Walter Ellis is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to joining the firm, he held roles at JPMorgan Chase Bank, Basketball Services Corp, and PSE Holding LLC. Outside of his financial career, he has been involved with No Bad Clothing Co LLC since 2020. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Erik Lyon is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he held roles at Wells Fargo and worked in legal offices, including the Law Offices of Roger F. Lyon and the Law Offices of Sottile-Baltaxe. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor financial plans to client goals.

Jacqueline Carey is a Series 66-licensed financial advisor with UBS Financial Services in West Palm Beach, FL, where she has worked since 2013. She has 16 years of industry experience. Outside of her advisory work, she co-owns Hatfield Imports LLC, a wholesale importer and distributor of baby clothing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research-driven advice tailored to clients’ goals and risk tolerances.

Michael Sabra is a financial advisor at Edward Jones in West Palm Beach, FL, holding the CFP® designation with 19 years of industry experience. His prior roles include positions at Citizens Financial Group, Northwestern Mutual, Fidelity Investments, and TIAA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management supported by a network of more than 23,700 advisors. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and maintaining affiliated capabilities beyond advisory services.

Mark Tarshis is a financial advisor with Osaic who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has worked at Osaic since 2024 and previously held roles at Cetera Advisors LLC and other firms. Outside of his advisory work, he is president of M. Alan Financial, an S corporation that provides life insurance, fixed annuities, long-term care sales, and tax preparation services for individuals and small businesses. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory services, financial planning, and retirement consulting. The firm utilizes asset-allocation tools and multiple advisory platforms to deliver managed portfolios and third-party investment solutions.

Stephanie Waldrop is a Series 66-licensed advisor at Morgan Stanley with 16 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Waldrop serves on the Small Business Advisory Council for the Northern Palm Beach County Chamber of Commerce and is a member of the Finance Committee for Leadership Palm Beach County. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions, including tailored financial planning through dedicated Financial Advisors and the Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based financial planning process.

Claude Sturla is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 licenses and has prior experience at Merrill, Thrivent Investment Management Inc, Pfs Investments Inc, and Primerica Financial Services. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Daniel Morales is a Series 66-licensed financial advisor with Equitable Advisors in Palm Beach, FL, where he has worked since 2018. He has eight years of industry experience and previously worked with AXA Advisors, LLC. Morales also has professional experience outside finance, including roles at Polo Club Apartments and Dotaciones y Escolares SAS. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Alexander Hykel is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their unique financial goals and concerns, providing tailored strategies to pursue short-, mid-, and long-term objectives. His approach involves serving as a comprehensive resource, covering areas from general investing and retirement planning to small business solutions, often coordinating with Bank of America specialists for banking, credit, and home financing needs. Alexander's areas of expertise encompass retirement income planning, portfolio management, trust and estate planning, tax strategies, business exit planning, and risk management. He focuses on diverse client needs including college education planning, family wealth management, legacy planning, and managing new wealth. Alexander emphasizes accessibility and attention to detail, aiming to simplify complex financial decisions and provide ongoing advice as client needs evolve. He holds a degree in Economics and Business from Florida State University and the Personal Investment Advisor (PIA) designation. Beyond his professional role, Alexander is involved in community organizations such as the Coral Restoration Foundation, Habitat For Humanity, and serves as a NOAA Volunteer. He was born and raised in Delray Beach, where he continues to help local families and businesses grow.

Gail Deluca is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joshua Skivington is a financial advisor with Raymond James & Associates in Palm Beach, FL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Raymond James & Associates since 2016. Skivington serves as a board member and finance committee member at Rosarian Academy in West Palm Beach, where he reviews budgets, plans five-year school strategies, and approves investment policies. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering tailored financial planning and consulting services supported by a broad range of portfolio management styles and affiliated research.

Gabriel Wadsworth is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 63, 65, and 66 licenses and totaling seven years of industry experience. He previously worked at JPMorgan Chase Bank, N.A., and CAPSTONE Investment Group among others. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Jose Cordero is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Morgan Stanley, Chubb\ACE American Insurance Company, and USTA Player Development Incorporated. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform investment recommendations.

James Radler is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of The J&R Group. He began his career in financial services in 1989 and joined Merrill in 1992 after serving on a portfolio management team with a major Boston-based money management firm. Within The J&R Group, he provides wealth management guidance to both individual and corporate clients, specializing in areas such as retirement benefits consulting and equity compensation plans. Jim is a qualified Portfolio Manager who manages personalized or defined strategies on a discretionary basis, utilizing individual stocks and bonds, model portfolios, and third-party investment strategies. His expertise includes corporate retirement services, institutional philanthropic management, retirement planning strategies for institutions and affluent individuals, concentrated stock strategies, retirement and estate planning, and private money management. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jim received a bachelor's degree in political science from Northwestern University in Evanston, Illinois. He enjoys reading, golfing, traveling, and spending time with his family in Winnetka, Illinois.

Rose Raphael is a Financial Advisor at Merrill Lynch Wealth Management, specializing in retirement planning, investment management, and financial decision support. She holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. Rose focuses on managing new wealth, personal retirement planning, women and wealth, and retirement income. She works with clients to develop personalized investment strategies aligned with their goals and priorities. Rose emphasizes understanding each client's unique situation to provide tailored advice and ongoing guidance. She earned her High School Diploma from South Tech Academy. Outside of her professional role, Rose enjoys cooking, music, reading, and spending time with her family.

James Smith is a CFP® credentialed financial advisor with 37 years of industry experience, currently affiliated with Morgan Stanley in West Palm Beach, FL. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2010. Outside of his advisory work, he teaches a course on the time value of money for Boston University’s Program for Financial Planners and serves on the Culture and Communications Committee for the Delray Beach Club. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market simulations as part of its financial planning process.

Wanda Roker is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC and over two decades at Wachovia Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Peter Sullivan is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LPL Financial since 2022. Prior to this, he worked at Cuna Mutual Group and Cuna Brokerage Services from 2015 onward. He is also involved with CUNA Mutual Executive Benefits. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research and operational tools.

Erik Park is a CFP® with 35 years of industry experience, currently affiliated with LPL Financial where he has worked for over 26 years. Based in Wellington, FL, he also serves as a trustee for the Park Family 2015 Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and investment services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of advisers.

Pamela Segal Rhodes is a Series 66-licensed financial advisor with UBS Financial Services in Wellington, FL, where she has worked since 2006. She has 21 years of industry experience. Outside of her advisory role, she operates a sole proprietorship involved in equestrian sales and training. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings that include financial planning, portfolio management, and alternative product distribution. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans for clients.