Nicholas Phylactou is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Guy Lamour is a financial advisor with Primerica Advisors in Boynton Beach, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 1996. In addition to his advisory role, he is involved in the sale of loan products and home security services through affiliates of Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily via model-based strategies managed by unaffiliated asset managers. The firm operates at scale, with thousands of advisors and billions in assets under management, and offers a range of investment models including those focused on tax management and cryptocurrency exposure.

Christopher Rankin is a CFP® professional with 27 years of experience in the financial industry. He is currently affiliated with LPL Financial and South State Bank, having held previous roles at NBC Securities Inc., Cetera, and FNB Brokerage Services, among others. His practice is based in Delray Beach, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,900 advisors.

Tracey Beyer is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. She previously worked at UBS Financial Services Inc. for 13 years before joining Wells Fargo in 2024. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Samantha Straub is a financial advisor with Raymond James Financial with six years of industry experience. She holds Series 65 and Series 63 licenses and has worked previously at Morgan Stanley and several other firms. Outside of financial advising, she is involved in coaching lacrosse as a program director for GirlyLax and as a lacrosse coach at Florida Atlantic University. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary advice using analytical tools and supports a broad advisor network along with specialized municipal and retirement plan consulting services.

Brandon Murray is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He specializes in goals-based wealth management strategies and managing custom investment strategies on a discretionary basis. Brandon has been with Merrill Lynch since 2018, focusing on portfolio management and financial planning. He holds a Bachelor's degree and an MBA from the College of Charleston. Brandon is a CERTIFIED FINANCIAL PLANNER® and a Personal Investment Advisor (PIA). Prior to joining Merrill Lynch, he gained experience at Northwestern Mutual and Banker's Life, enhancing his expertise in insurance planning and long-term care solutions. Brandon is a former collegiate and professional baseball player and is involved with the College of Charleston Alumni Association. He enjoys baseball, basketball, billiards, golfing, reading, soccer, swimming, and traveling. He lives with his wife Carly and their two children, Riley and Ryan.

Alexander Greco is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation. He has been with MassMutual and its affiliated entities since 2023. Outside of his advisory role, he is also engaged as an insurance broker with Greco & O'Neal Wealth Strategies. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management through collaborative, annual planning engagements using firm-approved analytical tools.

Sandy Simon is a financial advisor at Morgan Stanley with 49 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a 17-year tenure at Citigroup Global Markets. He holds a Series 63 designation and is based in Boca Raton, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services that utilize structured discovery processes and sophisticated modeling tools, managing approximately $2.74 trillion in client assets.

Elizabeth Rosero is a financial advisor with Cetera in Boynton Beach, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has worked at Cetera and its affiliate since 2007 and previously spent ten years at ADP, Inc. Rosero also operates a tax and accounting consulting practice and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered advisor serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with access to both affiliated and third-party investment solutions.

Lionel Williams is a financial advisor with Primerica Advisors in Kissimmee, FL, holding Series 63 and Series 65 licenses and 11 years of industry experience. His prior roles include positions at Vintrica International LLC and self-employment, alongside a long-term association with Primerica Financial Services since 2001. Williams also participates in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Christopher Zislin is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at Morgan Stanley since 2021. Outside of his advisory work, he is involved with First In Line Enterprises, a marine consulting business he has operated since 2014. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Diana Lopez is a financial advisor with UBS Financial Services in Pompano Beach, FL, holding Series 63 and Series 65 licenses and having 17 years of industry experience. She has worked at HSBC since 2006. Lopez serves on the board of directors for Catholic Charities of the Archdiocese of Miami and participates in the administrative committee for their Head Start/Early Head Start programs. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining model-based asset allocations and proprietary research to tailor financial plans. The firm offers a broad range of capabilities including discretionary portfolio management, capital markets services, and integrates institutional trading with wealth management.

John Pescatore is a financial advisor at Ameriprise with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Oppenheimer, J. B. Hanauer & Co., and RBC Capital Markets. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

David Schaum is a financial advisor at Cetera with 42 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Oppenheimer & Co. Inc for seven years before joining Cetera in 2023. He is also the managing partner of Schaum Wealth Management, LLC, and serves on the finance committee of the American Association of Care Giving Youth. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers.

Daniel Erazo is a financial advisor with Osaic Wealth, holding a Series 66 designation and three years of industry experience. Prior to joining Osaic in 2024, he worked at Valic Financial Advisors for four years. He also serves as an operations manager for PATH Financial Partners, an affiliated investment-related LLC. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a broad range of brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization through a multi-advisor platform.

Orlando Graham is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding Series 66 and Series 63 licenses and six years of industry experience. He has worked at Wells Fargo Clearing since 2019 and concurrently at Wells Fargo Bank since 2015. Outside of his advisory role, he is involved with JME TECH LLC, performing quality checks on equipment. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by extensive research and analytics.

Samuel Bartoletta is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior experience includes roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank from 2010 to 2020. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach to deliver customized, algorithm-supported retirement income recommendations.

Samuel Eppy is a ChFC® credentialed financial advisor with over 10 years of industry experience, currently with Mass Mutual Investors Services. He has been with the firm since 2015 and also holds a position at MassMutual Life Insurance Co beginning in 2010. Outside of his advisory role, he serves as treasurer for the nonprofit Jujus Mission to Remission, overseeing its financial functions. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational programs, emphasizing collaborative annual planning relationships with clients.

Diane Finch is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Citigroup and Morgan Stanley. Finch’s background also includes five years at Palm Beach State College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Gerard Thorn is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He previously worked at Morgan Stanley for five years before joining Raymond James in 2021. Outside of his advisory role, Thorn owns a personal rental property occupied by a family member. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers tailored financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles, affiliated research, and specialized municipal advisory services.