Macintosh Donner is a CFP® with five years of industry experience, currently serving as a financial advisor at Charles Schwab in Charlotte, NC. Prior to joining Schwab in 2022, he worked at The Vanguard Group from 2020 to 2022. He holds Series 63 and Series 66 registrations. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and operational support.

Charles Miller is a Financial Consultant at Fidelity Investments, where he currently provides comprehensive financial planning and guidance. He collaborates closely with clients and their families to develop financial plans that align with their goals and vision. Before his current role, Charles served as an Investment Consultant at Fidelity Investments from 2022 to 2024 and as an Investment Solutions Representative from 2021 to 2022. His experience spans various aspects of investment consulting and solutions within the financial services industry.

Duy Nguy is a financial advisor at LPL Financial with Series 63 and Series 65 licenses and three years of industry experience. He has been associated with LPL Financial since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with research-driven model portfolios and various institutional services.

Nicholas Quigley is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses, and has five years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies such as machine learning.

Trent Thomas is a financial advisor with Charles Schwab in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2006 and 2008, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory services supported by a large-scale, integrated operational structure.

Jim Cantalupo serves as the Managing Partner of The CBC Group and holds the positions of Managing Director and Senior Resident Director - Private Wealth Advisor at the Ballantyne office in Charlotte, North Carolina. With a career in financial services beginning in 1988 and joining Merrill in 1995, he specializes in customized wealth planning strategies tailored for wealthy families, senior executives, and business owners. His focus areas at The CBC Group include trusts, estate planning services, and executive compensation. Jim earned his bachelor's degree from the University of South Carolina and is a graduate of the Cannon Trust School. He holds the CERTIFIED FINANCIAL PLANNER® certification and completed executive leadership programs at the Wharton School of Business, Georgetown University's McDonough School of Business, and the Yale School of Management. Additionally, he holds professional designations such as Certified Plan Fiduciary Advisor, Personal Investment Advisor, Retirement Benefits Consultant, and has expertise in sports and entertainment financial planning. Active in the community, Jim has served as Vice Chairman of the National Board of Directors for the National Multiple Sclerosis Society and currently is president of the Charlotte Soccer Academy, the largest non-profit competitive youth soccer club in North Carolina. He resides in Charlotte with his wife Joanie and their two children. His personal interests include traveling, golfing, and collecting wine.

Michael Fraebel is a financial advisor with J.P. Morgan Securities in Charlotte, NC. He holds Series 63 and Series 66 licenses and has four years of industry experience. Prior to joining J.P. Morgan Securities, he worked at Accenture LLP and Insight Sourcing Group Holdings. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

John Anderson is a Wealth Management Advisor with extensive experience in the financial services and risk management industry since 1991. He holds a Bachelor of Science in Business Administration from the University of Alabama and holds several professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). John is a Portfolio Manager within Merrill IAP and works with a select group of clients including families, retirees, business owners, physicians, attorneys, professional athletes, entertainers, corporate executives, and non-profit organizations. John's approach centers on understanding clients' life priorities, investment personality, and financial situations to provide personalized wealth management focused on achieving client goals. His expertise covers areas such as college education planning, corporate executive services, executive compensation, family wealth management strategies, defined benefit and contribution plan consulting, legacy planning, managing new wealth, retirement planning, and services for sports and entertainment professionals. He is committed to integrity, trust, and placing clients' best interests first. Active in his community, John has served on the Board of the Johnston YMCA, Charlotte Latin School Alumni Governing Board, and as a Parish Council Member of St. Nektarios Greek Orthodox Church. His personal interests include fishing, golfing, music, skiing, spending time with his family, tennis, watching movies, and practicing yoga.

Noah Ingalls is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. His prior roles include positions at UBS Financial Services and Churchill Real Estate. Noah is based in Fort Mill, SC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Centario Grier is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Mass Mutual Investors Services and NYLIFE Securities, among other firms. Grier is a 50% owner of J&G Legacy Financial Group LLC, which operates for Cetera business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Tanner Trites is a financial advisor with Ameriprise in Charlotte, NC, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Pruco Securities LLC and Walker and Associates with Ameriprise Financial. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware retirement income planning.

Kevin Harvel is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. His prior experience includes roles at Securities America Advisors and OSAIC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Barry Ozer is a financial advisor with OSAIC in Charlotte, NC, holding a Series 66 designation and 16 years of industry experience. He previously worked at FSC Securities Corp for eight years before joining OSAIC in 2023. Outside of advising, Ozer serves as a board member for the 3T Foundation, a nonprofit focused on educational enrichment and mentorship for youth in Charlotte, and is a managing partner at Magnolia Capital Partners, providing financial planning and investment services. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage, investment advisory, and financial planning services. The firm employs asset-allocation tools and multiple third-party solutions to construct diversified portfolios and supports legacy platform transitions and advisor recruitment programs.

Chad Miller is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked with TD Private Client Wealth LLC, TD Bank N.A., and FINRA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

Monica Vadhera is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in developing personalized financial strategies that align with each client’s unique goals, leveraging the investment insights of Merrill and the banking solutions of Bank of America. Her expertise encompasses a broad range of client focus areas, including college education planning, family wealth management, retirement planning, legacy planning, and tax minimization, among others. Monica holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from Hansraj India and completed an Accredited Certificate Program from the AICPA. Fluent in English, Hindi, and Punjabi, she is committed to providing comprehensive wealth management services grounded in a deep understanding of her clients’ needs. In addition to her professional work, Monica actively participates in community service, reflecting the Merrill tradition of community involvement. Her personal interests include badminton, biking, music, reading, sewing, singing, table tennis, and yoga.

Holly Giacobone is a financial advisor at UBS Financial Services with 31 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 1994. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based allocations to tailor client solutions.

Harry Greyard is a CFP® with 32 years of industry experience, currently associated with LPL Financial since 2021. His prior career includes roles at Waddell & Reed, Inc., and involvement with the Financial Planning Association of Charlotte, where he also served as a teacher. He has additional experience founding and managing several business entities related to financial planning and investment. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, retirement consulting, and brokerage services, utilizing model portfolios and research supported by both in-house and third-party sources.

Zachary Walker is a financial advisor at LPL Enterprise with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at Wells Fargo Clearing Services LLC and UNC Charlotte. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Daniel Cruse is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63, Series 65, and Series 66 licenses. He has 27 years of industry experience, including 17 years with LPL Financial since 2009. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Colin Noone is a financial advisor at UBS Financial Services with a Series 66 designation and three years of industry experience. Prior to joining UBS in 2021, he held roles at several companies including Autobell, SoccerRealz, DoorDash, FedEx, and Footlocker. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and research resources.