Geoffrey Kemble is a CFP® professional with 26 years of experience in the financial services industry. He is currently with LPL Enterprise and has an extensive background at Prudential Insurance Company of America and Pruco Securities, LLC. He serves on the Board of Managers for the local YMCA in Matthews, NC. LPL Enterprise, LLC serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to a range of investment and insurance products through its integrated platform.

Joseph Ratchford is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and previously worked at Southeast Interior Systems, LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and operates with more than 14,000 financial advisors managing approximately $671 billion in assets.

Jonathan Chow is a financial advisor with Edward Jones in Wesley Chapel, NC. He holds the ChFC® designation and Series 66 license and has seven years of industry experience. Prior to joining Edward Jones in 2018, he worked in various roles including positions with the Charlotte Surgery Center and the Charlotte-Mecklenburg Police Department. He serves as a Reserve Deputy with the Mecklenburg County Sheriff's Office. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment and advisory services. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors.

Scott Davis is a financial advisor at LPL Financial in Charlotte, NC, holding the ChFC® designation with 32 years of industry experience. He previously worked at Securities America Advisors, Inc. and Securities America, Inc. for over two decades before joining LPL in 2025. Outside of his advisory role, he is involved in a non-variable insurance business and maintains several other business entities unrelated to investment advisory services. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Osten Waite is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 66 and Series 63 licenses and having two years of industry experience. Prior to joining Morgan Stanley, he worked at SafeStreets and Earl Enterprise, and he was a professional golfer for six years. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery processes and firm-approved tools.

James King is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Outside of finance, he owns a wedding and event photography business and serves on the Mecklenburg County Aquatic Council advisory board. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Caroline Wyker is a financial advisor at UBS Financial Services in Charlotte, NC, holding Series 63 and Series 66 licenses with 18 years of industry experience. She has worked at UBS Financial Services since 2009, with a brief employment gap from 2019 to 2020. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor investment plans, combining institutional trading capabilities with wealth management services.

Alejandro Luna is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior firms include UBS Financial Services and The Vanguard Group. He serves on the advisory board of Youth Finance USA and participates in several nonprofit and alumni boards connected to Hampden Sydney College and the Charlotte business community. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peter O’Neal is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 licenses and four years of industry experience. He has worked at J.P. Morgan Securities since 2022 and is also employed by JPMorgan Chase Bank, N.A. Outside of finance, he performs occasionally as a rolling robot character for Show Creators Incorporated, an entertainment company. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jared Busby is a financial advisor at Merrill Lynch Wealth Management and a member of The L/A Wealth Management Group. He specializes in developing personalized financial strategies designed to help clients pursue their long-term goals, focusing on areas such as college education planning, executive compensation, family wealth management strategies, and personal retirement planning. Jared holds a Bachelor's Degree from Clemson University and an MBA from the College of Charleston. He carries professional designations including Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA). With nearly six years of experience serving clients in Charlotte, NC, he applies a tailored approach, combining personal insight and professional expertise to align clients' financial goals with their passions and values. Originally from the Northern Virginia suburbs of Washington D.C., Jared enjoys outdoor activities such as fishing, hiking, camping, golf, and watching Charlotte FC soccer. He is also committed to community involvement and participates in volunteer work with local organizations.

Brian Marsee is a Series 66 credentialed financial advisor with 16 years of industry experience, currently serving clients at LPL Financial since 2014. He is based in Fort Mill, South Carolina. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and retirement consulting through a national network of investment adviser representatives.

Nelson Thompson is a Series 66-licensed financial advisor with Morgan Stanley in Charlotte, NC, and has 13 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2012. Outside of his advisory work, he is involved in designing and purchasing custom jewelry through Amanda Thompson Design. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized strategies including private funds and structured products.

Macintosh Donner is a CFP® with five years of industry experience, currently serving as a financial advisor at Charles Schwab in Charlotte, NC. Prior to joining Schwab in 2022, he worked at The Vanguard Group from 2020 to 2022. He holds Series 63 and Series 66 registrations. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and operational support.

Charles Miller is a Financial Consultant at Fidelity Investments, where he currently provides comprehensive financial planning and guidance. He collaborates closely with clients and their families to develop financial plans that align with their goals and vision. Before his current role, Charles served as an Investment Consultant at Fidelity Investments from 2022 to 2024 and as an Investment Solutions Representative from 2021 to 2022. His experience spans various aspects of investment consulting and solutions within the financial services industry.

Duy Nguy is a financial advisor at LPL Financial with Series 63 and Series 65 licenses and three years of industry experience. He has been associated with LPL Financial since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with research-driven model portfolios and various institutional services.

Nicholas Quigley is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses, and has five years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies such as machine learning.

Trent Thomas is a financial advisor with Charles Schwab in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2006 and 2008, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory services supported by a large-scale, integrated operational structure.

Michael Fraebel is a financial advisor with J.P. Morgan Securities in Charlotte, NC. He holds Series 63 and Series 66 licenses and has four years of industry experience. Prior to joining J.P. Morgan Securities, he worked at Accenture LLP and Insight Sourcing Group Holdings. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

John Anderson is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2011, alongside his tenure at Merrill Lynch beginning in 2009. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutions, offering managed account programs, discretionary portfolio management, and brokerage services. The firm integrates a range of investment strategies overseen by its CIO and platform team, with a focus on tax-efficient implementation and close affiliation with Bank of America’s broader banking and capital-markets platform.

Noah Ingalls is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2022, he worked at UBS Financial Services and Churchill Real Estate. He also spent four years associated with Queens University of Charlotte. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from multiple sources.