Edward Brownstein III is a CFP® with 18 years of industry experience and has been with Creative Planning since 2015. He holds Series 63 and Series 65 licenses and is based in Lewisville, TX. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and utilizes a financial planning–led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by various specialized portfolio management techniques and integrated retirement plan services.

Michael Nigro is a financial advisor at TIAA-CREF with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been with TIAA-CREF since 2008. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm also offers access to affiliated services such as TIAA Trust and manages the TIAA Donor Advised Fund sponsored by Charityvest.

Nicholas Rice is a CFP®-designated financial advisor with Commonwealth Financial Network, based in Flower Mound, TX, and has four years of industry experience. His prior work includes roles at NYLIFE Securities, LLC, The Rudd Company LLC, and Kansas Wesleyan University. He is co-owner of Messett Rice & Associates, LLC, and owner of Rice Wealth Management, LLC, both entities facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients by providing operations, trading, technology, investment management, compliance, and practice-management services. The firm offers a variety of advisory programs and solutions, including discretionary model portfolios managed by its Investment Management and Research team.

Scott Schramm is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 66 registrations and bringing 26 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has been affiliated with Charles Schwab since 1997. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations while clients retain final trading decisions. The firm operates as an internal advisory unit within the Schwab ecosystem and uses Schwab’s research tools and asset allocation models to guide its advice.

Victor Nuncio is a financial advisor with Schwab Wealth Advisory in Westlake, TX. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Charles Schwab, ICompeteX, and H&M Hennes & Mauritz. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and tailored investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice based on Schwab’s research tools and asset allocation models without exercising discretionary trading authority.

Christopher Carrion is a financial advisor at Hornor, Townsend & Kent, LLC with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2014. Outside of advisory work, he is involved in life insurance brokerage through multiple entities and serves as Programming Co-Chair for Conscious Capitalism, coordinating event scheduling and catering. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, providing a range of investment and brokerage services through a network of advisers and third-party asset managers.

Kyle Knutson is a financial advisor with Eagle Strategies (NY Life) in Frisco, TX, holding the ChFC® and Series 63 designations and bringing 27 years of industry experience. He has been with Eagle Strategies since 2009 and has been affiliated with New York Life and Nylife Securities since 2001. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a network of affiliated advisers. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Trevor Johnson is a CFP® with nine years of experience in the financial services industry, currently serving as an advisor at Schwab Wealth Advisory. His prior experience includes roles at Charles Schwab Bank, Charles Schwab, and TD Ameritrade. Outside of his advisory work, he is a landlord of a rental property. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations within the Schwab ecosystem. The firm’s advice is delivered through standard asset allocation models and Schwab research tools, with final trading decisions made by clients.

Raymond Bellucci is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has been with TIAA and TIAA-CREF since 1983. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division serves individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often working with clients connected through TIAA-administered employer retirement plans. The firm offers financial planning, discretionary managed account programs, and broker-dealer services, and acts as an adviser to the TIAA Donor Advised Fund sponsored by Charityvest.

Jordan Bommarito is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has been with Schwab Wealth Advisory since 2023 and has additional experience at Charles Schwab & Co., Inc. from 2021. Prior to his financial services career, he held positions at various organizations including Woodside Bible Church and Michigan State University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models, with client-controlled trading decisions.

Jerod Frank is a financial advisor at Hornor, Townsend & Kent, LLC with 10 years of industry experience. He holds a Series 66 license and has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2016. In addition to his advisory role, he is a partner at Wealth Coordination Partners, an insurance brokerage focusing on multi-line insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting. The firm operates both SEC-registered advisory and broker-dealer services, offering custody, execution, and brokerage capabilities alongside investment advice.

Gabriel Devoto is a financial advisor at TIAA-CREF with three years of industry experience and holds a Series 66 designation. His prior roles include positions at Fidelity Personal and Workplace Advisors and Texas Securities, Inc. Before entering the financial sector, he was involved with Premier Gymnastics Academy and Infinite Bounds Training Center. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s approach separates one-time planning services from ongoing discretionary management and includes acting as adviser to a donor-advised fund.

Bruce Vernon is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory and Charles Schwab since 2017. Outside of his advisory role, he owns several businesses, including an e-commerce collectibles store, a travel tourism company, an education firm, and a rental services company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across a range of securities and separately managed accounts. The firm operates within the Schwab ecosystem and delivers advice using standard asset allocation models and research tools, with final investment decisions made by clients.

Desmond Wesley is a financial advisor at TIAA-CREF with 19 years of industry experience. He holds Series 63 and Series 65 certifications and has been with TIAA-CREF since 2007. Outside of his advisory role, he owns HOUSE OF WESLEY'S LLC, a business specializing in custom t-shirts, graphic design, and social media marketing. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm operates a vertically integrated advisory model that separates financial planning from ongoing portfolio management and acts as adviser to a donor-advised fund.

Umeka Johnson Hart is a financial advisor with Truist Advisory Services in Plano, TX, holding Series 63 and Series 65 credentials and totaling 13 years of industry experience. Her prior roles include positions at Truist Investment Services, Bbva Securities Inc., Compass Bank, and BBVA Compass Insurance Agency. Outside of her advisory work, she is the sole member of KRIMEEK BIJOUTERIE LLC, a small online costume jewelry store. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and inter-affiliate integration across its platform.

Scott Shannon is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds the Series 63 and Series 66 designations. Prior to his current role, he has held positions at Charles Schwab & Co., Inc., Staples, Health Management Systems, Papa John's International, and The University of Texas at Dallas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering recommendations across a range of investments using Schwab’s research tools and asset allocation models, while leaving final trading decisions to clients.

Peyton Krueger is a financial advisor at TIAA-CREF with Series 66 and Series 63 credentials and three years of industry experience. Prior to joining TIAA-CREF in 2022, Krueger was involved with Pinnacle Pain Medicine for 20 years. Outside of advising, Krueger manages a property through Mayes Holding Company. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing ties to TIAA employer retirement plans, as well as trusts, estates, and small retirement plans. The firm separates one-time financial planning from ongoing portfolio management and offers customized investment solutions under a fiduciary standard.

Christopher Deshotel is a financial advisor with TIAA-CREF in Frisco, TX, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been with TIAA-CREF since 2016. Outside of his advisory role, he manages Innovative Striping Solutions LLC, a metal fabrication business. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm distinguishes between one-time planning services and ongoing discretionary management and serves as an adviser to donor-advised funds within a vertically integrated structure.

Dean Belknap is a CFP® professional with 12 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Westlake, TX. He previously worked at TD Ameritrade before joining Schwab Wealth Advisory and Charles Schwab & Co. in 2022. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across a variety of asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and uses standard asset allocation models and Schwab research tools, with recommendations made by its associates while leaving final trading decisions to clients.

Cindy Scott is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her prior experience includes roles at JPMorgan Securities LLC, Fisher Investments, and Transamerica Investors Securities Corporation. She is based in Westlake, TX. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm conducts annual account reviews and recommends investments across various asset classes while leaving final trading decisions to clients.