Robert Pessell is a CFP® with 40 years of industry experience, currently serving as an Investment Advisor Representative at Kestra Advisory, where he has worked since 2016. His prior experience includes long-term roles with Kestra Investment Services, Pacific Mutual, and Financial Management Services, Inc. He is also the sole owner and president of Pessell Financial & Insurance Services, Inc., and serves on the management committee of FMS Financial Partners, Inc. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers fiduciary services, plan design and compliance, employee education, and access to multiple management platforms and third-party solutions, managing approximately $79.8 billion in assets.

Daniel Kim is a CFP® with four years of industry experience, currently serving as a financial advisor at Hightower Advisors in Los Angeles, CA. His prior experience includes roles at Kovitz Investment Group Partners, Connectus Wealth, Lido Advisors, Ritholtz Wealth Management, and Signature Estate & Investment Advisors. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and customized portfolio solutions.

Reginne Arevalo is a financial advisor at Schwab Wealth Advisory with six years of industry experience. She holds a Series 66 designation and has previously worked at Goldman Sachs Ayco, Fidelity Investments, Bank of America, and Merrill Lynch. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Allison Arvold is a financial advisor at Lido with Series 65 credentials and two years of industry experience. Her prior work includes roles at Portside Investment Advisors, Lincoln Financial Group, Bank of America, and community involvement with the Neighborhood House Community Center. Lido serves a diverse client base, including high-net-worth individuals, family offices, trusts, and institutional investors. The firm employs an integrated wealth-management approach featuring tactical and defined-risk option strategies and offers a broad range of services supported by affiliated entities in trust, tax, insurance, and brokerage.

Arman Vafi is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and seven years of industry experience. He has been associated with PlanMember, Pacific Summit Financial Inc., and his own firm, Legacy Financial, since 2020, and has prior experience working with Princess Cruises for 18 years. Outside of his advisory roles, he is involved in real estate sales and insurance services through independent ventures. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios ranging from conservative to aggressive, while also offering education and support services to plan sponsors and participants.

Jamshid Seleh is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 credential and three years of industry experience. His prior work includes roles at Transamerica Financial Advisors, Inc. and WFGIA. Outside of advising, he works as a real estate agent with Keller Williams Realty and provides caregiving services for his mother. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that serves mass-affluent and high-net-worth individuals through discretionary portfolio management and retirement consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations aligned with client goals and risk tolerances.

Mona Arabshahi is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She holds a Series 66 designation and has worked at several firms including Wells Fargo, UnionBanc Investment Services, and U.S. Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm integrates multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Charles Faulhaber is a CFP®, ChFC®, and Series 63 credentialed advisor with 19 years of industry experience. He is currently with Lido Advisors, LLC and has prior experience at Northwestern Mutual Investment Management and other wealth management firms. Lido serves a diverse range of clients including high-net-worth individuals, family offices, and institutional investors, offering comprehensive wealth management, financial planning, and affiliated trust, tax, insurance, and brokerage services. The firm employs an integrated investment approach with tactical and defined-risk option strategies, and is notable for its active sub-advisory roles and extensive in-house capabilities.

Michael Mcmullin is a financial advisor at Lido with seven years of industry experience and holds a Series 66 designation. His prior work includes roles at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. Lido serves a diverse client base including high-net-worth individuals, family offices, and institutional investors, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with a focus on tactical and defined-risk option strategies and maintains active roles as a sub-adviser and investment company advisor.

Justin Cho is a CFP® professional with seven years of experience in the financial advisory industry. He currently serves at Lido Advisors, LLC and previously worked at LPL Financial, CFG Wealth Management, and the Social Policy Institute. Lido advises a diverse client base including high-net-worth individuals, family offices, and institutional entities, providing investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach with a broad asset allocation and distinctive options-based strategies, and it operates with a notable sub-advisory role in exchange-traded funds alongside extensive affiliated capabilities.

Michael Arteaga is a financial advisor at Mariner with seven years of industry experience. He holds a Series 66 designation and has previously worked at ICONIQ Capital, AdvicePeriod, and Merrill Lynch. Arteaga has also been affiliated with the University of San Francisco during his career. Mariner serves a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm employs discretionary, customized portfolios supported by both in-house research and third-party managers, along with integrated tax and accounting services and unique operational capabilities such as administrative CFO services and a financial wellness platform for employers.

Lucas Kulma is a CFP® and CFA® credentialed advisor at Focus Partners Wealth, LLC with nine years of industry experience. His prior roles include positions at The Colony Group, HoyleCohen, Moneta Group Investment Advisors, LLC, Kayne Anderson Rudnick Investment Management, LLC, and LourdMurray. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Kayla Cross is a financial advisor at Lido with seven years of industry experience. She holds the Series 66 designation and has worked previously at Madrid Retirement Advisors and LPL Financial. Outside of finance, she has experience at UC Irvine Housing and was involved with Sushi Bear. Lido serves a diverse client base, including high-net-worth individuals, family offices, charitable organizations, and pension plans, offering investment management, financial planning, family office services, and related trust, tax, insurance, and brokerage services. The firm employs an integrated wealth-management model with tactical and defined-risk option strategies and holds a notable role as a sub-adviser to investment funds.

Merrell Siegel is a financial advisor at Oppenheimer with 44 years of industry experience. He has been with Oppenheimer since 2005 and previously worked at Morgan Stanley DW Inc. for 22 years. He holds Series 63 and Series 65 licenses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a variety of investment and consulting services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Prabhjot Sekhon is a CFA® charterholder and holds a Series 65 license with two years of industry experience. He is currently with Lido Advisors, LLC, having joined the firm in 2026. Prior to this, he spent four years at Freestone Capital Management, LLC and several years involved with Sekhon Franchise Development. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts and estates, charitable organizations, corporations, and pension and profit-sharing plans. The firm employs an integrated wealth-management approach balancing various asset classes and implements strategies through discretionary and non-discretionary accounts, sub-advisers, and private funds, while maintaining active roles in sub-advisory and investment-company management.

Alek Christensen is a financial advisor at Lido with five years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, E*Trade Securities, and Morgan Stanley. Lido advises a diverse client base, including high-net-worth individuals, family offices, and institutional investors, offering integrated wealth management with a focus on balanced asset allocation and tactical option strategies. The firm also serves as a sub-adviser to investment funds and provides extensive affiliated services such as trust, tax, and insurance solutions.

Jack Wildgoose is a Series 65-licensed financial advisor at Lido with one year of industry experience. His prior roles include positions at The H Wood Group and Loyola Marymount University. Lido serves a diverse range of clients, including high-net-worth individuals, family offices, and institutional investors, offering investment management, financial planning, and family office services. The firm employs an integrated wealth-management approach featuring tactical option strategies and maintains a significant presence as a sub-adviser to investment funds.

Todd Morgan is a financial advisor at Hightower Advisors with over 56 years of industry experience. His prior roles include leadership positions at Bel Air Investment Advisors LLC and its affiliated entities. Morgan also serves as a strategic consultant for an entertainment production company, Silver-Katz Holdings, LLC. Hightower Advisors offers investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm employs a manager selection and multi-manager approach, utilizing both affiliated and third-party managers across various investment strategies.

Joseph Rosol is a CFP® with 14 years of industry experience and has been with HighTower Advisors since 2016. He is based in Los Angeles, CA, and holds a Series 65 license. HighTower Advisors provides investment advisory and planning services to a broad mix of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a variety of investment vehicles.

Nathaniel Downes is a CFA charterholder with over 21 years of industry experience. He has worked at Lido Advisors since 2025 and previously held positions at Avitas Wealth Management and UBS Financial Services. Downes is active with the CFA Society of Los Angeles and serves on the CFA Institute’s Standards of Practice Council, contributing to educational efforts and ethics oversight. Lido advises a wide range of clients, including high-net-worth individuals, family offices, and institutional investors, providing integrated wealth management through a combination of equities, fixed income, alternatives, and tactical option strategies. The firm is noted for its active sub-advisory roles and affiliated services in trust, tax, insurance, and brokerage.