Caleb Glick is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked previously at Fidelity Investments, Bank of America, and Merrill. Outside of his advisory role, he is a co-owner of a family rental property in Charlotte, NC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert White is a Wealth Management Advisor and First Vice President with Merrill Lynch Wealth Management in Boston, MA. He has been with Merrill Lynch since 2011 and brings extensive experience in multi-generational wealth management for established families and corporate entities. Robert emphasizes a personalized approach to financial strategies, focusing on areas such as family wealth management, philanthropic planning, special needs planning, and services tailored for non-profits, endowments, and foundations. Before joining Merrill Lynch, Robert held various roles in Boston’s financial services sector, including positions at Morgan Stanley Smith Barney and Massachusetts Financial Services, where he specialized in investment strategy and retirement planning. He holds the CERTIFIED FINANCIAL PLANNER® designation and maintains several FINRA registrations, including Series 7, 52, 63, 65, and 31. Additionally, Robert is licensed to provide life, long-term care, disability, and annuity insurance. Robert earned a Bachelor of Science in Business Administration with a focus on Finance and International Business from Bowling Green State University in 1993. He is a member of the Financial Planning Association and participates actively in community organizations such as the Museum of Fine Arts Boston and Raising a Reader Massachusetts. He has received recognition including the Presidential Volunteer Award from the President of the United States.

Cindy Schwamberger is a Series 66-licensed financial advisor at Morgan Stanley with 25 years of industry experience. She has worked at Morgan Stanley since 2009, with a brief period of unemployment in 2017. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients by delivering a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis methods. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through corporate financial planning agreements.

Abigale Smalley is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she held various roles including positions at Bruegger's Bagels and Applebee's/RMH Franchise Holding. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Tate Carrier is a financial advisor at Merrill holding a Series 66 designation with three years of industry experience. His prior roles include positions at Bank of America and Drucker Wealth, as well as four years at the University of North Carolina at Chapel Hill. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals and institutions.

Jeffrey Stevenson is a Senior Financial Advisor at Merrill Lynch Wealth Management. As a Certified Financial Planner (CFP®) professional, he specializes in delivering tailored financial plans that address goal-based investing while aligning investment, retirement, and legacy planning needs. He works with clients to provide comprehensive wealth strategies that incorporate a holistic approach. Jeffrey focuses on support for business owners with complex planning needs, individuals aiming to simplify their finances for retirement, and those seeking trust and estate planning strategies for legacy control. His expertise includes college education planning, philanthropic planning, small business strategies, tax minimization, retirement income, and managing new wealth. He earned a Bachelor of Arts degree from Campbell University in 2014, majoring in Trust and Wealth Management with a minor in Financial Planning. Originally from Dayton, Ohio, Jeffrey moved to Charlotte, North Carolina in 2003. Outside of his professional work, he enjoys spending time with family and friends, watching and playing sports, boating on Lake Wylie/Norman, traveling, and engaging in various adventure sports. He is also committed to community involvement through volunteer work.

Joseph Pecarro is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Nationwide Financial Network and Suntrust Advisory Services prior to joining Merrill in 2022. Based in Charlotte, NC, Pecarro has a background in both advisory and securities services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, using model-based and discretionary investment strategies constructed by internal and third-party managers.

Stephen Grice is a CFP® with 39 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. He previously worked at Signator Investors, Inc. and has been involved with Furman Insurance Agency since 1988. Grice holds officer roles in a fixed insurance sales and consulting S Corp and serves on the board of a nonprofit insurance wholesaler focused on institutional accounts. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing to construct diversified portfolios.

Joshua Standifer is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo in various capacities since 2015. Outside of his advisory role, he owns and operates Sole Running LLC, a business selling runner clothing apparel. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jason Hnat is a financial advisor with Ameriprise in Charlotte, NC, holding Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at MassMutual, Park Avenue Securities, and LPL Financial. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports through a centralized consulting team.

Jeremiah Hall Oxendine is a financial advisor at Ameriprise in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Edward Jones and Carter County Dodge, as well as a brief tenure with the NFL Giants. Outside of finance, he works as a basketball referee. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to develop customized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Kevin Siros is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for various client types, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Glen Archer is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been associated with Raymond James Financial Services Advisors, Inc. since 2009 and has led Archer Wealth Group since 2010. Outside of his advisory roles, he owns ArcherWealthGroup, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional entities. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Alejandro Mozqueda Alvarez is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes roles at NinjaTrader, Lee Construction Company of the Carolinas, and several educational institutions in North Carolina. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jay Collins is a financial advisor with Fidelity Investments based in Bessemer City, NC. He holds Series 63 and Series 66 licenses and has four years of industry experience, including prior roles at Wells Fargo Clearing Services LLC and Digital Intelligence Systems. Outside of finance, he has worked in the hospitality sector, including time with Banner Elk Winery. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Jason Webster is a financial advisor with Mass Mutual Investors Services in Huntersville, NC. He holds the Series 66 designation and has two years of industry experience. Prior to joining Mass Mutual and MML Investors Services in 2024, he spent eight years at Wilco Finance. Outside of his advisory role, he works as a business coach and mentor through Elevate Strategy & Consulting, supporting other professionals in business growth. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and educational seminars.

Natalie Koletic is a Series 66-licensed financial advisor with Merrill in Charlotte, NC, with 7 years of industry experience. She has been with Merrill since 2010. Outside of her advisory role, she co-owns Tiger Capital LLC, a limited liability company that holds passive interests in commercial real estate entities. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Melissa Spivey is a financial advisor with Raymond James Financial Services, Inc. in Lincolnton, NC, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. She has been with Raymond James since 2000 and has owned an online clothing boutique, Divas & Dimples, since 2012, which she maintains as a potential opportunity for her daughters. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to align investment strategies with client goals while supporting municipal and public finance work through affiliated advisory programs.

Patrick Smith is a financial advisor with Wells Fargo Clearing in Davidson, NC, holding Series 66 and Series 63 licenses and five years of industry experience. His prior work includes roles at Us Tech Solutions, Target, and the University of North Carolina at Charlotte. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Brennen Davis is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses and four years of industry experience. His background includes roles within The Vanguard Group and Vanguard Marketing Corporation, as well as prior experience in education and a brief period in film. He also serves as a limited agent providing fiduciary duties for an immediate family member. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm utilizes a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, supporting a wide range of customization options and tax-aware features.