Concurrent Investment Advisors, LLC with two years of industry experience. He holds a Series 65 credential and has previously worked at firms including AssetMark Financial Holdings, Inc., Dimensional Fund Advisors, and Capital Group. Concurrent Investment Advisors, LLC is an SEC-registered multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers customized, primarily long-term investment portfolios using ETFs, mutual funds, and other securities, supported by due diligence, strategic asset allocation, and integrated operational tools.

Monica Van Eck is a CFP®-certified financial advisor with 13 years of industry experience. She has worked at EP Wealth Advisors since 2018 and previously spent six years at Millie Capital Management LLC. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, offering customized model portfolios and ongoing monitoring using a variety of investment strategies.

Wei Ping Lo is a financial advisor with Independent Financial Group, LLC, holding Series 65 and Series 63 licenses and four years of industry experience. He has worked at firms including Transamerica Financial Advisors, Inc. and Clearwater Benefits LLC. Additionally, Lo serves as an officer and owner of Avilia Inc. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs strategic asset allocation and multiple manager portfolios across various risk profiles through both firm- and third-party model strategies.

Matthew Crandall is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, Merrill, Wells Fargo Clearing, and Wells Fargo Bank. Outside of advising, he is an owner of rental property in Long Beach, California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including derivatives and futures services.

David Stevens is a financial advisor at SPC with 40 years of industry experience. He holds the CFP® designation and has worked at firms including The Planners Network and National Planning Corp. Stevens also owns a CPA firm where he prepares tax returns and bookkeeping for a small number of clients. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm operates a large advisory network and delivers tailored, discretionary investment advice primarily through the SIGMA Managed Account and other account programs.

Albert Herzog III is a financial advisor with EP Wealth Advisors, holding the CFP® and ChFC® designations and possessing 43 years of industry experience. His prior experience includes executive roles at Executive Wealth Management, LLC, and ownership involvement in various investment-related firms. In addition to advising, he is a minority owner of a tax preparation business and operates an independent financial consulting practice. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers customized wealth management, discretionary portfolio management, and financial planning services, incorporating fundamental, technical, and cyclical analysis as well as alternative investments and private fund recommendations.