Kimberly Jaso is a financial advisor at LPL Financial with 15 years of industry experience. She holds a Series 66 designation and has worked previously with Wells Fargo Clearing, Wells Fargo Advisors LLC, and BMO Harris Bank. Kimberly is also a commissioned notary in California. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, combining discretionary and non-discretionary management with research and model portfolios from multiple sources.

Jessica Pasco is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to her current role, she has worked in various positions across the technology and recruitment sectors. She is also a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Philip Fried is a financial advisor with LPL Enterprise holding Series 65 and Series 63 credentials and 39 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC since 1987 before joining LPL Enterprise in 2024. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management arrangements, and a broad selection of brokerage and insurance products.

William Sornstein is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 43 years of industry experience. He has worked with LPL Financial since 2007. Outside of advising, he is the founder and chief instructor of the Fudoshin Aikido Center, a martial arts training and instruction facility. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Michael Ramirez is a financial advisor with Ameriprise in Buena Park, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise since 2016, including his current role since 2020. His other business activities include fiduciary services and acting as a personal representative. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Kevin Rooplall is a CFA® charterholder with five years of industry experience. He is currently with OSAIC and previously worked at Sagepoint Financial, LPL Financial, CML Wealth Management, and Payden & Rygel. Rooplall is also involved with Independent Capital Management, where he offers clients asset protection and lending solutions through an insurance agency and loan origination services. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, employing firm-provided asset-allocation tools and automated rebalancing to construct diversified portfolios.

Curtis Hughes is a financial advisor with LPL Financial based in Santa Ana, CA, holding a Series 66 credential and 25 years of industry experience. His career includes roles at firms such as Conway Investment Partners, Grove Point Investments, and H. Beck, Inc. Outside of his advisory work, he is a licensed insurance producer and also operates as a realtor, assisting clients with property transactions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from various sources while providing both discretionary and non-discretionary management options.

Larry Aguayo is a financial advisor with Ameriprise in Huntington Beach, CA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Siyuan Li is a financial advisor at Merrill in Irvine, CA, holding Series 66 and Series 63 licenses with four years of industry experience. Prior to Merrill, Li worked at Bank of America, JP Morgan Chase Bank, J.P. Morgan Securities, and Cathay Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Melissa To is a financial advisor at Morgan Stanley with 14 years of industry experience. She has been with Morgan Stanley since 2012 and is currently affiliated with Morgan Stanley Private Bank, National Association. To holds a Series 66 designation. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured tools and analyses such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers both individual and employer-sponsored financial planning services.

Barrett Jackson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2007 and is a Certified Financial Planner (CFP®) professional, as well as holding designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Barrett partners with the NCD Group at Merrill Lynch, focusing on delivering customized wealth planning solutions tailored to clients' risk tolerances, time horizons, liquidity needs, overall investment goals, and associated costs. Barrett graduated from the California State University system with a Bachelor's degree, majoring in Business-Finance and minoring in Economics. His client focus areas include divorce transition planning, employee benefits planning, family wealth management strategies, individual and corporate investment strategy, and retirement income. He is affiliated with the professional organization Western Hills Country Club and is involved in the community through groups such as the 26.2 Club. Outside of his professional work, Barrett enjoys participating in activities such as baseball, basketball, fishing, golfing, running marathons, skiing, wood working, and spending time with his family. He resides in La Habra with his wife, Darlene, and their two daughters. They engage in volunteering and community service through churches and various running organizations.

Paul Hoang is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Nicklaus Peterson is a financial advisor at Edward Jones in Costa Mesa, CA, holding a Series 66 designation with 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of financial advisors and branch offices across the country.

Joe Moore Jr. is a financial advisor with LPL Financial in Orange, California, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 45 years of industry experience, including prior roles at Voya Financial Advisors, Inc. and OSAIC. He is also the owner of a 401(k) administration business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Cau Min Li is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling techniques.

Mark MacLachlan is a Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with clients to implement investment strategies aimed at growing, protecting, and transferring their wealth. He has been with Fidelity Investments since 2013, progressing through several roles including Financial Representative Intern, Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before assuming his current position in 2020. His experience spans client relationship management and investment consulting. Mark holds a California Insurance License. Outside of his professional work, he has interests in fitness and traveling.

Kevin Ta is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at JPMorgan Chase Bank, Merrill, Wells Fargo, and Bank of America/Merrill Lynch. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers non-discretionary services through select Wealth Advisors, offering customized investment solutions supported by its broader broker-dealer and banking organization.

Stephen Meyers is a financial advisor with LPL Financial, based in Fountain Valley, CA. He holds Series 63 and Series 66 designations and has 37 years of industry experience, including 19 years at Linsco Private Ledger. Outside of advisory work, he is involved in a non-variable insurance business focusing on whole life, universal life, and term insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, institutions, and charitable organizations, offering a range of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Ty Ospring is a financial advisor at OSAIC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC and Capital Resources since 2020. His background also includes roles at Costco and Compulocks Brands, as well as experience at Cal State Fullerton University. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools, risk-assessment questionnaires, and automated rebalancing to create diversified portfolios across various asset classes.

John Elliott is a financial advisor with J.P. Morgan Securities in Huntington Beach, CA, holding a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at Morgan Stanley for two years. Outside of finance, he has experience in the food service industry, including roles at Domino's Pizza and In-N-Out. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities.