Peter Smegielski is a financial advisor at Osaic Advisory Services, LLC with 15 years of industry experience. His prior roles include positions at Arbor Point Advisors, Securities America, Inc., and BBVA Securities Inc. Outside of financial advising, he serves as treasurer for a nonprofit organization and acts as an exam proctor for the State Bar of California. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and state and municipal entities. The firm offers a range of services including investment management, financial planning, retirement plan consulting, and third-party manager oversight, utilizing both proprietary guidance and third-party platforms.

Magdalena Doemeny is a CFP® with 10 years of industry experience. She currently works at Farther and has held positions at Hello Magda Consulting, NerdWallet Inc, Plaid, Origin, Wealth In Hand, LLC, and FutureAdvisor. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm applies a Modern Portfolio Theory-based investment approach using bespoke or algorithmic model portfolios with automatic rebalancing and primarily allocates among ETFs, mutual funds, individual equities, and fixed income.

Camryn Bolek is a financial advisor at Independent Financial Group, LLC with two years of industry experience. She holds the Series 66 designation and previously worked at KPMG and Anthropologie. Outside of finance, she occasionally dog sits for friends and family. Independent Financial Group is a large integrated advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers a range of investment advisory programs and financial planning services, utilizing both in-house and third-party model portfolios with customizable client strategies.

Zachary Diskin is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 65 designation and three years of industry experience. Prior to joining Integrated Wealth Concepts, he spent several years with Laurel Wealth Advisors, Inc. His background also includes roles outside the financial industry, such as work at Crisp Painting and Car Toyz Car Wash. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office and retirement plan advisory services, and sponsors wrap-fee programs, utilizing a combination of internal management and third-party asset managers with a primarily long-term investment approach.

Daphne Martin is a financial advisor at D.A. Davidson & Co. with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has been with D.A. Davidson since 2016. Outside of her advisory role, she serves as treasurer and board member for the Texas Exes Los Angeles Chapter, a nonprofit scholarship foundation. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individuals, charitable organizations, and corporations. The firm offers comprehensive financial planning and private wealth programs, operating under fiduciary standards and employing both qualitative and quantitative investment analyses.

Charbel Ghaby is a financial advisor with Guardian Life and holds a Series 66 designation, bringing six years of industry experience. He has worked with both Guardian Life Insurance Company and its subsidiary Park Avenue Securities throughout his career. Outside of his advisory role, he serves as treasurer for the nonprofit Mountain Ave. Committed to Kids and is a board member and CFO of The Hummingbird Project, a nonprofit organization. Park Avenue Securities, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser that serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides brokerage services, financial planning, and investment advisory programs through proprietary and third-party models.

Barry Naiditch is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has 29 years of industry experience and practiced law as an attorney from 2012 to 2025. In addition to his advisory role, he is involved in the sale of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm uses a model portfolio approach implemented through third-party managers and proprietary platforms such as Transamerica ONE and the TFA365 Advisory Program.

Raul Lizalde is a Series 65-licensed financial advisor with Integrated Wealth Concepts LLC, bringing four years of industry experience. Prior to joining Integrated Wealth Concepts, he worked at OneDigital Investment Advisors, Retirement Wealth Advisors, and has held a long-term role as a business manager at VEBS, where he manages administrative and federal employee retirement training activities. Integrated Wealth Concepts serves a diverse client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a large network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan services, employing a primarily long-term investment approach with customized portfolios using mutual funds, ETFs, equities, and fixed income.

Mark Kruspodin is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 66 designation and 24 years of industry experience. He has worked with firms including LPL Financial LLC and Kestra Advisory and has been involved with Duffy Kruspodin LLP since 1989, where he is owner of a tax preparation and accounting business. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, utilizing customized portfolios that combine mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.

Arthur Molloy is a CFP® and CFA® with 44 years of industry experience. He has been with Independent Financial Group, LLC since 2003 and is also the president and founder of Capital Growth, Inc., a marketing DBA he manages. Molloy serves as a board member for the Brisa at Del Mar Mesa Homeowner’s Association in San Diego. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a diverse client base including high-net-worth individuals and institutional investors.

Andrea Bishara is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 designations and 14 years of industry experience. She has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with significant institutional scale and specialized market roles.

Maddie Watson is a financial advisor at Hightower Advisors with a Series 66 credential and one year of industry experience. Prior to joining Hightower, she worked at Davenport & Company LLC from 2023 to 2025. Her background also includes roles outside the financial industry, such as at Dodson Property Management and E&R Sales. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a range of portfolio management and financial planning services.

Patrick Comer is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. Prior to joining Mercer, he worked at Epstein and White Financial LLC and Epstein and White Retirement Income Solutions, LLC. He is a trustee of a revocable trust that invests as a limited partner in real estate equity and lending funds. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services alongside financial, tax, retirement, and estate planning. The firm’s investment approach emphasizes globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, separate account managers, and private funds, and it offers specialized services including retirement plan consulting and charitable advisory.

Anthony Stapleton Jr. is a financial advisor at TIAA-CREF with over 30 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at firms including Morgan Stanley, E*TRADE Capital Management, and Scottrade. Outside of his advisory role, he is involved in managing a rental property alongside his wife. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing retirement relationships. The firm offers customized portfolio management and fiduciary services within a vertically integrated structure that includes affiliated funds.

Colin Andrews is a CFA® charterholder with one year of industry experience, currently serving as a financial advisor at Independent Financial Group, LLC. His prior experience includes roles at Diversy Fund Inc., McKinney Capital, Viasat Inc., and California State University of San Marcos. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a diverse client base with a range of investment solutions.

Gabriel Nave is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Hornor, Townsend & Kent in 2026, he worked at Northwestern Mutual in various capacities for one year. Before entering financial services, he spent several years at CalAmp and Everynet. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a range of advisory programs and financial planning services. The firm operates a dual-registered platform offering both advisory and broker-dealer services, managing approximately $8.37 billion in discretionary assets as of the end of 2025.

Ryan Mendoza is a Series 65-licensed financial advisor at Breckinridge Capital Advisors Inc with five years of industry experience. He has worked at Breckinridge since 2020 and previously held positions at Capital Dynamics and Hall Capital Partners. Breckinridge Capital Advisors manages over $50 billion in separately managed accounts and sub-advisory arrangements for a diverse client base, including high net worth individuals, nonprofits, corporations, and mutual funds. The firm employs a combination of top-down macro analysis and bottom-up fundamental research to implement fixed income and equity strategies, supported by proprietary technology and a team-based approach to portfolio construction and trade execution.

Riley Robinson is a financial advisor at Corient with Series 65 credentials and one year of industry experience. Before joining Corient, he served in the U.S. Navy for several years. Corient provides investment advisory and financial planning services to a diverse client base, including individual and high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and uses risk management tools to align portfolios with client objectives.

Benjamin Shepherd is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Mulligan Funding, MML Investors Services, and MassMutual Life Insurance Company. Based in San Diego, CA, he has a varied background that includes work outside financial services at San Diego State University and Stater Bros Supermarket. Independent Financial Group is a large, integrated advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement plan services, utilizing both in-house and third-party model portfolios, with assets under management reported at approximately $12.9 billion.

Kimberly Gern is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 66 designation and three years of industry experience. Her background includes roles at LPL Financial and Mohr Financial Group, as well as earlier experience with the University of College Dublin and the Irish Stock Exchange. Outside of her advisory work, she has operated Ambrose Business Consulting since 2014. Integrated Wealth Concepts LLC serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, emphasizing customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed income with a long-term investment approach.