Shawn Chughtai is a Series 66 licensed financial advisor with 18 years of industry experience. He currently works at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he has been employed for eight years. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates ESG eligibility frameworks where appropriate.

Gabriela Valencia is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo and J.P. Morgan in various capacities since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors, offering both brokerage and advisory solutions.

Sandra Haidao is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. Her prior roles include positions at RBC Capital Markets, Farmers Financial Solutions, Farmers Insurance, UnionBanc Investment Services, and MUFG Union Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers, including insurance-related vehicles and bank deposit sweep options.

Sang Hwang is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Investments, LLC from 2008 to 2011. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Peter Rice is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Investments, LLC and Wells Fargo Clearing since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jaime Lowry is a financial advisor at UBS Financial Services with 16 years of industry experience and holds the Series 66 designation. He has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary market insights and a range of financial planning and portfolio management services.

Armond Herndon is a CFP®-designated advisor with 11 years of industry experience, currently with Wells Fargo Clearing. His prior roles include positions at Bank of America, Merrill Lynch, Edward Jones, and earlier tenure at Wells Fargo. Outside of his financial career, he owns and operates an online retail store specializing in golf accessories. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach and offers both brokerage and advisory solutions across a broad range of financial products.

Daniel Cassiere is a financial advisor at LPL Enterprise with one year of industry experience. He holds the Series 66 designation and previously worked at Republic National Distributing Company for five years and American Honda Motor Company for twelve years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and also offers affiliated insurance and trust services.

Katy Chen is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. She has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Ramez Raheb is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. His work history includes roles at JPMorgan Chase Bank, Morgan Stanley, E*Trade, Prospect777 LLC, and TD Ameritrade/Schwab. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Michelle Rickard is a Series 66-licensed advisor at Merrill with three years of industry experience. She has been with Merrill since 1998. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cory Leckie is a CFP®-certified financial advisor with 12 years of industry experience, currently with OSAIC. His prior roles include nine years at Mariner Independent Advisor Network, LLC, and LPL Financial. He serves as executor of a family living trust. OSAIC serves a wide range of clients including individual investors, retirement plan sponsors, charities, and corporate entities, offering brokerage and advisory services through a multi-advisor platform focused on model-based asset allocation and portfolio optimization.

Kenichi Igarashi is a financial advisor at Osaic with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Mariner Independent Advisor Network, LPL Financial, Trilogy Capital, and National Planning Corporation. He is also president of Simplified Wealth Management, a DBA providing financial advisory and management services. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization supported by a range of programs and multiple custodial arrangements.

Alice Baick is a financial advisor with Edward Jones in Yorba Linda, CA, holding a Series 66 designation and three years of industry experience. She previously worked at TK Elevator for eight years before joining Edward Jones. She serves as a board member for the Wind Rivers Condominium Association in Saratoga, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and pension plans. The firm manages over $1 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Jason Martinez is a CFA® charterholder working with LPL Financial in Orange, CA, with eight years of industry experience. His prior firms include Pacific Edge Advisors and Romero Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Peggy Neal is a financial advisor at J.P. Morgan Securities with 35 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at several firms including Chase Investment Services, RBC Securities, Essex National Securities, and Wells Fargo Investments. She has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence and combines quantitative and qualitative research to develop model asset allocations, with an emphasis on eligible strategies and ESG considerations.

Kevin Conway is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 41 years of industry experience. His prior roles include positions at H. Beck, Inc., Grove Point Investments, and Diversified Securities, Inc. Conway is also a licensed non-variable insurance agent. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, combining advisory services with a variety of non-advisory financial products and support tools.

Habib Iskander is a financial advisor at Osaic with 33 years of industry experience. He has held roles at Sagepoint Financial, Inc. and operates his own firm, Iskander Financial. Outside of advisory work, he prepares personal income taxes and has experience selling health plans to business owners. He is also involved in real estate activities, showing properties to family and friends. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation and portfolio optimization using risk tolerance assessments and rebalancing tools.

Jeffrey Welsh is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 29 years of industry experience. He previously worked at Merrill for 10 years before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Eric Rhee is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior roles include positions at Merrill, Banc of America Investment Services, Citicorp Investment Services, and Morgan Stanley. He is based in Irvine, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, incorporating research and analytics alongside diversification principles and modern portfolio theory.