Stacy Novak is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market scenario modeling in its service offerings.

Alice Mach is a CFP®-designated financial advisor with 29 years of industry experience, currently affiliated with Ameriprise in Franklin, TN. She has held positions at Ameriprise Financial Services since 2012, with roles also at LPL Financial and a brief period of unemployment. Outside of her primary role, she assists as an Associate Financial Advisor at MEW Practice Management, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, utilizing proprietary research and a centralized service team to provide ongoing advice within a structured investment framework.

Gordon Mellin is a financial advisor with Equitable Advisors in Nashville, TN, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at Equitable Advisors since 2016 and was previously with AXA Advisors, LLC. from 2016 to 2020. Equitable Advisors serves a wide range of clients, including individuals, high-net-worth, retirement plans, corporations, charitable organizations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, working extensively through program sponsors and third-party managers to provide advisory and brokerage solutions.

Lloyd Gaw Jr. is a CFP® professional with 38 years of industry experience, currently affiliated with Raymond James & Associates. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of advisory work, he owns and manages multiple family-related farm and rental real estate businesses in Tennessee. Raymond James & Associates is a large firm servicing individuals, institutions, and municipal entities with offerings that include financial planning, wealth advisory, and institutional consulting. The firm utilizes a variety of portfolio management styles and provides municipal advisory services alongside market-making and execution in municipal bonds.

Charles Watson is a financial advisor at LPL Financial with 24 years of industry experience. He holds the CFP® and CFA® designations as well as the Series 63 license. His prior work includes roles at FTB Advisors, Inc., First Tennessee Brokerage, and First Tennessee. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

John Sant Amour Jr. is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. He serves on the advisory board of the Murfreesboro Water and Sewer Department in Tennessee. Morgan Stanley Wealth Management provides a broad range of advisory programs for individual and institutional clients, combining financial planning and investment services supported by a structured planning process and firm-approved tools.

Travis Skavlan is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He specializes in comprehensive financial planning aimed at helping clients build, preserve, and transition wealth. Prior to his current role, Travis held several positions including Planning Consultant at Fidelity Investments from 2022 to 2023, Assistant Vice President and Product Manager at AllianceBernstein from 2020 to 2022, Senior ETF and Model Portfolio Specialist at Fidelity Investments from 2017 to 2020, and Regional Investment Consultant at Fidelity Investments from 2013 to 2017. Travis is a Certified Financial Planning Professional who focuses on partnering with clients and their families to understand their personal and financial priorities. His approach involves creating tailored plans designed to provide peace of mind over the long term. Outside of his professional work, Travis has interests in art, museums, painting, and traveling.

Peter Smith is a financial advisor with Ameriprise in Nashville, TN, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, utilizing a centralized consulting team to deliver written, non-discretionary recommendation reports. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Robert Rocha is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley and its Private Bank division since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Michael Rodriguez is a financial advisor at Raymond James & Associates with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Stifel Nicolaus & Co., and Wells Fargo Clearing. Outside of his advisory role, he has ownership in ASRMCR Holdings LLC, a private investment-related business he co-owns with his spouse. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension and profit-sharing plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by a range of portfolio management styles, firm research, and affiliated sub-advisers.

Eduardo Gumucio is a financial advisor at Merrill with 12 years of experience, including 4 years in the industry. He holds the Series 66 designation and is based in Nashville, TN. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kristen Beckstead is a financial advisor with LPL Financial in Nashville, TN, holding CFP® and ChFC® designations and 19 years of industry experience. She has worked at First Tennessee Brokerage and FTB Advisors, Inc. prior to her current roles at LPL Financial and First Horizon Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services supported by research and model portfolios.

Robert Ramsey is a financial advisor with Robert W. Baird & Co. in Nashville, TN, holding Series 63 and Series 65 credentials and having 40 years of industry experience. He has been with Robert W. Baird since 2005. Outside of his advisory role, he serves as a board member for the 100 Club of Nashville, a charitable organization, and the Nashville Dolphins nonprofit. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers across a variety of investment strategies.

Bard Powell is a CFP®-certified financial advisor with four years of industry experience, currently affiliated with LPL Financial in Brentwood, TN. His prior work includes positions at First Horizon Bank and SA Stone Wealth Management Inc, with additional experience leading Arthur Powell Group LLC for over two decades. Powell is also involved with Arthur Powell Properties, LLC, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers diverse financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Benjamin Bostic is a financial advisor at UBS Financial Services with five years of industry experience. He holds a Series 66 designation and has worked in various roles prior to his current position, including at Northpointe Staffing and WileyBros Aintree Capital LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services such as fee-based financial planning and discretionary portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor investment strategies and combines institutional trading capabilities with wealth management services.

Melissa Gallant is a CFP®-designated financial advisor with 18 years of industry experience. She is currently with Cetera and has held prior roles at Winchester Financial Group, Trilogy Capital, LPL Financial, and Ameriprise Financial Services. Outside of her advisory work, she is also licensed as an insurance agent, selling health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates as a multi-manager platform with access to affiliated and unaffiliated third-party managers.

Ryan Mccann is a financial advisor with UBS Financial Services in Franklin, TN, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Sherri Overton is a financial advisor at Robert W. Baird & Co. in Nashville, TN, holding a Series 63 designation with 28 years of industry experience. She has been with Robert W. Baird & Co. since 2013. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across various investment strategies.

John Cusick is a Senior Financial Advisor at Merrill Lynch Wealth Management. He employs a holistic approach that integrates various financial disciplines to provide personalized strategies aimed at helping clients manage and preserve their wealth effectively. His client focus areas include family wealth management strategies, legacy planning, liquidity management, retirement income, philanthropic planning, socially responsible and ESG investing, tax minimization, and portfolio management services. John began his professional career as a litigation and appellate attorney, representing cases across multiple domains such as divorce, paternity, criminal law, probate, and eminent domain. He has argued before every district court of appeal in Florida but does not provide legal advice in his role as a financial advisor. He holds a Bachelor's degree from the California State University System and a Juris Doctorate degree from Saint Thomas University. John is a Personal Investment Advisor (PIA) and is registered with FINRA. Outside of his professional commitments, John lives in Brentwood, Tennessee with his wife and son. He is involved in community activities including Habitat for Humanity and enjoys outdoor pursuits such as hiking, skiing, and traveling, as well as reading.

James Bell is a CFP® with seven years of industry experience, currently affiliated with Mass Mutual Investors Services in Franklin, TN. His career includes roles at MML Investors Services, Park Avenue Securities, and Guardian Life Insurance. Outside of his advisory work, he engages in life and health insurance sales through his personal firm, James Bell Financial Services, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation through separate brokerage or insurance arrangements.