Marc Spiegel is a CFP® with 38 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. He previously worked at FSC Securities Corporation for 29 years and was affiliated with the University of California Irvine for 25 years. Outside of his advisory role, Spiegel owns two sole proprietorships focused on tax return preparation and insurance, and acts as a trustee managing licensing and intellectual property matters related to the likeness of "Andre the Giant." OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning, retirement plan consulting, and access to third-party money managers. The firm utilizes a variety of asset-allocation tools and supports both discretionary and non-discretionary portfolio management across multiple investment types.

Brian Corado is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2017, also maintaining a role at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Paul Byrd is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has held prior roles within Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he owns Argos Products Inc, a company that designs diving booties and gloves, and is a band member with Neon Nation. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and tools, with planning engagements typically structured as discrete projects.

Hormoz Aslani is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at CUSO Financial Services, CitiGroup, and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party research, and technology-driven strategies.

Quincy Johnson is a Financial Consultant at Fidelity Investments, a position he has held since 2026. In his role, he partners with clients to develop personalized financial plans and strategies aimed at helping them achieve their financial goals and increasing their confidence in their financial future. Prior to his current role, Quincy held several positions within Fidelity Investments, including Investment Consultant (2025-2026), Relationship Manager (2024-2025), and Central Relationship Manager (2023-2024). He holds a California Insurance License. Outside of his professional work, Quincy has interests in cars, fitness, football, music, outdoor adventures, and snowboarding.

Joon Young Lee is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has previously worked at Hibu, AT&T, Hometown Equity Mortgage, Charter Communications, and Verizon. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Jason Underwood is a financial advisor with Charles Schwab in Mission Viejo, CA, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2014 and 2016, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm operates a large-scale, integrated model combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and alternative investment programs.

Jason Tong is a Wealth Management Advisor with Merrill Lynch Wealth Management in Irvine, CA. He specializes in developing personalized financial strategies designed to help clients achieve their long-term goals. Jason works closely with clients to create customized wealth management plans that address a range of financial needs, including saving for the future, home purchasing, business transitions, and retirement preparation. His client focus areas include Divorce Transition Planning, Executive Compensation, Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Legacy Planning, and Individual and Corporate Investment Strategy. Jason holds the Chartered Retirement Planning Counselor™ (CRPC™), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA) designations. He earned a Bachelor’s Degree from the University of California system and is a member of the UC Irvine Alumni Association. In addition to his professional responsibilities, Jason participates in community volunteering inspired by Merrill’s tradition of community involvement. Outside of work, he enjoys basketball, billiards, bowling, football, spending time with his family, and watching movies.

Ali Bavarian is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James since 2011. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Jeffrey Holsinger is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill and Bank of America, N.A., among other roles. Outside of financial services, he has been involved in used book sales through eBay and Amazon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Hansen is a financial advisor at Stifel with four years of industry experience. He holds a Series 66 designation and has worked at Stifel since 2021. Outside of his advisory role, Hansen is involved in coaching high school baseball as a varsity assistant coach. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, providing analysis and allocation guidance intended to support client decision-making.

Zachary Zwilling is a CFP® with 18 years of industry experience, currently serving at Morgan Stanley in Laguna Niguel, CA. He previously worked for J.P. Morgan Securities for 10 years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and investment research.

Joann Gorbatov is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with individuals, families, and business owners to develop personalized financial strategies that align with their goals and values. She specializes in personal retirement planning, small business strategies, and women and wealth. Joann holds a Bachelor's Degree and a Master of Business Administration (MBA) from the University of Phoenix. She has earned the Personal Investment Advisor (PIA) designation. Her approach involves understanding what is important to her clients and helping them create strategies to pursue their short-, mid-, and long-term financial goals. She provides guidance on general investing, retirement planning, and saving for unexpected circumstances, and can connect clients with Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of her professional work, Joann enjoys drawing, sketching, music, traveling, and spending time with her family.

Brandon Cuervo is a financial advisor at Ameriprise with a Series 66 designation and no prior industry experience. Before joining Ameriprise, he was involved with Elite Knights Baseball and held roles at Los Angeles Valley College and Granada Hills Charter High School. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, featuring a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Travis Bovee is a financial advisor at Edward Jones in Tustin, CA, holding a Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2021, he worked at Ecolab Inc for 11 years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment options, supported by a large nationwide network of financial advisors and branch offices.

Adel Wahba is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at multiple firms including First Allied Securities, Inc. and First Allied Advisory Services before joining Cetera. He is also the sole proprietor of AW Wealth Advisory. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Dean Romo is a financial advisor with Raymond James Financial in San Juan Capistrano, CA, holding a Series 63 designation and 33 years of industry experience. He has been affiliated with Raymond James Financial since 2009 and is also the president of OMO Capital Management, a support company he owns. Romo has experience managing his own advisory business, Romo Capital Management, which he has operated since 2009. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary consulting and supports a broad range of client types, including high-net-worth individuals, pension plans, corporations, and charitable organizations.

Terry Hagerman is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding Series 63 and Series 66 licenses with 30 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services supported by structured planning tools and a broad suite of investment products.

James Vale is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2014. He holds the Series 66 designation and is based in Irvine, CA. Outside of his advisory role, Vale serves as treasurer and board member for homeowners associations in Laguna Niguel. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutions, utilizing proprietary research and planning tools to develop tailored recommendations. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

James Dahl is a financial advisor at UBS Financial Services with 26 years of industry experience. He has worked at Painewebber Inc since 1999. Dahl serves on the boards of the Lake Arrowhead Yacht Club and the Cypress Community Association, and he is the president of the Sigma Alpha Epsilon Orange County Area Alumni Association. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm uses research-driven, model-based asset allocations tailored to clients’ goals and risk tolerances.