Jiaqi Chen is a financial advisor at Cetera with 14 years of industry experience. Chen holds Series 63 and Series 66 designations and has been associated with Cetera and CTBC Bank in various capacities since 2013. Outside of advisory roles, Chen owns Jahh Capital Investment LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to affiliated and third-party managers across multiple program structures.

Carter Anderson is a financial advisor at Cetera with Series 63 and Series 65 licenses and two years of industry experience. He has held roles at Avantax and currently works with Kanouse & Associates, Inc., where he provides financial planning and wealth management services alongside tax-related support. Outside of his advisory work, Anderson is involved with the Victoria Club, a private membership club offering social, tennis, golf, and pool amenities. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and employs a multi-manager platform with various program options and custodial arrangements.

Habib Habibi is a financial advisor at LPL Financial in Santa Ana, CA, holding Series 63 and Series 65 designations with three years of industry experience. His prior roles include positions at SchoolsFirst Federal Credit Union and UC Regents. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, supported by extensive advisor tools and a broad non-advisory financial services platform.

Muhammad Khan is a financial advisor at Fidelity with 12 years of industry experience. He has held roles at Fidelity Investments since 2023 and previously worked at Wells Fargo Clearing and Wells Fargo Bank NA from 2011 to 2023. He holds Series 63 and Series 65 licenses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Jason Flanagan is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and has worked at Merrill, Citigroup Global Markets, and Chase Investment Services Corp. prior to joining JPMorgan Chase Bank in 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized due diligence team and incorporates ESG considerations in its recommendations.

Suzanne Peters is a Series 66-registered financial advisor with Equitable Advisors in Irvine, CA, where she has worked for 21 years. She has 23 years of industry experience, including 15 years at Axa Advisors, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers services through a network of Investment Adviser Representatives and relies on third-party program sponsors and TAMPs for many investment models.

Chris Ngoy is a financial advisor with Morgan Stanley in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Wells Fargo Clearing, among others. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that incorporates firm-approved tools and modeling techniques.

Xuepan Zeng is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked in various roles within JPMorgan Chase Bank and J.P. Morgan Securities since 2018. Outside of his advisory role, Zeng operates an online retail store focused on auto accessories as a sole proprietor. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program is non-discretionary and emphasizes written asset allocation advice, investment manager searches, and customized performance reporting.

Cory Murdock is a CFP® with 29 years of industry experience, currently serving at OSAIC since 2018. Prior to joining OSAIC, he worked for 21 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. He operates a fixed life insurance brokerage as a sole proprietorship. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients, offering a variety of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Xiwen Zhang is a financial advisor at J.P. Morgan Securities with six years of industry experience. Zhang holds a Series 66 designation and has previously worked at Bank of America Merrill Lynch, China International Capital Corporation, and Shanghai Gfund Management Co., Ltd. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients with a focus on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence and uses quantitative and qualitative research to build model asset allocations, including the consideration of ESG factors.

Stephanie Tchong is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms including J.P. Morgan Securities and J.P. Morgan Chase Bank. Prior to her tenure in financial services, she was involved with Lord Sandy's Trading Company for three years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Flavio Hernandez is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2022, following five years at CUNA Brokerage Services, Inc. He is also associated with SchoolsFirst FCU, where he has served in a retirement plan representative role since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a network of advisors utilizing both proprietary and third-party strategies.

Juan Camacho is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work includes positions at Wells Fargo and Chevron Stations, Inc. Outside of his advisory role, he works part-time as a courier for a delivery service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Adrian Padilla is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2018. Prior to his current role, he spent over two decades at Mondelez International. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory programs and investment strategies and operates under a fiduciary standard.

Mark DeCunha is a CFP®-certified financial advisor with 24 years of industry experience. He has worked at Morgan Stanley since 2019 and previously held roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities Inc. He serves as treasurer for his local homeowners association. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured financial planning approach supported by proprietary tools and offers a broad range of investment and advisory products.

Brandon Sovik is a financial advisor at Morgan Stanley in Irvine, CA, holding a Series 66 designation with seven years of industry experience. He previously worked at UBS Financial Services and has held roles including involvement with the Associated Students of CSU Chico and TOKA Branding. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and Corporate Financial Planning agreements.

Jayson Remigio is a financial advisor at Primerica Advisors with four years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Primerica Financial Services since 2021. Outside of finance, he manages NCLEXPASSER LLC, a company that provides certification and continuing education for healthcare providers. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, offering advisory services through model-based investment strategies supported by third-party asset managers.

Siddhartha Lodhia is a financial advisor with Equitable Advisors in Irvine, CA, holding a Series 66 designation and three years of industry experience. Prior to his current role, he held positions at Stanford University Athletics, Chapman University, and the University of California Irvine. Outside of advising, he is president and owner of Lodson, a family commercial property management business. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset management programs primarily implemented through third-party asset managers and advisory platforms.

Frank Saldana is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked with firms including Merrill, Edward Jones, and Chase Investment Services Corp. outside of his current tenure at JPMorgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Ozair Alefi is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at notable firms including Wells Fargo Clearing, Merrill, and Banc of America Investment Services. He has been with Morgan Stanley since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery processes and advanced modeling tools.