Jacob Bentley is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at Axos Invest and ZRC Wealth Management, as well as community involvement with the South American Jewish American Community and Hillel International. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers multiple portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform featuring both affiliated and third-party investment options.

Ace Baker is a financial advisor at Merrill with Series 63 and Series 66 licenses and eight years of industry experience. His previous work history includes roles at Bank of America, Charles Schwab, TD Ameritrade, and Woodbury Financial Services. Outside of advising, he creates content through a side business focused on video production. Merrill provides managed account services primarily for Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies that serve individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Steven Nartker is a CFP® and PFS™ credentialed financial advisor with 17 years of industry experience. He is currently affiliated with LPL Financial and has prior experience at firms including Cetera, Avantax, Cambridge Investment Research, and H.D. Vest. In addition to his advisory work, he is engaged in tax preparation and accounting through his CPA practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a broad range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Anthony Wood is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2023. Prior to his advisory role, he attended the University of Miami and The Bishop's School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research and analytics.

Ricardo Mendez Gutierrez is a financial advisor with UBS Financial Services, holding a Series 66 designation and seven years of industry experience. He has worked at UBS Financial Services since 2018, with prior experience at UBS Asesores Mexico SA de CV and Banco JPMorgan SA de CV. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.

Monica Bezy is a financial advisor with Edward Jones in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She previously worked at TD Ameritrade Institutional for 11 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a network of more than 23,700 advisors. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Susan Skolnik is a financial advisor at OSAIC with 44 years of industry experience. She holds Series 63 and Series 66 designations and has worked at OSAIC since 2023. Prior to this, she was with Royal Alliance Associates for 16 years and has been self-employed since 1981. In addition to her advisory work, she owns a sole proprietorship focused on business development and business continuation planning. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and offers access to third-party managers and a broad range of investment products.

Edward Finnegan is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2020 and was promoted to his current role in 2023. In this capacity, he collaborates closely with clients to develop and implement personalized financial plans that align with their individual goals, utilizing Fidelity's resources to explore various financial options. Prior to joining Fidelity, Edward held several positions at Charles Schwab & Co. from 2012 to 2020, including Vice President, Financial Consultant. His professional experience spans over a decade in financial consulting and client service roles. Edward holds a California Insurance License. Outside of his professional commitments, Edward enjoys activities such as beach visits, fitness, football, snowboarding, surfing, and traveling.

Jonathan Kelly is a financial advisor with J.P. Morgan Securities holding a Series 66 designation. He has less than one year of industry experience and previously held positions at firms including LPL Enterprise, California Coast Credit Union, and Novos. Outside of his advisory role, he is involved with El Viejon in San Diego. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment process.

Adolfo Pastori is a financial advisor at UBS Financial Services in Houston, TX, holding a Series 66 designation with 14 years of industry experience. He has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Stephanie Thompson is a financial advisor at Charles Schwab with over 31 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and its affiliated entities since 1997. Her roles have included positions at Charles Schwab Trust Bank, Charles Schwab Premier Bank, and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary investment recommendations alongside access to discretionary separately managed accounts. The firm is notable for its large scale, integrated service model, and combination of advisory, brokerage, custody, and cash-sweep services.

Yen Ho is a financial advisor at Merrill based in San Diego, CA, holding a Series 66 designation. Yen has been with Merrill since 2022 and previously worked at Bank of America, N.A., CVS, Diazyme Laboratories Affiliated, and Mesa Community College. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader corporate platform, providing access to a wide set of products and services.

Joshua Silverman is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He has worked at J.P. Morgan Securities and JPMORGAN Chase Bank since 2018 and was previously with TD Ameritrade Investment Management and TD Ameritrade from 2009 to 2018. Outside of finance, he works as a disc jockey at occasional events in Southern California and is involved in locating and trading used cars. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Patrick Klacka is a financial advisor with LPL Financial based in San Diego, CA. He holds the CFP® designation and has nine years of industry experience. Prior to joining LPL Financial in 2024, he worked at Graham Investment Management Inc. and operated as a self-employed advisor. Outside of advising, he is involved in several non-investment-related business ventures, including Thoroughfare Logistics LLC and auto maintenance companies in San Diego. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and corporations. The firm offers financial planning, advisory programs, and retirement consulting through a national network of investment adviser representatives.

Lisa Moreno is a Series 66-licensed financial advisor with UBS Financial Services in San Diego, CA, bringing 20 years of industry experience. She has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering a broad array of capital markets, custody, and lending services.

Brian Hoyt is a CFP® and PFS™ credentialed financial advisor with 23 years of industry experience. He is currently with LPL Financial and has worked at Tax & Capital Management 360 since 2011 and OSAIC Wealth Inc. from 2004 to 2025. In addition to his advisory role, he is involved in tax preparation and tax planning through his work at Tax & Capital Management 360. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutional clients. The firm offers a range of advisory programs and financial planning services supported by model portfolios, third-party research, and advanced portfolio management technologies.

Dillon Matheny is a financial advisor with Thrivent Investment Management in San Diego, CA, holding Series 63 and Series 66 designations and 24 years of industry experience. His prior roles include positions at Charles Schwab Bank, Charles Schwab, and USAA in various financial planning and investment management capacities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based planning without discretionary trading authority. The firm offers flexible engagement options and combines planning with managed-account programs under a consolidated billing service called “WealthPlan.”

Daniel Leicht is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing tailored financial planning and investment advisory services. As a CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor (PIA), he focuses on developing comprehensive strategies that align with clients' unique goals and priorities. His approach emphasizes trust, integrity, and transparent communication to help clients pursue objectives such as college education planning, retirement income, family wealth management, tax minimization, and legacy planning. Daniel holds a Bachelor’s degree in English from the University of Notre Dame and a Master of Business Administration from the University of San Diego. He is actively involved with the Notre Dame Club of San Diego, reflecting his engagement with his professional and local community. Outside of his work, Daniel enjoys baseball, basketball, golfing, running, spending time with his family, and traveling.

Michael Ressler is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 credentials and having 19 years of industry experience. He has worked at J.P. Morgan Securities since 2013 and has been with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Jacob Stoops is a financial advisor with Edward Jones in San Diego, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at OZ Biosciences and has experience in the restaurant and education sectors. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a wide range of advisory services through a large network of financial advisors and branch offices nationwide.