Stephen Michener is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo in various capacities since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jordan Shapiro is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds the Series 66 designation and has previously worked at PennyMac and Dignified Home Loans. Outside of finance, he has worked at eBay since 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Sean Mc Grath is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and having 23 years of industry experience. Prior to joining LPL Financial in 2025, he worked for Western International Securities, Inc. for 16 years. He volunteers with the Newport Harbor Baseball Association in Newport Beach, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management along with access to model portfolios, research, and various portfolio management technologies.

Greg Tedesco is a financial advisor with LPL Financial in Woodland Hills, CA, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. His prior experience includes roles at Western International Securities, Inc. and Financial West Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and brokerage services with investment management supported by proprietary research and third-party subadvisors.

Steven Anderson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 39 years of industry experience. His prior experience includes nine years at D.A. Davidson & Co. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Gabriel Garcia is currently the Vice President, Wealth Planner at Fidelity Investments. In this role, he collaborates with clients to develop and implement personalized financial strategies aimed at achieving their goals for financial independence and fulfillment. He prioritizes understanding clients' unique needs and concerns to guide them through financial planning complexities. Before joining Fidelity Investments in 2025, Gabriel held a variety of roles in the financial services industry. His previous positions include Senior Financial Advisor at Wells Fargo Advisors from 2023 to 2025, Private Client Advisor at J.P. Morgan Securities from 2019 to 2023, Financial Solutions Advisor at Merrill Lynch from 2016 to 2019, and Relationship Banker Small Business Specialist at J.P. Morgan Chase from 2011 to 2016. He holds a California Insurance License. Outside of his professional responsibilities, Gabriel has interests in baseball, bowling, family activities, food, football, and music.

Brett Mountain is a financial advisor with Thrivent Investment Management in Simi Valley, CA. He holds a Series 66 designation and has nine years of industry experience, including time at Wells Fargo Bank prior to joining Thrivent in 2017. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning on topics such as retirement, tax, estate, and special needs without portfolio management or discretionary trading authority.

Eric Cooper is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Avantax Investment Services and Avantax Advisory Services among other firms. He is also involved with Winther and Company, providing tax preparation and accounting services. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Layne Tally is a Wealth Management Advisor and the lead advisor with The Tally/Saltzman Group, a Merrill Lynch Wealth Management team based in Santa Monica. He works closely with business owners, executives, professionals, and their families to pursue unique financial goals through tailored strategies and precise implementation. His approach includes investment management, cash-flow analysis, retirement strategies, trust and estate planning services, education savings, and access to lending solutions through Bank of America. Since beginning his career in financial services in 2007, Layne has held positions with Morgan Stanley, Trust Company of the West, and Transamerica before joining Merrill Lynch in 2011. He holds a Bachelor's Degree from the University of Southern California and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He offers a tax-sensitive perspective on investing, retirement, and wealth transfer, working in concert with clients' external advisors. Layne is actively involved in his community, serving as an Executive Board Member of the Boys & Girls Clubs of Metro Los Angeles and as Resource Development Committee Chair at the Boys & Girls Club of Venice. In his personal time, he enjoys golfing, music, spending time with his family, and traveling.

Charles Isaacs is a financial advisor with Raymond James & Associates in Woodland Hills, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He previously worked at UBS Financial Services Inc. for 12 years before joining Raymond James in 2020. Outside of advising, he is involved in managing rental real estate investments as a managing member of Foreground Properties, LLC. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations and supports municipal and institutional clients with specialized public finance and fiduciary solutions.

Michael Chibidakis is a CFP® with 29 years of experience in the financial services industry. He has been with Raymond James Financial Services Advisors Inc. since 2013 and also worked with McNeely Financial Strategies Inc DBA Lifestyle Wealth Management for six years. Additionally, he serves as an independent contractor at Legend Wealth Management, where he works as a financial advisor and portfolio manager. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and charitable organizations. The firm provides financial planning and non-discretionary investment consulting, with a notable emphasis on advisory services that support clients in making their own investment decisions.

Mark Maloney is a CFP® professional with 38 years of experience in the financial industry. He is currently with LPL Financial and previously worked for 14 years at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and utilizes model portfolios and research from multiple sources.

Tim Britten is a Wealth Management Senior Relationship Manager at Fidelity Investments. In his role, he acts as a primary point of contact for clients, focusing on facilitating conversations about wealth and investment planning while delivering personalized service tailored to individual needs and preferences. Tim has been with Fidelity Investments since 2004, progressing through roles including Trading and Service Representative from 2004 to 2008, Financial Representative from 2008 to 2013, and Wealth Management Relationship Manager since 2013. This extensive experience has equipped him with a comprehensive understanding of wealth management and client service within the financial industry.

Nicole Bain is a Financial Consultant at Fidelity Investments, a position she has held since 2021. She began her career at Fidelity in 2018, progressing through roles including Financial Representative, Investment Consultant, and Investor Center Intern. In her role, Nicole focuses on constructing customized financial plans that align with her clients' unique needs and goals, emphasizing transparency and collaboration. She aims to develop wealth planning strategies that benefit clients and their families both now and in the future. Nicole holds a California Insurance License. Outside of work, she has interests in beach activities, family, fitness, parenthood, pets, and Pilates.

Natalie Pavia is a financial advisor at Thrivent Investment Management with four years of industry experience. She holds a Series 66 designation and has prior experience at Action VC and Global Entertainment Securities. Outside of her advisory role, she owns Jefita Design Co., an Etsy business that sells digital art prints. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive goal-based financial plans without portfolio management or discretionary trading authority.

Kevin Deegan is a CFP® professional based in Westlake Village, CA, with 45 years of industry experience. He has worked at OSAIC Wealth, Inc. since 2023 and previously spent 34 years at Royal Alliance Associates, Inc. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a large network of advisors. The firm utilizes various asset-allocation tools and third-party platforms to manage portfolios that include a broad range of investment products.

Dewi Tan is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. Dewi has worked at Bank of America, N.A. and Merrill since 2022 and previously held roles at T-Mobile from 2005 to 2022. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America enables access to a broad set of financial products and services.

Thomas Miller is a CFP®-certified financial advisor with 44 years of industry experience. He has worked at LPL Financial since 2021 and previously held roles at Miller Manocchio Inc, John Miller, various insurance carriers for W&R Insurance Agencies, and Waddell & Reed, Inc. His activities include acting in a fiduciary capacity through The Miller Trust and managing several investment-related business entities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.

Sterling Lane is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2020, Lane worked at Wells Fargo Advisors and Wells Fargo Clearing Services, as well as TIAA. Lane serves as a board member of The 62nd & 65th Regiments Legacy Foundation, a nonprofit focused on awarding scholarships to Lincoln University students. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Larry Zuckerman is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at TCFG Investment Advisors, LLC, TCFG Wealth Management, LLC, and National Planning Corporation. Outside of advising, he is involved in insurance-related businesses, including the Zuckerman Insurance Agency and the Zuckerman Senior Benefit Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers financial planning, advisory programs, retirement plan consulting, and various brokerage services, utilizing model portfolios, third-party research, and a broad range of investment strategies.